Jump to content


  • Tweets

  • Posts

    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX 2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all.   Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4351 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

if we assume the rabate figure is correct it stll doesnt include any of the stat 8% interest (which they say the will re-calculate upon appceptance) as i wont be appcepting the payment off my mortgage can ywou work of the figure date and add interest that way ??

i will try to obtain the settlement figure but will have to wait till wednesday next week now

 

what do you think to the letter ?? too long maybe shorter and to the point or ok as it stands ?

Link to post
Share on other sites

  • Replies 67
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Your letter should just ask them how the figure of £1,700 is calculated (you want to see the calculations).

 

In addition yur letter should ask them what about the contractual interest you have paid on the PPI sum included in your mortgage AND what about the 8% on those payments as well.

 

The amount of £3,400 odd they have calculated up to the date the loan was settled is bang on.

 

Link to post
Share on other sites

can you give a short letter i can adress to them for me please ?

then when i have spoken to them on wednesday if they wont give me the info over the fone i will fire the letter off

like i said putting things into writing as never been my strong point

thanks kev

Link to post
Share on other sites

dear sir / guys name at bank who uphelp my complaint

i am writing in response to PPIlink3.gif claim number ******** which you upheld on **th may 2012

After a lenghty discussion with foslink3.gif i have decided that your offer of redress is unacceptable the figures upto loan settlement dates are fine and put me back in the position i would have been had you not mis sold me ppi .

I am advised that a redress into a joint mortgagelink3.gif account is totally unacceptable and that all ppi should be paid direct to me as set out by fos

in addition i would like for you to explain to me how upon settlement the figure of £1776.36 as been reached.

also added to that the contractual interest inccurred in my mortgage as a result . plus the standard 8% interest to be added

please be advised that if i dont recieve a reply within 14 days i will pass this onto fos with immediate effect

regards kevin ......

 

 

hows that sound ???

Link to post
Share on other sites

Letter starts Dear Sirs

 

First paragraph says that they haven't given you enough information as to whether you can accept their offer or not. Tell them that you are willing to accept an offer when they provide the following further information.

 

1 The settlement statement for the first loan showing the settlement balance on the loan and details of any rebate of PPI given at that time.

 

2 Their calculations as to how the £1700 mortgage reduction figure is arrived at

 

3 Their proposals for refunding the extra interest charged on the mortgage account as a result of PPI a ppi balance being included in it from the start.

 

 

You then finish by saying that if they provide all of that data the likelihood is that agreement can be reached but if they fail to supply you with adequate calculations and evidence you will refer the matter to fos who will undoubtedly require them to provide it and it may cost the £850 for a case fee as well. They can avoid this by providing you with the information now.

 

Link to post
Share on other sites

thats sweet and i think i can draw up a letter to suit.

only thing that you dont mention and i think should be mentioned is that i want the money and they have no right to pay it into the mortgage account

also no mention of any times scales i should give them to reply

Link to post
Share on other sites

................................................................ name and address

..................... date letter sent

................... your ref ppi claim number

 

Dear sirs

 

I feel you haven't given me enough information as to whether i can accept your offer .I am willing to accept an offer when you provide the following further information.

 

1 The settlement statement for the first loan showing the settlement balance on the loan and details of any rebate of PPIlink3.gif given at that time

 

2 Your calculations as to how the £1776.36 mortgagelink3.gif reduction figure is arrived at

 

 

3 your proposals for refunding the extra interestlink3.gif charged on the mortgagelink3.gif account as a result of PPI a ppi balance being included in it from the start.

 

4 Please be reminded that all payments made by me must be refunded to me including the relevant interest

 

 

If you provide all of that data the likelihood is that agreement can be reached but if you fail to supply me with adequate calculations and evidence i will refer the matter to foslink3.gif who will undoubtedly require you to provide it which may also incurr £850 for a case fee as well as time related extra interest, You can avoid this by providing me with the information now.

 

regards ... signature

Link to post
Share on other sites

................................................................ name and address

..................... date letter sent

................... your ref ppi claim number

 

Dear sirs

 

I refer to our ongoing correspondence in respect of this upheld PPI claim.

 

I am please to agree the calculations you have provided in respect of the loan account up to the the date of its closure in the amount of £3,4xx.xx

 

However, I feel you haven't given me enough information to enable full agreement because you have not provided detail of the calculations in respect of the mortgage. I would be willing to accept an offer when you provide the following further information which I can verify and thus confirm your figures to be correct.

 

1 The settlement statement for the first loan showing the settlement balance on the loan and details of any rebate of PPIlink3.gif given at that time

 

2 Your calculations as to how the £1776.36 mortgagelink3.gif reduction figure is arrived at

 

 

3 your proposals for refunding the extra interestlink3.gif charged on the mortgagelink3.gif account as a result of PPI a ppi balance being included in it from the start.

 

4 Please be reminded that all payments made by me must be refunded to me including the relevant interest

 

 

If you provide all of that data the likelihood is that agreement can be reached but if you fail to supply me with adequate calculations and evidence i will refer the matter to foslink3.gif who will undoubtedly require you to provide it which may also incurr £850 for a case fee as well as time related extra interest, You can avoid this by providing me with the information now.

 

Yours faithfully... signature

 

See my amendments in blue and when these are done you're good to go

 

ims

 

Link to post
Share on other sites

last paragraph

 

If you provide all of that data within 14 days of recieving my letter the likelihood is that agreement can be reached but if you fail to supply me with adequate calculations and evidence i will refer the matter to foslink3.gif who will undoubtedly require you to provide it which may also incurr £850 for a case fee as well as time related extra interest, You can avoid this by providing me with the information now.

Link to post
Share on other sites

all done and ready to roll on thursday

 

07.06.2012

Your reference PPIM/********

Dear Sirs

I refer to our ongoing correspondence in respect of this upheld PPI claim

I am pleased to agree the calculations you have provided in respect of the loan account up to the date of its closure in the amount of £3,453.86

However, I feel you have not given me enough information to enable full agreement because you have not provided detail of the calculations in respect of the mortgage .I would be willing to accept an offer when you provide the following further information which I can verify and thus confirm your figures to be correct.

1 The settlement statement for the first loan showing the settlement balance on the loan and details of any rebate of PPI given at that time

2 Your calculations as to how the £1776.36 mortgage reduction figure is arrived at.

3 Your proposals for refunding the extra interest charged on the mortgage account as a result of PPI a ppi balance being included in it from the start.

4 Please be reminded that all payments made by me must be refunded to me including the relevant interest.

If you provide all of that data within 14 days of receipt of this letter the likelihood is that agreement can be reached but if you fail to supply me with adequate calculations and evidence I will refer the matter to FOS who will undoubtedly require you to provide it which may also incur £850.00 for a case fee as well as time related extra interest, You can avoid this action by providing me with the information now

Yours faithfully

kev *******

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...