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    • Thanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe concenquences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points?
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    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
    • Please go back and read my message posted at 10:27 this morning @jk2054. I didn't say that I wasn't going to provide documents, only that I will upload them to an online repo that I am in control of, and that I would share links to these. You shall still be able to read and download them no different from if they were hosted here. And, the issue I have is not so much with hosting, but using an online pdf editor to create a multi-page pdf, again I have discussed this that same message.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Turnball Rutherford Solicitors have just delivered a Stat Demand for Statute Barred Debt** DISCONTINUED**


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Tel no for Northampton 0845 601 5935You need original claim form N1 and the judgement N24

 

I don't have either all i have is the case number for the CCJ at Northampton Court will this be enough sorry to be a pain

 

Thats why you are contacting them, for those forms

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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When you contact Barclaycard you need ask who exactly the account was sold to, should be HFO Capital not HFO Services, you need to ask the exact date of the sale aswell.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Sounds par for the course for the Wimbledon wonderboys... trainee solicitor... methinks that the SRA might be interested in the firm which trains them!

 

The SRA are getting tough now (from what I have heard) and are insisting solcitors do not indulge in 'speculative debt chasing' as their main activity. TR, as we know indulge in this odious practice.

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Sounds par for the course for the Wimbledon wonderboys... trainee solicitor... methinks that the SRA might be interested in the firm which trains them!

 

The SRA are getting tough now (from what I have heard) and are insisting solcitors do not indulge in 'speculative debt chasing' as their main activity. TR, as we know indulge in this odious practice.

 

According to the Stat demand HFO Capital Limited bought the debt on the 31st January 2008, off of HFO Cayman who bought the original debt on 14th June 2007 from Morgan Stanley. I stopped paying Morgan stanley in either December 2005 or Jan 2006 am trying to dig out some old paper work on this.

 

The Stat Demand is from HFO Capital Limited

 

Thanks again everyone

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OK, so you have moved a few times in the last few years.

 

You mention that the threat letters started arriving from HFO a few months ago, at your current address I assume.

 

If HFO have issued the claim form to a previous address while knowing full well your actual current address, then you will have an instant basis for a set aside of the SD, and of the judgment itself.

 

You will also have cause for a very serious complaint to the OFT.

 

So the key to this is getting sight of the claim form. The court should tell you on Monday which address the claim was issued to, and they should send you a copy (although you may have to pay a small fee).

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According to the Stat demand HFO Capital Limited bought the debt on the 31st January 2008, off of HFO Cayman who bought the original debt on 14th June 2007 from Morgan Stanley. I stopped paying Morgan stanley in either December 2005 or Jan 2006 am trying to dig out some old paper work on this.

 

The Stat Demand is from HFO Capital Limited

 

Thanks again everyone

 

Well HFO Capital Ireland should not have bought the debt off anybody in Jan 2008 as they did not hold a Consumer Credit Licence. To do so would be a criminal offence. I suggest you may wish to consider reporting that to the Office of Fair Trading.

 

And if they made the claimed via a previous address knowing you no longer lived there that is also a serious matter.

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I have not recieved one single letter from HFO Services at my address all I have had is threatening telephone calls to place of work. And a Stat Demand delivered to my door, no letters have ever come to my current address.

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I have not recieved one single letter from HFO Services at my address all I have had is threatening telephone calls to place of work. And a Stat Demand delivered to my door, no letters have ever come to my current address.

 

You said, you had received letters in your first post?

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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I have heard absolutely nothing until about 5 months ago a company called HFO Services decided to start ringing me at work??? I did not take any calls from them and did not speak to them. A few weeks later letters started arriving and they threatened to take me to court CCJ.

 

We can't help properly if the facts as stated are not facts. You couldn't have been clearer – they wrote threatening you with a CCJ. That is a very specific thing to state.

 

All the same, if the got the CCJ at an old address then managed to find you after the judgment, they are taking the pee and would KNOW the claim was issued to the wrong address.

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Well HFO Capital Ireland should not have bought the debt off anybody in Jan 2008 as they did not hold a Consumer Credit Licence. To do so would be a criminal offence. I suggest you may wish to consider reporting that to the Office of Fair Trading.

 

Are you absolutely sure HFO CAPITAL purchased this debt at a point when they did not hold a licence? If you are it is extremely important to complain to the OFT, please do so without delay.

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According to the Stat demand HFO Capital Limited bought the debt on the 31st January 2008, off of HFO Cayman who bought the original debt on 14th June 2007 from Morgan Stanley. I stopped paying Morgan stanley in either December 2005 or Jan 2006 am trying to dig out some old paper work on this.

 

The Stat Demand is from HFO Capital Limited

 

Thanks again everyone

 

You said HFO Services bought it in your original post (since edited). Can you confirm the SD says HFO Capital?

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I am typing from the SD now word for word, The Company mentioned is HFO Capital Ltd, On the second page of the SD in particulars of debt it states HFO Capital Ltd having bought the debt on 31st January 2008.

 

As for letters I have never recieved letters to my home address from HFO just to my work address although technically it is not my work address as I am a contractor and they sent the threatening letters to my client (Whom I contract for) and also rang them for a continuous period of about 5 weeks solid even though they were told I am not an employee.

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There is absolutely no way they could have sent it to my client (contract work address) as the company threatened them with liable to stop ringing for an employee they do not have. To be honest apart from numerous "Does this guy work for you" letters no other post was ever recieved at place of work

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So they are claiming contractual interest of 12% AFTER judgment? Absolutely not on. You MUST get all this nonsense to the OFT.

 

They also state they informed you in writing of the assignment. Again, if they have written to an old address then sent the SD to another they are skating on very thin ice.

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