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    • Hello, I'm wondering if someone can advise me on something. I'm appealing an order and have been asked to submit an appeal bundle and the below points are required to be included: 1) transcript of the judgment of the lower court on other record of reasons.  2) Statement of case. I'm wondering if anyone knows that "on other record of reasons" means. Also for statement of case would it just be a long document covering the reason for the claim, the findings of the lower court, why it was wrong and what I seek instead?   Thanks,
    • Hello, Thanks for the advice. I asserted my rights to reject and they accepted it and said they will refund me the full amount.  My question now is how long do they usually take to collect the vehicle? I've made it clear that I'm available for them to collect it whenever and I've been told its been passed on to the collections team. I chased it up today as its also raining heavily at the moment.  I just wondered if anyone had any experience on how long they usually take to collect? I'd obviously like it collected as soon as possible as I need to purchase another car.  Is it likely they will drag on the process of collection and what can I do if they do?  Thanks!
    • Why are FCA’s “name and shame” proposals causing a stir?View the full article
    • I am coming back to this thread after receiving a Single envelope containing 2 letters: 1 from Max Recovery telling me that my account was transferred to Drydens Fairfax in 2007 1 from Drydens Fairfax telling me that they are under instruction from their client to seek repayment.   These relate to a Barclays Overdraft from the early 00s, last payment through PayPlan was 04 June 2019, but neither of the letters are from Barclays themselves.   I have informed Drydens in both May 2019 and June 2023 of changes of address. No letters beyond a confirmation of the change and a request for finanical details have been received, which ive ignored.   What i was wanting to know is do i just ignore these as per previous advice? I know that i cant CCA an overdraft debt but what is the usual "plan" for dealing with old overdraft debts? Am i trying to run the clock down until June 2025 when it becomes statue barred?
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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hi can anyone help me ive sent my first letter to the bank (barclays) to claim all my charges back but now im doing the second letter how do i work out my intrest ? also can i claim £511 ive been charged for having the account over the last six years?.

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Hello Vinny

Welcome to the site!

Take a look at the FAQ http://www.consumeractiongroup.co.uk/forum/faq.php

and open up a thread in the Barclays section, there you can get all the help you require.

There is a spreadsheet available to work out your interest, to be found in the library.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

All the best with your claim, keep us posted.

What actually is the extra £511?

 

Crusher :-D

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  • 4 weeks later...

i have sent the third letter asking for my money i followed the guide its now been 14 days and no answer not even a offer of part payment. could anyone tell me if this is normal or am just unluky. also wot do i do now.:-x

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It is not out of the ordinary - I presume that you sent the letters by recorded delivery?

 

Assuming you did, then just proceed to the next stage - although I am not aware what this "third" letter would have been since the step-by-step only mentions two.

 

 

 

 

 

 

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Not a serious problem, but it reduces any credibility when they claim they have not received the letters. However, a court will accept that they have been delivered providing you have kept copies.

 

I would now just move on to the next stage - eventually they will have no choice but to respond.

 

 

 

 

 

 

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after the 14 days wer up today barclays have sent a letter offering £250.00. also a name of the customer relations manager "if im not happy with the offer please call" im going to call and say im very very very very sorry but see you in court.

can anyone tell me tho iv had 6 more charges since the first letter can i claim for them as well all at this time or do i have to start again for the other amount?

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Hi :)

 

I am a just a few days ahead of you. I sent my letter off to barclays yesterday saying thanks but no thanks, I also tried to ring Laurence White to discuss my claim and it's a waste of time, as it took me three days to get in touch and then it was his collegue that called me back to say that basically that was the offer take it or leave it. I have now given them 7 days to pay up or I will start my claim with intrest and court fees. I have also incurred another charge last friday which I have added to my list of charges as you can change the amount up to the point where you do a money claim. I will keep my eye on your progress.

 

Prelim Letter sent 4/7 Claiming £650

Standard fob off letter received 7/7 (promising looking into my claim and would get a response by 31/7)

LBA sent 28/7

Received partial offer of £430 on 1/8

Recieved a second fob off letter in response to my LBA giving me another Ref . 3/08

Sent thanks but no thanks letter giving 7 days b4 starting moneyclaim.

Prelim Letter sent 4/7

Standard fob off letter received 7/7 (promising looking into my claim and would get a response by 31/7)

LBA sent 28/7

Received partial offer of £430 on 1/8

Another fob off letter recieved 4/8:idea:

Sent Thanks but no thanks Letter 7/8

Claim issued 15/08

notice of issue rec from Northampton Count Court 17/08

Claim acknowledged 21/08

Filed for Judgement by default 19/09

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Soz posted it twice, not very good at this

Prelim Letter sent 4/7

Standard fob off letter received 7/7 (promising looking into my claim and would get a response by 31/7)

LBA sent 28/7

Received partial offer of £430 on 1/8

Another fob off letter recieved 4/8:idea:

Sent Thanks but no thanks Letter 7/8

Claim issued 15/08

notice of issue rec from Northampton Count Court 17/08

Claim acknowledged 21/08

Filed for Judgement by default 19/09

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  • 4 weeks later...

Barclays wil probably acknowledge in the next few days - this gives them 28 days to file a defence. At the 28 day point they will defend. The Court will then send a copy of the defence and an allocation questionnaire for you to fill in and send back wthin 14 days. Then you wait maybe 3 weeks until the court tells you when you get a hearing or whatever.

 

You will have plenty of time to read the posts in the forum to see what happens.

 

Spotty

[sIGPIC][/sIGPIC]Statement request 4th May

Prelim Letter sent 24th May

LBA 7th June

Thanks but no thanks letter sent 22 June

MCOL 22nd June

Claim acknowledged 26 June

AQ sent 2nd August

17 Nov Court Date Set for 29 Jan 2007

Settled in full 12/12/06

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  • 3 weeks later...

Hi Vinnyk67

 

I am at the same point as you. We sit back and wait and read up!! And as far as I know, they have 28 days (as you also know), and thereafter the courts will send us an Allocation Questionnaire and we will then have to send this along with all our documentation to Barclays, which we intend to raise in court.

Anyone else agree?

Heidik

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