Cabot CCA Request (Help with documents received)

[Live4Life]

Good evening CAG'ers,

I sent a CCA request to Cabot some time ago and they have returned the following after a CCA request, this is disputed and the letter I sent them was a template from here.

 

They have not issued a signed or dated CCA and sent me the following could some kind soul cast an eye over this and let me know where to proceed next.

 

Many thanks,

 

Live4Life

Cabot.pdf

[firstship]

Hi L4L Cabot have produced a reconstituted agreement along with the T&Cs,there are odd items missing however usually in a court of Law this will suffice as long as they produce statements to prove you had the money and a record of payments you have made in the past.

 

Sorry in general a CCA will not get you very far in 2011

 

What where you hoping to achieve,? did the OC make charges that can be reclaimed? Any PPI?

 

When did you last make a payment and to whom?

 

Regards FS

[Live4Life]

Hi,

This is no longer on my credit file and I got a letter chasing this debt, I sent a CCA and received this. I have not made a payment or acknowledged anything to Cabot, the last payment on the account must have been to the OC back in March 2005 so I think its statute barred (in Scotland its 5 years).

 

Thanks,

 

L4L

[firstship]

L4L yes Statute Barred,I noticed that you are in Scotland,so yes 5years correct

 

Cabot are chancers and nasty debt purchasers.

 

Although the debt is SB it will not go away,but neither will it hold up in court.So send SB letter from the site template file,as long as you are happy with the dates in your above thread

 

Regards FS

[cerberusalert]

Send them this; http://www.consumeractiongroup.co.uk/forum/content.php?424-Statute-Barred-Letter-SCOTLAND

[Live4Life]

Thanks peeps I will pop a letter off - cheers!