Jump to content


  • Tweets

  • Posts

    • oh well i wonder what new fake documents they have made up then...for them to try this.... just to check nothing funky like Link have filed an n244 to lift the stay and strike out her defence....she hasnt moved since last court comms has she?   is this an n24? bit unusual for a 13mts stay to just be lifted... has she not received anything from link/kearns in the last fw weeks like a docs bundle? bit like this thread... https://www.consumeractiongroup.co.uk/topic/466576-lc-assetlinkkearns-claim-form-2-mbna-cc/?do=findComment&comment=5256397  
    • if the agreement was taken out jan 23, then she has not reached the 1/3rd mark so the car has not become protected goods under the consumer credit act.  this puts her in a very very vulnerable position regarding ever keeping the car....whereby once they have issued a default notice they can legally send a guy with a flatbed (though they are NOT BAILIFFS and have ZERO legal powers) to collect the car.  if the car is kept on the public highway then they can simply take it away and she will legally owe the whole stated amount on the agreement AND lose the car. if it's on private property i'e like a driveway, ok they shouldn't take it without her agreeing, but if they do, it's not really on but its better than a court case and an inevitable loss with the granting a return of goods order. are these 'health reasons' likely to resolve themselves in the very short term (like a couple of months?) and can she immediately begin working again ? i'e has she got a job or would have to find one?  answer the above and we'll try and help. but she looks to be between rock and a hard place . whatever happens she will still have to pay the loan off...car or no car....unless you can appeal to the finance company's better nature using health reasons to back off for xxx months.
    • no need to use it. it doubles the size of the thread and makes it very diff to find replies on small screens too. just like @username it - sends unnecessary alerts to people. everyone that's posted on your thread already inc you ...gets an automatic email alert when someone else posts.
    • Hello all,   I ordered a laptop online about 16 months ago. The laptop was faulty and I was supposed to send it back within guarantee but didn't for various reasons. I contacted the company a few months later and they said they will still fix it for me free of charge but I'd have to pay to send it to them and they will pay to send it back to me. The parcel arrived there fine. Company had fixed it and they sent it via dpd. I was working in the office so I asked my neighbours who would be in, as there's been a history of parcel thefts on our street. I had 2 neighbours who offered but when I went to update delivery instructions, their door number wasn't on the drop down despite sharing the same post code.  I then selected a neighbour who I thought would likely be in and also selected other in the safe place selection and put the number of the neighbour who I knew would definitely be in and they left my parcel outside and the parcel was stolen. DPD didn't want to deal with me and said I need to speak to the retailer. The retailer said DPD have special instructions from them not to leave a parcel outside unless specified by a customer. The retailer then said they could see my instructions said leave in a safe space but I have no porch. My front door just opens onto the road and the driver made no attempt to conceal it.  Anyway, I would like to know if I have rights here because the delivery wasn't for an item that I just bought. It was initially delivered but stopped working within the warranty period and they agreed to fix it for free.  Appreciate your help 🙏🏼   Thanks!
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Problems with water bill & Mackenzie Hall Dept Collectors


boshdmg
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6430 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello

 

I woke this morning with a nice red letter of court action from Mackenzie Hall, for a sum of £400 that is supposedly over due on my account with Northumbrian Water, and the letter says that I must pay by the 22nd of the September to avoid the action, it’s the 23rd today!

 

This is also the first I have ever heard of any problems, I haven’t received any prior warnings, no red bills, nothing. I rang up Northumbrian water and they couldn’t tell me any thing, so I contacted the people who sent me the court action and they treated me like some sort criminal and basically weren’t interested in anything I had to say, all they could tell me was the address the charge was concerning, but not the period that I edgily have not paid the bills for. The address they mentioned was somewhere I have not lived for 3 years though.

 

I then took this info back to Northumbrian water and they still couldn’t tell me anything, they said the account was locked and they referred me to a third party which is the solicitors handling the case, which aren’t open till 9 on Monday.

 

I am almost certain that all the bills where paid up, my fear is the next tenants did not bother to put the water in their name and did not bother to pay the bills. Am I still liable?

 

I am also worried about how I will prove I wasn’t living there, like all students I’ve had many addresses since then and I didn’t keep my tenancy agreements etc. What do I do?

