Ccj

[Paul_H]

I have a CCJ against me, the credit report shows Satisfied although I still owe them some money. What would happen if I contact the court and inform them of this, will they send a satisfied cert and that would be it or do i still have to pay up till its all settled.

[maroondevo52]

Hi,

 

How come it's showing as satisfied, did you make a 'full & final' payment towards it ?

[Paul_H]

No I didn't, just been paying the instalments that the Court ordered

[BRIGADIER2JCS]

Any possibility you have actually paid

it off???

[Paul_H]

No, none at all, just don't have that amount of cash lying around:wink:

[BRIGADIER2JCS]

Who's actually posted this is it shown as an account

with a default showing satisfied or settled or is it

in the public information section of your files??

[Paul_H]

It is shown in the Public Record section, just had a double check and it shows 'Satisfied'

[BRIGADIER2JCS]

This is a weird one Paul, have you got

a benefactor who has paid it for you:madgrin:

If not contact the court shown and ask about

the ''satisfaction''.

 

Brig.

[Paul_H]

I wish I had a benefactor like that. Unfortunately I'll have to keep paying, better to have a Satisfied one than UnSatisfied.

Had a quick look and this is what writing to the court involves, so better keep quiet I suppose as I don't want them to change their mind.

_____________________________________________________________________

Getting a certificate of satisfaction

 

If you pay a CCJ more than a month after the judgement date, it stays on the register for six years. There is no way to remove it.

If you’ve paid the CCJ in full, however, you can apply to have it shown as satisfied by proving it to the court and by getting a certificate of satisfaction.

 

This will show anyone searching the register that you have paid, and when you did so.

 

• Step by step Here’s what to do to get a judgment marked as satisfied. You will have to do this yourself if the person who got the CCJ against you didn’t tell the court when you paid.
  
• Contact the court Contact the court that last heard your case. You’ll need to fill out a form. You also need the claim number of the CCJ.
  
• Get confirmation You’ll need proof that you’ve paid in full (so get a receipt). If you can’t get this proof, the court will write to the person who won the CCJ.
  
• Pay the fee There is a fee of £15 – the court will give you more details of this.
  

The court will then write to you to confirm the CCJ is marked as satisfied. This only happens if you pay in full. Part repayment of CCJs is not recorded.

[BRIGADIER2JCS]

I think it may be that you will need

to check the true status of the CCJ

you could be paying for something

you don' t need to, how about asking

the creditor for a statement of the balance???

 

Brig.