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Aktiv Kapital - Statute Barred


AB1987
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I have received several letters from Aktiv Kapital regarding an old account. I spoke to them today and explained I wasn't familiar with the account and if it was an account of mine then it was probably statute barred.

 

The agent looked and confirmed that the account is statute barred.

 

I said ah ok then, she went on to say that they are still looking to collect but just won't take legal action but that was never their intention.

 

Where do I stand???

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You should send them a letter via recorded delivery stating that the debt is statute barred + request a copy of their complaints procedure.

 

Once they have it in writing from you that the debt is statute barred - and so long as they cannot prove otherwise - it would be unfair for them to contine chasing you. So hopefully they won't!

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