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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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LLoyds Breach on SAR Request


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Hi,

 

First post so be gentle with me!

 

I sent a SAR request to Lloyds for all my personal accts and business accts before Xmas. They have missold PPI to me in the past, but I need the agreements to collate how much and when. Everything relating to my personal accts came on Day 40, with the following letter->

 

"Thank you for contacting LLoyds TSB Bank plc to request your personal information held in automated systems and manual files.

 

I am pleased to enclose the information, which has been compiled in accordance with the act.

 

We are still collating information with regards to your business accounts and this will be issued as soon as it is ready. I am sorry for the delay.[...]

 

Your entitlement under the Act is to your personal data, rather than photocopies of all documents. The personal data we hold is enclosed."

 

They give me a phone number to call if I have any queries, but funnily enough anytime I call I get a 'there's no-one available, please call back' message.

 

A few questions:

1. What do I do now that I'm still waiting for the business acct stuff? I've looked at the ICO site and they want evidence of chasing up the bank, but I'm not getting anywhere on the phone with them - is a protracted letter exchange the only way to get this moving?

2. What IS my entitlement with SARS? Am I not entitled to photocopies of my loan apps etc? (they took my tenner!)

3. Any other advice?

 

My feeling is that they are stalling with sending out the business stuff because they know what's coming. What can I do to move this forward?

 

Any help would be gratefully received.

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Hi

 

For the information that is now out of time i.e. 40 calendar days send them a failed SAR letter here as this is something best not done on the ppohine as you need a paper trail

 

http://www.consumeractiongroup.co.uk/forum/content.php?593-Data-Protection-Act-Non-Compliance-Template-Letters

 

Some banks do not send details of the agreements as a result of a SAR request while others do. You could add a paragraph into the failed SAR letter that you haven't received details of agreements and request them to send them to you. Alternatively, if any of the accounts are still live, you could get the details via a CCA request...template in the CAG library, the link to which is at the top of every CAG page in green.

 

As a sole trader they should really be treating this as personal data so normal DPA/SAR rules apply.

 

Some members have found that a call to the bank branch can yield the information from the agreements over the phone.

 

Try all angles

 

ims

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Firstly, so sorry for the monosyllabic 'yes' earlier - I really wanted to reply to you before I left the house this morning, but I had two toddlers making unending demands for breakfast so I had to be quick!

 

Thanks for your help with this - I will definitely get that letter off to them to chase them up for being beyond their 40 days. I'll also try to give the branch a call or my business banking manager a call to get more information too.

 

Will keep you posted!

 

Many thanks for all your help - it is greatly appreciated.

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