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    • OK, relenting on my above irritated post ... It's worth defending it.  At the very least they are likely to offer a deal. Plus  PE have added two completely invented amounts.  The £100 charge has morphed into £125.  Then they've added £50 legal representative's costs although they have no legal representative.  Even if it went all the way to court and you lost, the  judge would likely disallow the made up £25 + £50. Please fill in the sticky as dx asked. Then dx will be on with details of how to defend.
    • Quite interesting that the Conservative East Midlands  Mayor candidate doesnt mention conservative on his promotion LOL   but he does claim that he, a Conservative politician, is the man to fix the 14 years of Conservative devastation of the region - inc 'fixing' problems inc the utter devastation of the roads, bus and train services that his party have  imposed   Must all rotate around the meaning of fixing he actually means .. fixing noun dishonest activity to make certain that a competition, race, or election is won by a particular person:   .. or perhaps he just means 'fixing' - preventing change
    • Yes, absolutely normal for them to waste everybody's time and money by asking for more time – which they are entitled to do, of course – but it is simply a waste of time. They use prepared template defences. They know they are in the wrong but they simply want to make your life tough because they don't care about you. However do keep an eye out. You never know there is just a 1% chance that they could miss the deadline in which case you should apply for judgement immediately.
    • Will check back in when the SAR from MCB is back and get advice on how to raise the formal complaint and what to say x
    • With the best will in the world stop being an idiot.   Feeling bad because of a soulless entity that couldn't give a **** about you.   Life happens, it's how we move on.   SAR to MCB. Once info is back, raise a formal complaint.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Medical Negiigence - Scotland


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Hi there,I don't even know if this is the right place to post. In September 2007 I had an operation that has resulted in nerve damage. There is a 3 year limitation in whether you can take action about this sort of thing or not, which has now passed.However, the Hospital messed me around and sent me from person to person for close to two years, never really giving me an honest answer about what was wrong with me, until just over a year ago, when, for the first time, they bandied the word "nerge damage" around.Since then I have been on mediaction that could knock out an elephant.It has had a serious effect on my work and personal life and now I think I might be too late to do anything about it.Has anybody had a similar experience? Do you have any advce?Thanks,WB

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Hello there, welcome to CAG. Your problem sounds awful, I'm sorry.

 

I'm sure people on the forum here will have advice for you, but sadly it's not something I know enough about to reply to you. Please bear with us until the right caggers turn up.

 

Have you seen a lawyer at all, btw?

 

My best, HB

Illegitimi non carborundum

 

 

 

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Hi there,I don't even know if this is the right place to post. In September 2007 I had an operation that has resulted in nerve damage. There is a 3 year limitation in whether you can take action about this sort of thing or not, which has now passed.However, the Hospital messed me around and sent me from person to person for close to two years, never really giving me an honest answer about what was wrong with me, until just over a year ago, when, for the first time, they bandied the word "nerge damage" around.Since then I have been on mediaction that could knock out an elephant.It has had a serious effect on my work and personal life and now I think I might be too late to do anything about it.Has anybody had a similar experience? Do you have any advce?Thanks,WB

 

Hi writersblock, and a big welcome to CAG.

 

I may need some more information on your first post if I'm to be able to offer some advice.

 

Firstly what did your operation involve?

 

Any surgery comes with risks and surgery is not carried out lightly. There should always be the ultimate benefit to the patient. Surgical procedures are however carried out by very skilled Doctors who make every effort to make sure that the risks involved are kept to a minimum. Any possible risks should be discussed before surgery and signing of the consent form.

Emergency surgery that is carried out when the patients life is threatened can be done without the patients consent, but the next of kin are made aware of the need for surgery if they are available.

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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  • 1 month later...

I really sympathise with your plight. I have nerve damage in my abdomen after surgery carried out at priivate hospital 3 years ago and am still suffering considerable pain, also got compressed femoral nerve in my leg from this. Nobody told me that nerve damage was possible infact was not told of any effects that might happen from the surgery. After fighting with the private hospital for well over a year after the surgery they agreed to re-open the wound and it was stitched in different way, which did help with the pain. But now have monthly infusions at pain clinic to try and help with the pain. Unfortunately I had to sign a form prior to the 2nd surgery exempting the hospital from any future claim. I have lost thousands due to this, which is really why I am in the financial mess I am in now. Could not work for 2 years and now work as home carer but have to deal with the pain the best I can.

I really know what you are going through, if I had not signed that form then I would certainly sue for loss of earnings if that was possible.

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