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Black Horse/DLC Hillesden securities Ltd


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Had letter from DLC acting on behalf of Hillesden Securities saying my account with black horse has been transfered to them,and all payments to be made to them not black horse.

 

Had loan since june 2006 and payed black horse for two and half year,then came out of work

 

black horse ccj'ed me in 2009.

 

Got back to work and payed as per court instruction until march 2010,then came out of work again.

 

Not heard anything from black horse ever since.

 

DLC letter arrived 14th september with a poor quality plain letter from Aplins solicitors saying they will ccj me at my local county court if i don t arrange payment.

 

My questions are can i be ccj for the same debt,

and do i have to pay DLC as i have had no letter from black horse to say they have took debt.

 

Am new to forum any help will be great.

thanks.

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Similar questions here as well. Unable to find answers as yet.

 

Can a ccj be enforced when it is no longer being collected by the business that put it before the court?

I was under the impression that to transfer a debt over, the original company would have to inform the individual in writing?

 

As it stands, random out of the blue letter from DLC, no contact at all from black horse, is not the factual basis to be paying upon, this company could be anyone!

june... requested and paid for 6 years of statements.

july.... letter sent requesting charges be refunded to account

early august... letter received stating "account could be closed, charges are fair according to abbey"

august 21st.. finally received 6 years statements

august 22nd... requested the wife's 6 years past statements.

august 23rd... letter before action sent giving 14 days to refund summary of charges

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Similar questions here as well. Unable to find answers as yet.

 

Can a ccj be enforced when it is no longer being collected by the business that put it before the court?

I was under the impression that to transfer a debt over, the original company would have to inform the individual in writing?

 

As it stands, random out of the blue letter from DLC, no contact at all from black horse, is not the factual basis to be paying upon, this company could be anyone!

 

start your own thread....

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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DLC = DCA i take it [debt collection agency?]

 

check you cra file first

 

who OWNS the debt

 

i would suspect that the current phishing list chaser had no idea i CCJ exists already

and i wouldn't tip them off either!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ignore them then.

 

what are the figures like on the CRA file?

are they tracking what you think you about owe now

having paid some off the CCJ?

 

and how much is left to pay?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ive had exactly the same letter, I have continued to pay blackhorse as per my CCJ and will continue to do so until instructed by the court or blackhorse themselves.Am going to contact the court to take their advice and ignoring DLC for the time being , I also have a thread on this

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I have spoken to the court and they still had original creditor as SCM (Blackhorse solicitors) , I have contacted SCM and they have said that it is correct it looks like DLC have aquired a number of cases from Blackhorse . We should have received letters from Blackhorse instructing us which I havent and guessing no-one else has , I made a payment last week to Blackhorse as I had not been notified by either the court or Blackhorse which they confirmed and said will be forwarded to DLC. I said as soon as I receive confirmation from Blackhorse that the account is now being administered by DLC that I will start to pay them.I was assured by both SCM and the court that apart from the change in who I send the payment to there will be no other changes to the judgement as DLC still have to abide by the court ruling and aslong as the ruling is adhered to.Whats the betting I get some letters trying to increase payments etc which I will happily forward to the courts Cheers

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