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Santander Mortgage Fees


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Hi everyone,

About a year ago I wrote to Santander complaining about excessive arrears charges and them sending field agents out without informing me that I could refuse the visits. Santander refused to pay up so I sent a complaint to the FOS. After over 6 months of waiting I finally received their judgement today which boiled down to them not considering the fees to be excessively high.

 

When I spoke to the guy on the phone and mentioned the FSA judgements he seemed to indicate that since the judgements weren't made against Santander, they don't apply to Santander.

 

I'd love some advice on what to do next.

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