Link to post
Share on other sites

reply with letter disputing the debt and then you'll see what response you get

-----------------------------------------------

Mortgage Express charges- settled in full after issuing claim

 

------------------------------------------------

To view the FAQ'S click here: http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

To view the PRELIM letter click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

To view the Letter Before Action click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

To find Registered Address:

http://www.esd.informationcommissioner.gov.uk/esd/search.asp

 

 

If my advise helps click here http://www.consumeractiongroup.co.uk/forum/reputation.php?p=366404

Link to post
Share on other sites

Send the complaint to Northumbrian Water. Tell them you will not deal with their debt collecting muppets. Also send a copy to Ofwat, the water company regulators.

 

Check to make sure that it is a real court action. Are the papers signed, do they name the county court, is there a seal - Mackenzie Hall have a habit of sending out fake or court-looking papers. There have been suggestions the company has had its knuckles rapped over action of this kind.

 

If this is what they are doing write to the OFT, they won't do anything but at least you've told them. You may also consider reporting it to Trading Standards, your area and East Ayrshire Council

 

There are also suggestions, contained in the minutes of Northumbrian Watervoice, the consumer's panel, that Mackenzie Hall will not discuss anything with third parties like CAB's. They had their knuckles rapped on this too so a note to them would not go amiss.

 

To conclude - make a fuss

 

If Mackenzie

Link to post
Share on other sites

The letter is titled in red "Notice of Court Action" and it say in the first paragraph, "documents have now been prepared to enable the Issue of a Claim against you in your Local Court"....and when i rang MH they said they would give me 7 days to prove that iv paid the bills or they will begin action. No court is expicitly mensioned and the letter is signed, but only using a different computer type face.

Link to post
Share on other sites

Not up to you to prove the debt exists, that's for Mackenzie Hall to do. If thye say you owe it they should be able to provide the documents.

 

You have not been sent court papers. This is Mackenzie Hall posturing and threatening as usual and you should do as has already been suggested write to Northumbrian Water to complain about THEIR debt collectors and insist they take the account back. Whatever they may say about the matter being locked they are responsible for the actions of their colectors. Mackenzie Hall won't volunteer to give it back because they will lose money on it.

 

As I said earlier make a fuss and let everyone know about the actions of these scumbags

Link to post
Share on other sites

Do need i bother contacting Alexander James, the solicitor who is acting for Northumbria, and has probably contracted MH?

 

In the hope that they can tell me what period i have elgidly not paid the bills for? I know it cant be me either way, because i and my flatmates paid the water bills regularey while i was there, and £400 would equate to 2 years of unpaid bills which certainly cannot be the case.

Link to post
Share on other sites

Write to Northumbrian Water and address it to the chief executive - he can re-direct it to the appropriate deptartment. Send it recorded delivery so you have a record of it being received. Tell them you expect your costs in this matter to be set against your water bill.

Link to post
Share on other sites

I contacted Alexender James, and they said that the water account at the address is still in my name now....even tho i moved out in Jul 2003. They said they will call off Mackenzie Hall and have given me 14 days to prove the date that i move out of the property. Only one problem! i dont think i have anyway of proving it, i dont have my tennancy agreement, i dont have any old bills, and i cant reach the Landlord. what do i do?

Link to post
Share on other sites

You don't have to prove anything to them. Simply write to them stating you moved out of the property when you did, you have no way of contacting the landlord and you will challenge any action they may take against you in court.

 

You should still write to Ofwat and the OFT to lodge complaints about both companies.

Link to post
Share on other sites

I like your strength NailPost, im a little scared of the big bad companies. I would like to take your line, but surely its partly my fault for not telling them i left the property, also it appears i may legimately owe them one months rates.

 

So should i say im willing to pay anything before july 2003, anything there after i am willing to go to court?

Link to post
Share on other sites

One months water rates in my house would be £16. A whole year's rates is less than £200. Mackenzie Hall are having a laugh demanding £400 - and its at your expense.

 

I own a property which is let to students. While they pay no council tax (exempt the lazy gits) they pay the other utilities. When they leave, usually in June, I hold onto their deposits until August to make sure they have no unpaid bills. As the landlord I am ultimately responsible for the utility bills. This may be the same in your case and it is your former landlord who should be chased by these ****.

 

You could find out the identity of the landlord by paying £2 to the Land Registry.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...