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    • Maybe post a draft up here for the team to take a quick looksee before you send it?
    • Perfect thank you. I will try that next then. Thanks for the advice
    • Hello all, following this thread I opened about one year ago: I waited a year before posting again about this, because sometimes you can find similar discussions but with no follow up, and when someone receives such email may go into panic and wants to read something comforting. Well, my last email to that 'kind person' was dated may 2023 and it said that the ip address was not belonging to my company, nor to any person working in my company, and that I didn't know how they could link geographical coordinates to my company. My last sentence was that they could request to the internet provider releasing that ip address name and surname of the owner, and that they would find that it didn't belong to my company (and btw...this was the truth). I also added that I had to report him to local authorities if he continued to write to me or to any of my colleague. STOP. He still replied that geographical coordinates are provided by wifi triangulation. Pathetic...this email had no reply from me. From then, no new email from these people. So advices are still valid, ignore totally.  
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • ok as to date your have not involved the finance co. as it's THEIR CAR, i would be writing a simple, brief letter to them, outlining what to date with bullet points has happened and asking them to get it sorted FOC to you.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Mortgage Resolution Limited - Suspended Repo Order - Back In Court - EVICTION CANCELLED


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If you are sure you qualify for MR then no harm in mentioning it.

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If you are sure you qualify for MR then no harm in mentioning it.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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FFS!

 

They have adjourned it until Wed 10am due to their solicitor being unable to get in....I get kicked out at 10.30?!

 

On top of this, the money advice woman told me and her words were "pack essentials as it is not looking good, going in for a 3rd time, eventually the judge will say enough is enough"

 

She is not representing me on wed but another guy is from the same centre.

 

As if I did not feel low enough, now I feel I have no chance.

 

I am getting round to the council and shouting for the MRS...I now feel this is my only chance after her comments.

 

I am almost ready to give up!

 

:(

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FFS!

 

They have adjourned it until Wed 10am due to their solicitor being unable to get in....I get kicked out at 10.30?!

 

On top of this, the money advice woman told me and her words were "pack essentials as it is not looking good, going in for a 3rd time, eventually the judge will say enough is enough"

 

She is not representing me on wed but another guy is from the same centre.

 

As if I did not feel low enough, now I feel I have no chance.

 

I am getting round to the council and shouting for the MRS...I now feel this is my only chance after her comments.

 

I am almost ready to give up!

 

:(

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Never give up!! Your wife is pregnant ffs - there is no way a judge will order you out on the same day!

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Never give up!! Your wife is pregnant ffs - there is no way a judge will order you out on the same day!

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The bailiff's office will be advised that there is a hearing regarding your case and they won't do anything until they hear fromt he judge. However, the fact that it is adjourned may give the lender more time to consider the fax you sent. Get on the phone to them now and ask if the fax is being dealt with.

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The bailiff's office will be advised that there is a hearing regarding your case and they won't do anything until they hear fromt he judge. However, the fact that it is adjourned may give the lender more time to consider the fax you sent. Get on the phone to them now and ask if the fax is being dealt with.

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I hope you are right and thanks for being positive....I wish I could be but I am knackered...

 

I have had no reply to the fax, I have submitted proof if income etc and the balance sheet shows an excess of 248 per month now we are getting the WTC.

 

I hope this guy puts up a better fight than this woman did today...it has seriously undermined any shred of confidence I had left.

 

I am thinking of ringing the mortgage peeps again to see where they are standing...al I get is...we will put it to the underwriters.

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I hope you are right and thanks for being positive....I wish I could be but I am knackered...

 

I have had no reply to the fax, I have submitted proof if income etc and the balance sheet shows an excess of 248 per month now we are getting the WTC.

 

I hope this guy puts up a better fight than this woman did today...it has seriously undermined any shred of confidence I had left.

 

I am thinking of ringing the mortgage peeps again to see where they are standing...al I get is...we will put it to the underwriters.

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Ring them again and tell them the situation is putting your pregnant wife's health at risk given that their solicitor couldn't attend and it has been adjourned until the morning of the intended eviction.

 

Then get your wife down to the doctor's - give him the details and see if he'll give you a letter for the court (you can fax it to the lender then!!).

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Ring them again and tell them the situation is putting your pregnant wife's health at risk given that their solicitor couldn't attend and it has been adjourned until the morning of the intended eviction.

 

Then get your wife down to the doctor's - give him the details and see if he'll give you a letter for the court (you can fax it to the lender then!!).

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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OK

 

They have now said that they have reviewed my fax and it is being considered by the underwriters...always the bloody same.

 

I have also told them the stress it is causing my wife and although he was apologetic, he said they would get back to me asap...

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OK

 

They have now said that they have reviewed my fax and it is being considered by the underwriters...always the bloody same.

 

I have also told them the stress it is causing my wife and although he was apologetic, he said they would get back to me asap...

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Get your wife to the doctors and tell him the stress is making her ill (understatement I should think!). See if he will give you a letter for court.

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Get your wife to the doctors and tell him the stress is making her ill (understatement I should think!). See if he will give you a letter for court.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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Get your wife to the doctors and tell him the stress is making her ill (understatement I should think!). See if he will give you a letter for court.

 

Will do Ell...got a 5.15 apt.

 

Thanks....

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Get your wife to the doctors and tell him the stress is making her ill (understatement I should think!). See if he will give you a letter for court.

 

Will do Ell...got a 5.15 apt.

 

Thanks....

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Not my day is it...doc stated he could not find anything wrong but if she feels unwell to come back.

 

She asked for the letter and he said...what for? It is a normal pregnancy?

 

Wifey went in alone so I could not push him

 

Jeeze louise...I'm gonna loose my house I know it :(

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Not my day is it...doc stated he could not find anything wrong but if she feels unwell to come back.

 

She asked for the letter and he said...what for? It is a normal pregnancy?

 

Wifey went in alone so I could not push him

 

Jeeze louise...I'm gonna loose my house I know it :(

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Crikey - did she tell the doctor you were in danger of being homeless on Wednesday???

 

Is your wife able to go to court with you? maybe the sight of a distessed pregnant woman might give the judge something to think about.

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Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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Crikey - did she tell the doctor you were in danger of being homeless on Wednesday???

 

Is your wife able to go to court with you? maybe the sight of a distessed pregnant woman might give the judge something to think about.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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My Wife has said she is coming with me to court tomorrow.

 

I am off to the council this morning and will let you know what they say about the MRS, after a night mulling it over, I am beginning to believe it is our only chance.

 

If only they would let me switch to variable.

 

I found the original mortgage offer last night and I clearly states

 

"interest rates for comparison is 11.7%" hence the decision why we went for the fixed. The sales guy made this seem like the normal. :(

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My Wife has said she is coming with me to court tomorrow.

 

I am off to the council this morning and will let you know what they say about the MRS, after a night mulling it over, I am beginning to believe it is our only chance.

 

If only they would let me switch to variable.

 

I found the original mortgage offer last night and I clearly states

 

"interest rates for comparison is 11.7%" hence the decision why we went for the fixed. The sales guy made this seem like the normal. :(

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