Bailiffs advice required

[Somebody Told Me]

Some relatives of mine are currently experiencing serious difficulties in regard to the financial situation their son has got himself into.

Matters have escalated to the point where threats have been received stating that bailiffs will be visiting their home to recover goods to the value of his debts.

Naturally, they're concerned about this and don't know where they legally stand should bailiffs arrive on their doorstep.

In the event that this happens what is the best course of action they can take?

[padja]

first of all they are not responsible for sons debts. What are the debts? I suspect there Debt Collecting Agency and have no rights but until we know a little more advice can be different if its bailiffs and court debts thats different if its just DCA's then basically they have no rights what so ever

[seanamarts]

Can you let us know who the company are and what the debts are.

This may seem a bit intrusive but it will help us to advise further.

The parents are not responsible for their sons debt full stop and cannot be held responsible for them. If a bailiff does turn up you dont have to deal with him at all.

[dx100uk]

bet its a tinpot DCA

 

typically bailiff co's dont send letters out threatening they are going to visit

as they get no fes for this

they just send them out

AND

 

there would have alrady been a CCJ for this to happen.

 

so me thinks its a tinpot DCA

 

time to ignore them!!

 

dx

[Somebody Told Me]

Firstly, thanks for the replies.

 

From what I've seen he's got a few pay day loans, at least one bank loan among other debts which I don't the full details of.

 

I have seen (glanced over for a few minutes) a debt management plan, which he set up himself at a cost of £30.00 per month, among the companies listed were Moorcroft and DLC who I know are DCAs.

 

I know that they have no obligation to service his debts but I think they were advised (I don't know by who) that a bailiff could entry to their house and obtain goods to the value of his debts from his room and as such has fuelled their concerns. Presumably this is rubbish but I wanted to check.

 

If things do escalate to the point of bailiffs being involved what is the usual way through which this would transpire?

[ploddertom]

Their is no law that says you cannot owe a few debts, certainly many of us are here because of that very reason. He can have 101 debt collectors contact him and even have some letters that have real red writing on them. They may indeed threaten all sorts - bad credit rating, starting legal proceedings when Bailiffs may be employed - they forgot to mention that they have to win their case first and you have to default on payment. DCA's can be dealt with in the old Anglo Saxon way.

 

If they do go to Court then they have to win first and of course he may only be able to afford £1 per month. The only Bailiff that could be employed following default in payment is the County Court Bailiff who can be very reasonable. If however the debt is for more than £600 then it could be transferred to the High Court for enforcement.

 

PT

[dx100uk]

i'd suggest he gets a copy of his CRA file

 

that way, he will KNOW what debts he SHOULD be paying.

 

and p'haps get reclaiming unlawful fees & PPI

 

dx

[Somebody Told Me]

Hi all, just to close this off.

The threat of bailiffs related to a council issued parking fine which said son neglected to pay initially but has since settled.

Thanks again for the advice.

[dx100uk]

aha all become cleAR!

 

get him to check his cra file and get reclaiming !!

on the other debts

dx

[Somebody Told Me]

Already suggested that dx - but unfortunately there're some people you can't help until they start to help themselves.

[dx100uk]

:lol::lol::lol:

 

dx