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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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Advice on repo.Vehicle registered to me-Ex not been paying.


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Hi there,

I need some advice on Moneybarn T&C's.

 

My husband and I bought a tax free vehicle whilst stationed in Germany in 2008.

 

The finance was for four years in his name, but the car was always registered in mine, essentially it was meant as a runaround for me.

Unfortunately we split up in May of this year and although he initially kept the car, we decided that as I am 7 months pregnant

and we have a 21 month old daughter, I would have the car. We split the repayments, he continued to pay Moneybarn, and I give him half. Then in 14 months time the car is paid off!

 

I have taxed and insured the vehicle at my new address, but he is now saying that moneybarn want the car back as it is not insured in his name or registered at his address.

The car finance as far as I know is being paid so why do they insist that it is my husband who is the registered keeper of the vehicle?

 

Is it likely that I am in fact driving it illegally,

can.they repossess it,

or am I not getting the full story from the ex.

I can't speak to Moneybarn as I am not the one with the finance agreement.

Please help, does this sound at all legal?

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Welcome to the site.

If the agreement is in his name,then he is contractually bound by the terms and conditions,irrespective of who the vehicle is registered to at the DVLA.

What % of the total has been paid off do you know ?

You are not driving illegally if you are insured and the vehicle has Tax and MOT.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Also was the finance taken out with Moneybarn in Germany or the UK ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Good morning, thank you for replying. Firstly we are three years into a for year repayment so 3/4 of the finance is paid off.

Second answer is that we originally took the finance out with Duncton No 1, finance co. I don't know what had happened and why the finance is now with another company, but w never had any trouble with Dunctons.

 

So do we have to give the car back?

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Dunctons changed their name to Moneybarn earlier this year - probably in attempt to change their image !

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Will move your thread into another forum.

I was of the understanding that they cannot repo the vehicle if more than 2/3 has been paid off.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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The problem is that it is your ex that needs to deal.

If our members are able to advise here-do you think you will be able to persuade him to do that ?

Obv he will have to be the one who sorts this out.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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