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    • is the home in joint names but this is solely your debt? need far more history to be able to comment if it's paid off and was not just written of by one partly on their books and sold to anther, thus the cra file says £0. dx
    • So, Sunak has managed to get someone to 'volunteer to go to Rwanda hasn't he? .. for just £3000 payment to the person plus 5 years free board and lodging isnt it? - cost to UK taxpayer over £300M+ (300 million quid+) isnt it? - Bargain says Rwanda, especially with all the profit we made privately selling those luxury chalets Bravermann advertised for us   I wonder how many brits would jump at that offer? Thousands? Hundreds of thousands? Lets see, up to 5 years free board and lodging and £3k in my pocket .. I'd go - and like that person - just come back if/when I get bored. First job - off to Botswana for a week to see the elephants.   Of course the paid volunteers going to Botswana are meaningless - Rwanda have REPEATEDLY said they wont take any forcibly trafficked people in breach of international law eh? Have the poops actually got any civil servants to agree to go yet - probably end up as more massive payments to VIPal contractors to go and sit there doing nowt shortly eh?    
    • Hi Wondered if I could get a little advise please. I entered into a commercial lease (3 years) and within a few months I had to leave as the business I was trading with collapsed. I returned the keys to the landlord and explained the situation and no money, also likely to go on benefits but the landlord stuck to their guns. They have now instructed solicitors to send letter before action claiming just over £4000. The lease was mine and so the debt. I know this. I have emailed the solicitors twice to explain I am out of work and that with help from family I could offer a full and final settlement figure of £1500 or £10pw. This was countered by them with an offer to reduce the debt by £400, or pay off the amount over 12 months. I went back with an improved full and final offer of £2500 or £20pw. This has been rejected with the comment 'papers ready to go to court'. I have no hope of paying the £4000 and so it will have to go to court. Pity as I have no debts otherwise but not working is a killer. I wondered if they take me to court, could I ask for mediation? I also think that taking me to court will result in a pretty much nothing per week payment from my benefits. Are companies just pushing ahead with action even if a better offer is on the table? Thanks for your help.
    • Hi all, Many thanks for the advice! Unfortunately, the reply to the email was as expected…   Starbucks UK Customer Care <[email protected]> Hi xxxxxx, We are sorry to read you received a parking charge after using our Stansted Airport - A120 DT store. Unfortunately, the car park here is managed by MET parking. Both Starbucks and EuroGarages who own and operate this site are not able to help and have no authority to overturn any parking charges received. If you have followed the below terms then you would need to send all correspondence to [email protected], who will be able to assist you further. Several signs around the car park clarify the below terms and conditions: • Maximum stay 60 minutes, whilst the store is open. If the store is closed, pay to park applies. • The car park is for Starbucks customers only who make a purchase in our store, a charge will be issued if you left the site. • If you had made a purchase and required additional time, you must have inputted your registration number into the in store iPad which would have extended your stay up to 3 hours • To park in a disabled bay, you must have displayed a valid disabled badge. • If Starbucks was closed, you must have paid for parking as charges still apply, following signage located on site. • If you didn’t use the store, you must have paid for parking, following signage located on site Please ensure all further correspondence is directed to MET parking at the above email address, and accept our apologies that we cannot help you further on this matter.  Kind Regards,  Lora K  Customer Care Team Leader Starbucks Coffee Company, Building 4 Chiswick Park, London, W4 5YE
    • Thanks HB edited and re-uploaded. Thanks for the heads up 👍
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form MI12..Help!!


hevvanoz
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Hang on in there - we'll support you.

 

You need to keep chasing the DWP about the MIR - don't let up.

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Hang on in there - we'll support you.

 

You need to keep chasing the DWP about the MIR - don't let up.

 

Yes, they said they lost my first form, and then even said they had NOT received the second one (which surprise, surprise they eventually found).

My building society also told me to keep an eye on my payments as they are sometimes apt to forget to make the payment..

 

Mary

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  • 2 weeks later...

What;s happening with the DWP payments ? have you chased them ?

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Hi, what information are they waiting for - did you send it by recorded delivery ?

You mentioned a couple of weeks ago that you were going to make a payment of £510 - did you do this ?

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The information they asked for was after they had received the form MI12.They asked for what I had used the remortgage money for in 2005.Such as what work and improvements I had made.they wanted receipts for the work done.I supplied all the information but had no receipts as the work was done over 6 years ago.I didnt send recorded delivery.I am making a payment tomorrow when my son comes home on leave.He gets paid end of the month

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Phone the DWP and tell them you have received an eviction notice ! did you keep a copy of what you sent to them in the post? re-send it tomorrow by special delivery so they have to sign for it and still keep a copy.

