Jump to content

doyin22

Registered Users

Change your profile picture
  • Content Count

    95
  • Joined

  • Last visited

Community Reputation

1 Neutral

About doyin22

  • Rank
    Basic Account Holder
  1. Hi Im in the same boat as everyone else with the Northern Rock Together mortgage in Nov 06. Loan was on 7.54% interest rate. I now live overseas and would love to sell but in negitave equity. Also now mortagge has been passed to NRAM (new side of NR when it was bought over) Mortgage was £80,000 Unsecured Loan £30,000 House Value £80,000 so in negative equity If you have any info that may help it would be appreciated.
  2. Thanks, Yes I have contacted shelter yesterday. Any other advice will be appricated.
  3. I am 60years old, live in scotland and get ESA benefit paid every 2 weeks as I have heath problems and had to sell my house last year due to family problems, there was a small profit from this but was paid out to clear debts I owed as i had to borrow money to pay years off back council tax about £16000 plus house was in bad repair and needed work done before it was sold. I moved into my daughters flat as she is living overseas and instead of renting this out allowed me to stay there as we thought I would get some benefits to cover the costs. She gave me a tenancy lease and have been figh
  4. I've been fighting abbey since Feb for a settlement and had to file at court in the end. I've got a court date of 19th Sep 07 however, i've now had a letter from Abbey saying they will be requesting the courts stay my claim pending the outcome of the test case. Is there anyway for me to counter this by writing to the court and suggesting that the stay shouldn't be granted and does anyone have a template lettter?????
  5. I've been fighting abbey since Feb for a settlement and had to file at court in the end. I've got a court date of 19th Sep 07 however, i've now had a letter from Abbey saying they will be requesting the courts stay my claim pending the outcome of the test case. Is there anyway for me to counter this by writing to the court and suggesting that the stay shouldn't be granted and does anyone have a template lettter????? To be deleted, wrong forum..
  6. Does anyone have the tempalate letters for CCA request? I sent a CCA request for my brother and have had no response and the 12 dyas have passed, should i issue another 30 day notice?
  7. Matt I have claimed from Halifax and got an offer from NR at the weekend and they are tough. My friend whom i had helped has also now been offered 50% of his claim from HBOS but am holding out for full settlement. Try your luck as you have nothing to lose if its under £5000 as it will be appointed to small claims court. Good Luck
  8. An update on my case, i sent of the following letter last week "Without Prejudice save as to Costs Dear miss Caldwell ACCOUNT NUMBER: xxxxxxx RE: Court Claim no - xxxxxx I am writing to give you a final opportunity to settle my claim without the time and costs of the courts. Our hearing is approaching and as your request for a telephone hearing was denied, I am willing to cancel should you offer full settlement to save yourselves further costs. I look forward to your response" I got a response on saturday offering me a settlement and don't understand
  9. Hi brownie24 I think you should go for it. I claimed money back from B & M and they were the easiest. They paid out quickly, read my Thread how i claimed from B & M.
  10. I'm about to start a claim for my mum agianst an old barclaycard, only problem is it was passed to C.S.L to collect and she has been liasing with them. I was going to ask them to supply the original agreement as well as a breakdown of charges but Should i send my letters to Barclays or to CSL.
  11. Good news... I've got an email from DL piper offing full settlemet on my ERC charges. They have notified the courts that they will settle befor ethe 11th May (our court date) so am just waiting on the cheque.
  12. As i recall the service address is for people who want any correspondance to go to a different address from their home address and the reference is just your own reference that will be put onto any letters etc. I would just use your name or account number as the reference.
  13. you need to find your proof of posting very quickly, if you do i wouldn't worry as you can then follow the procedure, however if you can't try emailing them for a eta on statements, I did this and they replied. If they don't have your letter you will need to get another one of very quickly. I found that the halifax were one of the best banks to deal with when i was claiming.
×
×
  • Create New...