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    • Not at all.  The onus is on them to ensure that their invoice respects the provisions of Schedule 4 of the Protection of Freedoms Act 2012 to establish keeper liability.  Which it can't as the area is covered by bye-laws. Spot on. Irrelevant as to whether you entered into a contract with VCS to pay them £100 if you didn't obey what was written on their silly signs. Who cares?  What about their ridiculous generic Particulars of Claim where they deliberately mix up driver and keeper. And where do they mention this?  You haven't shown us anything. Of course you have to prepare a Witness Statement and you'd better get on with it. This is the problem here - you've disappeared for months & months, haven't kept us updated and presumably haven't read other VCS threads.  That needs to change - now. Otherwise you will lose - simple as that. For a start - please upload the court order which fixes the hearing date plus plus where "VCS mentioned my initial defence was generic and clearly copied from the internet".  We're not mind readers.
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    • Hi,  It has been a long time but I have had confirmation claim will proceed to hearing in roughly 1 months time.  I was wondering if anyone could advise on defence please.  A few questions I have are: 1) I didn't notify VCS that I was not the driver of the vehicle and the judge may look negatively on this point.  I did not receive any direction in correspondence from VCS  that I should inform them if I was not the driver and that was going to be the foundation for may argument on this point. 2) The vehicle is stopped at a zebra crossing.  Based on the images from VCS for around 10 seconds.  At that time there is someone standing near the zebra crossing and someone else enters my vehicle.  I was going to raise the point that stopping at a zebra crossing when someone is standing near it is to be expected.  I was also going to ask the question how you can have a no stopping zone when there are zebra crossings where the driver is required to stop. 3) The no stopping zone is clearly signposted, however, no drop off or pickup is not clearly signposted with one small sign at the zebra crossing, parallel to the road and on the passengers side.  I was going to challenge that no-drop off or pickup is clearly signposted.  4) VCS mentioned my initial defence was generic and clearly copied from the internet.  It covered 1) Claimant not being in a position to state if the Defendant was the driver at the time.  2) No evidence that claimant's contract with landowner supersedes byelaws & signage isn't legally binding contract. 3) No contractual costs and interest cannot be accrued on speculative charge. I am interested to know if anyone has had success or been unsuccessful with this 'generic' defence. 5) If I should submit an updated defence to the court based on questions 1, 2 & 3.  Or if it is better to only raise these points in court? Thanks.  Any guidance would be appreciated  
    • I honestly don't know, Baz. In addition what I don't  understand (from that pamphlet) is this: The s88 criteria are quite clear and don't need a medical professional to interpret them . The one most relevant to his topic says that an application is not a "qualifying application" if a relevant disability has been declared. The problem with the word "may" is how does the applicant establish whether me "may" driver under s88 when he has not complied with its conditions? I don't know the answer to that either. But to further muddy the waters, the pamphlet says this (about : But the s88 statute says absolutely nothing like that at all. It simply says that if you have declared a relevant disability s88 does not apply. The DVLA pamphlet is simply confusing as far as I can see. That's actually my opinion and that's what I would stick to if it was me making the application. But I'll seek a few opinions from others over the next couple of days.
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Urgent help with CapQuest Statutory Demand


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Im not sure if this is the correct place to post this as I am new but really need some help/advice from someone in the know.

 

This morning (2nd December) my partner received a hand delivered envelope from CapQuest. The man at the door was trying to get my partner to get on the phone to someone to discuss this letter which at the time he did not know whow this letter was from or what it was about.

 

My partner declined to get on the phone as he was just heading out the door for work.

 

I have read through this letter which is dated 10th November (3 weeks ago!) which to paraphrase states "you have failed to respond to correspondence in a satisfactory manner....... no alternative but to serve you with a Statutory Demand for Bankruptcy" . There is a warning that he if he wishes this demand to be set aside he should make an application within 18 days from service upon you or deal with this demand within 21 days.

 

In the particulars section of the demand it basically says the debt relates to credit agreement with Halifax dated 26 Jul 2003. The agreement terminated on failure to comply with the terms. The debt was passed to CapQuest in Nov 2007. The amount is £21,582 including £7,522 interest. There is no way we could pay that amount of money off!

 

To my partners knowledge he has not made a payment on this account since mid 2004 at least, therefore in my opinion this debt should be Statue Barred.

 

So I have a few questions:

 

1. How can we figure out if this debt is SB as we cannot find any documents relating to this debt?

 

2. How can they possibly expect my partner to comply with this demand as he is already out of time from the date of the letter and we cannot prove he only received this letter today being 2nd December?

 

Sorry for the long post, I hope it makes sense.

 

I would really appreciate some pointers on this matter as it is worrying me to death.

Edited by sp82wolves
typos
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typical crapest tactic

they have been severely reprimanded recently for issuing SD's like confetti as adebt collection tool.

and they were done for purposefully holding onto debts until the last possible moment

so £1000's are added in unlawful fees and interest etc etc.

 

ok dont worry - i doubt this is 'real' as such and holds no water

[just type in capquest SD in our advanced search top right]

 

if it IS sb'ed, that is an absolute defence

 

you need to ring halifax and ask when the last payment was made

 

and you need d to get a copy of her CRA file [say from creditexpert site]

 

make SURE all her addresses are listed too.

 

comeback with that info.

 

in the meantime

 

contact no-one else

dont pay anything to anyone

esp any doorstepper

 

THEY HAVE NO LEGAL POWERS anyhow - just like crapest!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks so much for your reply dx100uk,

 

He rang Halifax this morning and ascertained there were hardly any payments in 2004 with a couple in 2005, the last payment being Dec 2005.

 

I will get him to get his CRA file later when he comes in from work, what info will we need to be looking out for on it?

 

Thanks again for the pointers

 

regards

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ok so it will now prob be statute barred [6yrs from last payment]

their SD will not reset that

so thats why they are trying it on.

 

to catch a mug.

 

get that CRA done

see if the debt even shows

make sure all addressess are linked

 

also read and sub

http://www.consumeractiongroup.co.uk/forum/showthread.php?306742-Capquest-and-Statutory-Demands&highlight=sd+capquest

this thread

and post a link to here

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Right then,

 

He now has a copy of his CRA from credit expert, this debt is not listed on his file at all and the addresses are linked.

 

What can we do now to stop them from writing or visiting any further? or do we just ignore this SD?

 

Kindest regards

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If the last payment was December 2005 it probably is NOT yet statute barred – which is probably why they have issued the SD.

 

However, there are numerous ways to overcome the SD – by which time it probably will have become SB. Issuing an SD does not, as far as I know, stop the SB clock in the same way as issuing a court claim does.

Edited by DonkeyB
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correct

 

pers i'd ignore them

 

please read that thread and post on it for confirmation

post a link to this thread.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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