@mbna moorcroft now Arden, & old abbey/mbna credit card + reclaiming

[dx100uk]

can you go get your credit file from noddle please

 

 

see below

 

 

dx

[ro284]

Thankyou dx, i have actually got credit report!

 

 

A lot of ok's, also a lot of df,s. but only to arrow!

 

 

it appears arrow global ltd, took over the credit card from MBNA !

 

 

could you tell me if there is anything i can do next please.

 

 

i don't want to be forced to sell the house,

 

 

also i still have PPI claims to sort out!

(which has caused many of the problems! i have now)

 

 

regards ro

[dx100uk]

put house sale out of your head now

doesn't happen like that.

 

 

so in relation to this MBNA

what does it show please

 

 

and what is the defaulted date in the top summary?

 

 

dx

[ro284]

Thanks for reply,

On the top copy, it reads my name, address, birth date, credit card,

card no. xxxx xxxx account start 2006, opening balance amount= £12,898,

payment frequency,= monthly. date of default = 30/09/2011,

default balance £12, 898!

regards ro.

[dx100uk]

and def arrow global against it not MBNA?

 

 

dx

[ro284]

sorry dx, just to clarify,

 

 

Yes it definitely states--arrow global ltd. ( LENDER) above my name!

 

 

we continued to pay monthly payments to original creditor mbna, (originally virgin.)

and ignored Arden, moorcroft, Arrow, etc.etc.

 

 

mbna is not mentioned on the page,

 

 

however it is mbna that we have continued to pay ever since.

 

 

we made no agreement with anyone but MBNA

 

regards ro

[dx100uk]

doesn't matter you've not made an agreement with AG

MBNA have sold on their rights so thus your agreement too.

 

 

send AG a CCA request

 

 

now is the time to do this

unlike earlier when you didn't know the target

 

 

DONT SIGN THE PO OR THE LETTER

use a BLANK £1 po too.

 

 

if arrows FAIL to supply it within 12+2 WORKING DAYS

comeback here

 

 

if you want at sometime to scan your statements?

i'll help with this outstanding PPI reclaim

 

 

dx

[ro284]

Many thanks dx for your help, i will do as you suiggest and update as soon as i know anything.

Regards Ro

[ro284]

Sorry, a couple of things dx!

 

 

the letter i had is from Arrow solicitors, wilkin chapman, had no account on! which i thought it should have?

 

 

it had only their reference no! should i send to them or direct to AG? Ro

[dx100uk]

arrows,

[ro284]

Hello dx.

 

 

Happy new year to you and to all reading this,-Sorry for delay, (health problems again)

 

 

The reply as follows from arrows = date 15-12-2014.

 

 

Thankyou for your letter, passed for our attention as the assignees of the above account,

we acknowledge your request for documentation pursuant to the consumer credit act 1974.

 

 

We will now process your request for documentation from the originating creditor (i thought they should have already done this!)

and will revert in due course,

 

 

All collection activity will be suspended pending provision of the documentation, your payment of £1-00 is returned,

 

 

I must admit this breather has been benificial to me! no further reply,

 

 

But note that they still phone every day! which i do not answer! regards Ro

Edited January 18, 2015 by ro284
additional thought

[ro284]

I don't know if this can be read or accepted by CAG!

 

 

my last attempt was not! but just to say that i have yet another reply from Arrow, admiting they still cannot supply a copy of the documentation from the original creditor!!

 

 

seems to me they are losing their bite! It is very tempting to state to them that if they cannot prove they have documentation i refuse to accept thier word that i must pay them! ( after all the threats harrasment etc.) any thoughts much appreciated

 

 

they are still phoning of course! regards Ro

[dx100uk]

there were site issues earlier ro

 

 

dx