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I have rang and been on hold for 25 minutes my phone credit ran out.there is no free phone number for them.I will go down first thing and yes i have copy of the form and will send it recorded in morning.

Please tell me this wont happen..feel like dying.

Edited by hevvanoz
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Hello I have rang DWP who have not received the information I sent that they requested..deep breath..However,the lady from the MIR dept. of the DWP told me she will ring me tomorrow(thurs) and talk me through the form and fill it in as I have an eviction notice and needed a speedy solution to this.They need itemised details of what improvements I made to my home(with receipts) when I remortgaged.Which was 6years ago..I will post the outcome of the phone call.Thanks for listening..

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Hi The lady from the MIR dept.At DWP has rang to ask if I have the information from my original company that I mortgaged with.The company in question no longer exists (GMAC) So the only information I have is from the Halifax.I cant retrieve original letters from the original mortgage as it was in 1999 and all paperwork has gone.WHAT CAN i DO?...

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GMAC is now Paratus - this is their website with contact numbers http://www.paratusamc.co.uk/

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Found out that my original mortgage company is now called Paratus ltd.Rang them and the wonderful lady traced my account from 9 years ago(with no roll number for reference) and has give me a final figure.Rang DWP and awaiting a return call from the woman dealing with my case..phew.. been on phone all day it seems.

Wonder why they need all this information as to why Ive remortgaged and what improvements Ive made to my home?..they certainly make you work hard for any help they may or may not give you..

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Well here goes,the lady from DWP rang me and went through the form with me(as they havent received it) she took all the details of my home improvements,then rang me back to say they will only pay £37000 of payments as my mortgage stands at £63000 this works out at £104.00 per month.She said I can appeal against this and will send me the relevant forms to do so.My remortgage was spent on massive home improvements that the DWP do not recognise apparently.While I am grateful for any help my mortgage payment is £370.00 per month plus £50 off the arrears.Can this be the case? please advise.many thanks..

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Yes I know they pay interest only.but my mortgage payments are interest only due to my losing my job.they are only paying for £37000 and mortgage is for £63000.

Only so much they will allow for home improvements.Ah well shouldnt have tried to update my home and lived in it as it was..so much for bettering yourself.

£26.04 per week..laughable.

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  • 3 weeks later...

Hi

Its me again.I have received a phone call last week from optima legal services cc chelsea building society.They have said if I can send them the letter from theDWP with relevant information as to how much and when they are making a payment,they will stop the eviction as long as I make up the shortfall amount.I sent it recorded delivery last tuesday(15th) and have not heard anything from them.Am I right to request in writing what was told to me by Optima? i.e The eviction would be stopped if I complied with this request? Thanks..Heather..ps.. shortfall amount is one months payment.

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Hi, have you rung them to see if they got it? did you send by recorded delivery ?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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Well here goes,the lady from DWP rang me and went through the form with me(as they havent received it) she took all the details of my home improvements,then rang me back to say they will only pay £37000 of payments as my mortgage stands at £63000 this works out at £104.00 per month.She said I can appeal against this and will send me the relevant forms to do so.My remortgage was spent on massive home improvements that the DWP do not recognise apparently.While I am grateful for any help my mortgage payment is £370.00 per month plus £50 off the arrears.Can this be the case? please advise.many thanks..

 

You are only allowed to claim for the debt in buying the property in the first place. You can get some help with the money used for improvements, but the improvements are very restricted as you have found out.

 

From your figures and if you include £50 off the arrears, you should get help of £111.93 a month leaving a shortfall of £308.07 a month out of your other income.

I don't know where they get there £104.00 from. You should get 3.63% of £37000.

 

Based on your figures including income of £135 every two weeks, keeping the house going is a non starter. Best you look to move to a rental place and cut your losses.

 

Either way as you only seem to be getting £135 every two weeks as other income, how on earth are you going to find close on to £150.00 out of it?

 

Unless you have more income coming in than you have said, keeping the house going is not going to be financially possible. Best start looking for a rental place in my opinion as there is far too much going against you.

Edited by taraquin
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Yes the amount is £26.04 per week.when the DWP rang to tell me they hadn't worked it out per calender month,which is,as you say approx £112.00.

Rental is going to be round about the same moneywise. Thats why I attend at least 2 job interviews per week and apply for dozens.I could give my home up and get a private rent,paid for by the council(also they pay the bond)I have no wish to do so.The mind boggles,as private rent are approx.£450 per month.So the state would be paying more!..I will keep jobhunting..

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