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    • Apply for an HM Armed Forces Veteran Card   An HM Armed Forces Veteran Card is a way to prove that you served in the UK armed forces. The card can make it quicker and easier to apply for support as a veteran. It’s free to apply. You can currently only apply for a Veteran Card if you have a UK address. Veterans who do not have a UK address will be able to apply later this year. READ MORE HERE: Apply for an HM Armed Forces Veteran Card - GOV.UK WWW.GOV.UK Apply for an armed forces veteran card to prove that you served in the UK armed forces.
    • The Private Parking Code of Parking has been postponed as the poor dears are frightened that thew will all go out of business once it becomes Law. We all wish but nothing could be further from the truth so doubtless most of them will have to change their ways if they don't want to be removed as approved parking companies. Thank you for still retaining and producing the original PCN which, no surprise, fails to comply with the Protection of Freedoms Act 2012 Schedule 4. [It even states the vehicle "breeched" the terms  when it was the driver that allegedly breached the terms}. It fails to specify the Parking Period and whilst it does show the arrival and departure ANPR times on the photographs [that I cannot read] they do not include how long you actually parked nor was it specified on the Notice  [photos don't count]. So that means that you spent even less time parked though it would help had you not blocked out the dates and times, so good if you could please include them on your next  post. Pofa  asks the driver to pay the charge S( [2][b] which your PCN doesn't though they do ask the keeper to pay.and they have missed out theses words in parentheses S9[2][f] ii)  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; All of those errors mean that the cannot transfer the charge from the driver to the keeper. Only the driver is now responsible . What a rubbish Claim Form -doesn't even give the date of the event which it should.  
    • it doesn't matter what you are being charged or if you missed the discount period. you ain't paying anyway..... if this ever gets before a judge. then the ins and out of POFA2012 or any IPC/BPA guidelines might come into play. until then i go get on with your life. you are spending far too much time on a speculative invoice scan scheme  its almost as if you believe these are fines and enforceable in a criminal court and you could have bailiffs at your door any minute.    
    • Debt Respite Scheme (Breathing Space) guidance - GOV.UK (www.gov.uk) but dont get scammed into a DMP. simply tell whomever you call to simply apply for the BS for you.  
    • totally immaterial. time to now start reading up. Programmable Search Engine (google.com) Clickme^^^ do not miss your defence filing date no matter what dx  
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I will tell you my story very quickly, Im 33 and have worked in the building trade all my life and until about 5 years ago was earning good money. I had a wife, kids, mortgage etc and then i got a divorce but kept the house on my own then lost my job. I have since got another job but it pays much less.

 

Over time in order to pay the bills, i got credit cards and loans and struggled to pay them and i have one charging order against my house. My council tax and water and gas electric has gone up and up and im now on monthly pay. I got a few payday loans - quick quid, pay day advance, wonga etc. I never paid em back and to be fair they havent really hassled me. There has been times i have considered just topping myself but got through those days so. I almost had my house repossed but got a mortgage plan. So when i get threats from loan companies etc it's water off a ducks back.

 

Anyway last month, i was desperate for coin to pay my child maintainance, i ended up loaning 400 off cheque centre in the high street. When it came to the first payday, i just couldnt repay them so i cancelled my card and they never got the total of 490. I had been off work sick with depression and there just wasn't the funds. It was either pay my mortgage, gas and electric etc or pay Chequ Centre.

 

Since then they have hammered me, my mother and work with phone calls. Out of every single organisation i have dealt with I have never come across such a intimidating and threating company - they reckon its within the law to phone me and my mother and work SIX times a day, and one of their bully boy representatives reckons that because even though i took the payday loan out in England - they are a Scottish company and Scottish law allows them to contact my employer and take money from my wages. IS THIS ALLOWED?

 

I aren't that bothered - cos I will just quit work if that happens but I would like to know the law/or would like to know or a charity or organisation that can fight this.

 

Can anybody help? Cheers

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firstly if you gave other people as reference, they can contact them and ask them to tell you to contact them. they cant say why.

they cant contact your employer either. breach of data protection.

they can take you to court yes, thy can obtain a ccj, if ou fail to pay that, they can take you to court again, asking for th JUDGE to arrest your wages......

 

the JUDGE is the only person that can do this.

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firstly if you gave other people as reference, they can contact them and ask them to tell you to contact them. they cant say why.

they cant contact your employer either. breach of data protection.

they can take you to court yes, thy can obtain a ccj, if ou fail to pay that, they can take you to court again, asking for th JUDGE to arrest your wages......

 

the JUDGE is the only person that can do this.

 

So how can i report this company? They have been ringing at work and I even have a letter saying they can directly take money from my wages. If this against the law then i want to report them.

 

It is unfair how these bullies can get away with trying to frighten people.

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So how can i report this company? They have been ringing at work and I even have a letter saying they can directly take money from my wages. If this against the law then i want to report them.

 

It is unfair how these bullies can get away with trying to frighten people.

 

They are bullyings/embarassing you into submission.

 

You need to report them to the information commissioner and the office of fair trading.

 

http://www.ico.gov.uk/

http://www.oft.gov.uk

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