Arden credit management

[Halibutt]

Mikey - I know from personal experience that Arden will accept reduced repayment offers if they're worded correctly. Good luck!

 

H. x

[mikey130]

Haven't heard any thing from Arden credit Management, for 2 months now and I notice there are no new threads about them and no updates from any one else, are they still tradeing, are they in difficulty, any body know?

[mikey130]

ok Guys update on my situation,

 

I received a copy credit agreement from Arden credit management on the 19th May having put my account in to dispute on the 1st May,

but no follow up letters or calls,

 

untill 3-4 weeks a go when a very nice man from RESOLVE A CALL came knocking at my door,

I very calmly told him that I had revoked the right of Moorgate loan serviceng and Arden Credit Mangement to visit me at home

and that he was there fore tresspassing and that I would only communicate in writeing and that if he didn't go i'd call the police and have him removed,

he just appologised and imediately left !

 

having not heard any thing since

 

I have this morning received a letter from Fredrickson international,

tellin me that they now act as DCA for Moorgate loan serviceing so a change of DCA

 

any one any idea's why this may have happend ?

 

are they part of Paragon or have Moorgate given up on Arden credit management,

 

any help/ sheding some light on this would be very much apreciated.

 

Mikey130

Edited September 7, 2012 by mikey130
time frame misleading

[Fred Bassett]

ok Guys update on my situation, I received a copy credit agreement from Arden credit management on the 19th May having put my account in to disputeon the 1st May, but no follow up letters or calls, untill 3-4 weeks a go when a very nice man from RESOLVE A CALL came knocking at my door, I very calmly told him that I had revoked the right of Moorgate loan serviceng and Arden Credit Mangement to visit me at home and that he was there fore tresspassing and that I would only communicate in writeing and that if he didn't go i'd call the police and have him removed, he just appologised and imediately left ! having not heard any thing since I have this orning received a letter from Fredrickson international, tellin me that they now act as DCA for Moorgate loan serviceing so a change of DCA any one any idea's why this may have happend ? are they part of Paragon or have Moorgate given up on Arden credit management, any help/ sheding some light on this would be very much apreciated.

 

Mikey130

 

Mikey,

 

Can you scan up your "agreement", leaving out personal details, barcodes etc, for the experts to look at. If it's unenforceable, that leaves you in a much stronger position. I know that's frowned upon here, but it's still the case.

 

Regards.

 

Fred

[dx100uk]

sounds like you are on a phishing list now.

 

await the discount letters.

 

dx

[Fred Bassett]

That was an online agreement and I think probably enforceable, but I'm no expert. However, the PPI was included in the loan which I believe is a big no no. Somebody who knows more about this stuff will be along shortly to advise, I'm sure.

 

Cheers.

 

Fred

[dx100uk]

as this was 'loans' rolled over into each other

 

i'd SAR MBNA

 

dx

[dx100uk]

perfect

 

lots to reclaim there.

 

 

dx

[mikey130]

ok will make attempt to clean up tomorrow and repost dx can you give me an idea where i stand then, i thougt i'd reclaimed all there was, should this be in dispute ? and what are my grounds ? sorry not that experianced at this.

mikey

[dx100uk]

do you know exactly must n total ppi you got back before they took their shre.

 

there are admn fees on those statements too.

 

dx

[mikey130]

ok 3rd attempt with pdf file think its ok this time, dx will find exact ammount i got back and post up I have all the relevent paper work.

 

thans mikey

all.pdf

[dx100uk]

reversal fees too

 

dx

[mikey130]

ok guys have dug out ppi repayment figures I got £3187.07 back for miss selling of ppi and £454.78 back representing interest at 8% making a total of £3641.85, if some one can take a look and advise it would be much apreciated all so do I have any grounds left to dispute on ?

 

thanks guys

 

Mikey

[dx100uk]

you said

 

the ppi I had back was on 3 loans and 2 credit cards,

 

IMHO as the loans were rolled over

 

[and were any of the loans to pay-off the credit-cads]

 

i'd say thats very low

 

you say you have all the paperwork for the loans?

 

if so you need to fill this in:

 

This first spreadsheet is the latest version of the statutory interest calculator and is used for Single Premium PPI cases. It can also be used where rollover PPI is involved, i.e. a new loan re-financing a previous one and where PPI is included in one or more loans.

 

StatIntSheet v101.xls

 

read the red notes tab at the bottom regarding rollover.

 

then we'll do the credit cards.

 

dx