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U overdraft fee added to bank charges!!!!!!!!


lively1996
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Hi all

 

I had a 900.00 overdraft which was taken away because of arrears elsewhere. When the facility was taken away it meant that I owed the bank 900.00. 895.00 consisted of charges put on to the account. So in theory I was paying off the charges.

 

The bank agreed I could pay off this amount with no UOF and no interest because of financial difficulty.

 

All was going well with repayment until I missed a payment and the whole process has started again. they have started to add UOF on the account

 

 

In my mind I am paying off bank charges and have already been penalised once. Is the bank able to add an unauthorised overdraft fee on top of another fee i.e a penalty fee?

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