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Little Heart

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About Little Heart

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  1. Hi It was on street parking...parking attendant acts for the council.I asked him not to ticket me..he said it was to late and handed me the ticket straight from the mahine.
  2. Hi Everyone. Can I get off paying my parking ticket due to the ticket saying my car is black...it's not it's dark blue. I have a valid blue badge and was showing it in the correct manager, but the spot i parked in is no longer a disabled bay, it's for loading only.(it has been disabled for years). thanks
  3. Hi everyone. Can anyone recomend a good insurance company...I want some insurance on my loan i'm about to take out...been quoted £43 per month from the bank.I'm after full cover. Thanks
  4. This is scream M.R.S. Get yourself down to your local council office with your legal letters. Do you know what you LTV on your property is..ideally it needs to be 79% or less but your council will decide. Good Luck
  5. This is scream M.R.S. Get yourself down to your local council office with your legal letters. Do you know what you LTV on your property is..ideally it needs to be 79% or less but your council will decide. Good Luck
  6. Think you need to apply to the court to have the order set aside. LH
  7. Hi Richmond. If your household income is less than 60k p.a apply for the Mortgage Rescue Scheme NOW. You need to go to your local council office with the eviction letter, you need to do this quickly then make an application to the court to stop the eviction on the grounds you've already mentioned and that you have applied for the M.R.S. Good Luck
  8. oh damn there's me getting all excited, thought i could send them a snotty letter. Thanks everyone
  9. I thought that a DCA was not allowed to call after 8pm. Is this correct? The last call i had today was 8:20pm Thanks
  10. o.m.g your friend is in a pickle. Firstly i'd find out who cleared the land(probably wasn't the estate agent),report them to the police for criminal damage.if no one will give the companys name just report the MC. also ask the police to go with your friend to the estate agents with copies of land registry.tell the estate agent they have 24hrs to take the land details of the off the property details(if not she will report them to the police for attempted fraud and also to the body that governs estate agents)also if they take anyone onto the land she report them for trespass. Oh and
  11. Hi Flick. When legal action starts in Scotand the Solicitors have to send out a Intial Writ which will of been sent to the mortgaged property address(if this is your home)or the postal address(if mortgage is a buy to let)this will be sent by recorded delivery.Once the solicitors have received confirmation that these have been delivered and signed for that is when the clock starts ticking. If the writ is returned back to the sols as undelivered they then have to pass to the sherrif office whom have to locate the named person. Someone has signed for your legal pack... Your mortg
  12. My CCA may have had all the requirements on however the LARGE section on Data Protection had been taken off. YA know the bit that says they can pass on my information to a third party, CRA etc I'm in two minds to write to the OC about selling this account on.RW have confirmed they have bought the account and not just collecting on behalf of. What do you reckon i should do? LH
  13. Oh bless em.They are so thoughtful Had my 1st ever letter from Rw asking "Where did it all go wrong" Apparently they have sent me a number of letters, tried to telephone me and have sent their local rep round. Well I must of been on drugs or something because I've not had any letters,calls or seen a rep. I've only ever had 2 letters reguarding this matter from HF and 1 was in reply to my CCA. They would like me to contact their "trained" financial advisor. I take it from this nicely nicely letter that my CCA is NOT enforceable. LH
  14. Hi. You need to speak to you ex wife's trustee or the Official receiver direct. I've copied and pasted the info below from a web site.Hope this helps. LH If an insolvency practitioner is handling a bankruptcy, the husband, wife, partner, relative or friend should contact the insolvency practitioner for information on what to do. If the Official Receiver is handling your bankruptcy, the husband, wife, partner, relative or friend should contact the Official Receiver. If the home is jointly owned, they may be able to take part in a low-cost conveyancing scheme run by The Insol
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