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my brothers in a bit of a mess


SiobhannP2
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my brother is in a mess with capital one. i've found out he has a £200 credit limit because of charges etc he now owes over £800. He tends to bury his head in the sand so i'm trying to help him organise things. I've sent off the letter requesting his statements etc with a £10 cheque but what happens now in requards to his account. Do you make a payment in the meanwhile? and also will they continue to charge interest on his account?? sorry if these seem like stupid questions just not all that sure. Thanks in advance for any advise Siobhann

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Hi, my brother got himself into the same mess with capital and i have just issued a court order as they only offered me 50% refund, have a read at my threads.

Next step is to send them a prelim letter, you will find this under bank templates

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Siobhann

 

I'm not an expert but I wouldn't make any payments as the account is in dispute, they will keep charging you interest but you can claim all this back. You should also ask them to place your account on hold while its in dispute, it worked for me until they passed to to DCA (Debitas).

 

Unfortunatly, In all the cases i've been dealing with capital and abbey seem to be the worst.

 

Good Luck

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