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    • Hi All, I'm looking for help with a P2G claim for another lost parcel. Given the wealth of information on this site, I'm hopeful that this should be an easy one to fix, but want to be sure I have everything. On the 6th March, I contracted with P2G to send a parcel (a £600 Pioneer AVH-Z7200DAB car stereo which is not on either P2G or EVRi's excluded from compensation or prohibited items list) using EVRi, sent it off, and that was the last I heard of it. The EVRi tracking showed that the parcel had made it to the national sorting hub at 2:12 on the 7th, and then vanished. By Friday, I had started to get nervous, and so, raised an enquiry. And then another, and another - well, they weren't responding, and I couldn't get their telephone one to work, I think in all, it was more than 15 enquiries. I also raised an investigation with P2G as well. EVRi closed the enquiry confirming a loss on the 19th March, and P2G near the end, although P2G closed it claiming that I needed to send photos of the parcel as proof - which I didn't have, and I also do not have an account with P2G so couldn't upload anything (I did test, just in case), and this is why despite receiving advice on the EVRi Fb group to send the letter before claim, I haven't yet acted. I have proof of the eBay listing, and the refund, to demonstrate that which was being sent, but P2G's insistence that I have no photographic proof of the parcel with the label - I have the photo of the goods in their box before sending, but this is for the eBay listing, and so does not show it after the fact. This I fear is what P2G will seek to rely on as a defence, hence my 10 week delay on progressing with this. But, I am more than £600 out of pocket for the loss: £600 for the item and £8.04 for the delivery fee, although my claim will actually be for an initial £611.09 to cover the cost of the loss, their delivery fee, and my 1st Class Recorded stamp for the Letter Before Claim to P2G, rising to £681.09 to cover the additional £70 cost of opening the court case if they fail to respond within 14 days. This question mark surrounding P2G's request for photographic evidence, is this likely to cause me a problem? Steve
    • Had a letter response today dated 12/6/24 from PRA Group re request for information consumer credit act 1974. Confirming they are in receipt of my CCA letter request - and that they are requesting the required information. They returned the £1 postal order. And my CCA letter. Stating that they will contact me with an update ASAP. They attached/included a standard ( non personal ) page about ' what they should provide ' and ' what happens If I don't get this information'.    I need to file my defence by 21 June 24. Any suggestions as to what that defence should be ?   
    • Thanks @dx100uk for responding promptly.    To be quite honest with you, applying for breathing space might not really help except some short term relief. I don’t want to default either as I might lose my job too and I cannot really afford it. Sorry for sounding bit stupid but is there something I can do to stop them charging interest and agree on reduced payments? I am working on information that @BankFodderhas requested and will be sharing it later today.  
    • who said send the sb letter to RC anyway? we said the debt owner not the grease monkey.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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hfo services - help please


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The Defence has been used previous resulting in a number of stays as they have not responded, there is no guarantee of them not responding, but if that happens we are ready.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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nothing yet

 

Don,t hold your breath, they will now have a similar time as you 33 days to reply to your defence, if it follows as their previous claims for arrears, they won,t but you never know, I would like to see them try though, but either way don,t worry.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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  • 1 month later...

been quiet since 17th may when I got acknowledgement of defence from court. Heard nothing within timescale so assumed it was stayed.

 

Got letter from HFO yesterday entitled "response to request of documents" and that my account will be referred back to Business Support group. who will contact me to discuss outstanding balance.

 

they have enclosed:-

 

1. a copy of the original application form

 

2. copy of default notice issued by Mercers on 13 May 2005.

 

3. letter from Barclaycard dated 24 June 2011 (addressed to me but not sent to me). they quote section 78 of CCA and state they have met the CPR . they enclose a statement of account, and a copy of the agreement (albeit a bit blurry).

 

 

I assume HFO have modified their tactics and are likely to go to court again ?

 

 

any info/advice appreciated.

 

thanks

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been quiet since 17th may when I got acknowledgement of defence from court. Heard nothing within timescale so assumed it was stayed.

It will now be stayed. HFO would have to apply to the court to lift the stay.

 

Got letter from HFO yesterday entitled "response to request of documents" and that my account will be referred back to Business Support group. who will contact me to discuss outstanding balance.

Er, no. No discussion on any balance. The correct route is through the courts...

 

they have enclosed:-

 

1. a copy of the original application form

 

2. copy of default notice issued by Mercers on 13 May 2005.

Which implies that the last payment was well before this, as we know. Have you gotten yet from Barclaycard the date of the last payment made? If not, call them and find out!

 

3. letter from Barclaycard dated 24 June 2011 (addressed to me but not sent to me). they quote section 78 of CCA and state they have met the CPR . they enclose a statement of account, and a copy of the agreement (albeit a bit blurry).

Have they sent any T&Cs with this, from when the account was opened, and up to the time it was sold?

 

 

I assume HFO have modified their tactics and are likely to go to court again ?

 

 

any info/advice appreciated.

 

thanks

 

Can you post up the agreement and any T&Cs supplied?

 

It’s still a split claim, remember – they have dug themselves a very deep hole here.

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thanks

 

Last payment was feb 2007 - I had made a few payments to Mercers before the account was passed to HFO.

 

yes there are T&C - will try to scan them later tonight.

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Case was stayed on 20 June.

 

have issues with scanner - will try again later tonight.

 

Looks like HFO have a problem then, I am not aware of them applying to lift any of these stayed part claims.

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US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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indeed,

 

but is there anything stopping them going for a new claim for the whole amount?

 

They are up to something otherwise why bother in trying to meet the CPR ?

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Only thing really is to hang on and see what kind of stunt they may try to pull. If you can post up what they have sent you, that would help.

Please support CAG and they will support you.

donate

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indeed,

 

but is there anything stopping them going for a new claim for the whole amount?

 

They are up to something otherwise why bother in trying to meet the CPR ?

 

35 Division of causes of action.E+WIt shall not be lawful for any plaintiff to divide any cause of action for the purpose of bringing two or more actions in one or more of the county courts.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Legally their only option would be to apply to lift the stay, they cant start a new claim, section 35 of The County Courts act 1985 prohibits this.If they did apply to lift the stay, because of their POC in the claim, you will have them by the balls, it would be a stupid move now to try and apply to lift the stay.So the only option open to them is to ask you to pay.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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  • 1 year later...

hi guys

 

long time with no activity, until a couple of weeks ago when I received a "discontinuance" letter.

 

I've spotted a few other threads on here with the same activity. I'll read before deciding what to do.

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