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    • First begging letter received from Overdales   ;Blah blah blah, our client's are going to win this blah blah blah we supplied all your documents under CPR   PS you can stop all this by paying £1200 less in a lump sum
    • Right,  so the court hasn't send out the Directions Questionnaires/N180s yet. PE's one is a false one, meant to intimidate you into thinking your defence was rubbish and they are confident with their claim. This is par for the course.  The PPCs do this regularly. However, PE have gone further and written that "a copy has also been filed with the court" which is a lie as the court haven't even sent out the papers yet. Keep a screenshot of MCOL, later on in your WS you can draw attention to their lying and abuse of court procedure. If you've got time on your hands, then complain to the BPA about one of their members lying.    
    • We need documents to be uploaded in PDF format. Uploading in Microsoft Word format discloses personal details relating to you which you should not be sharing. Click upload – to understand what to do. How did you pay for the vehicle? You start by saying that you should have walked away – yes you should. Not only because of the reputation of this company but also if the transaction isn't perfect you shouldn't get involved and you certainly shouldn't be taking the word of some used car dealer. Big fail! Why are some of your letter in black and some the in red? When you get some of the ideas in there – have you use a template from somewhere else? They aren't interested in a delay caused by some fire alarm or something. They certainly aren't interested either by the distress you are suffering. They have hundreds of customers who become victims of this kind of thing. All of those customers suffer distress. Big Motoring World don't seem to be very bothered. What are the faults which exist with the vehicle now? Is it just the splashing? Where is the splashing? What is it that is splashing?   Do I also understand that you purchased the vehicle without trying it at all and the first time you were in it and had splashing was after you had made the contract?
    • A claim was issued against you on 22/04/2024 Your acknowledgment of service was submitted on 06/05/2024 at 13:28:08 Your acknowledgment of service was received on 07/05/2024 at 01:05:18 Your defence was submitted on 23/05/2024 at 21:20:03 Your defence was received on 24/05/2024 at 08:05:43
    • I drove a friends a car for a few days and I used cuvva car insurance to insure myself for the time period. Here's the problem: I made a mistake with the dates on the insurance, I ended up driving uninsured for one day and I got a speeding ticket. My friend named me as the driver on the Notice of Intended Prosecution as she should and I will take the blame of course. Will met police ask for proof that I was in fact driving? I mean, any more other than me replying to the NIP that I will soon receive from them? Cause I assume that my insurance for the day will be the proof that they need... Secondly,  if caught driving uninsured, what will happen please? I read it's £300 and 6 points. Is that all or is it worse? I'm only asking for information from knowledgable people. If you intent to just mock, you're certainly not helping. Thanks
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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hfo services - help please


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The Defence has been used previous resulting in a number of stays as they have not responded, there is no guarantee of them not responding, but if that happens we are ready.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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nothing yet

 

Don,t hold your breath, they will now have a similar time as you 33 days to reply to your defence, if it follows as their previous claims for arrears, they won,t but you never know, I would like to see them try though, but either way don,t worry.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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  • 1 month later...

been quiet since 17th may when I got acknowledgement of defence from court. Heard nothing within timescale so assumed it was stayed.

 

Got letter from HFO yesterday entitled "response to request of documents" and that my account will be referred back to Business Support group. who will contact me to discuss outstanding balance.

 

they have enclosed:-

 

1. a copy of the original application form

 

2. copy of default notice issued by Mercers on 13 May 2005.

 

3. letter from Barclaycard dated 24 June 2011 (addressed to me but not sent to me). they quote section 78 of CCA and state they have met the CPR . they enclose a statement of account, and a copy of the agreement (albeit a bit blurry).

 

 

I assume HFO have modified their tactics and are likely to go to court again ?

 

 

any info/advice appreciated.

 

thanks

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been quiet since 17th may when I got acknowledgement of defence from court. Heard nothing within timescale so assumed it was stayed.

It will now be stayed. HFO would have to apply to the court to lift the stay.

 

Got letter from HFO yesterday entitled "response to request of documents" and that my account will be referred back to Business Support group. who will contact me to discuss outstanding balance.

Er, no. No discussion on any balance. The correct route is through the courts...

 

they have enclosed:-

 

1. a copy of the original application form

 

2. copy of default notice issued by Mercers on 13 May 2005.

Which implies that the last payment was well before this, as we know. Have you gotten yet from Barclaycard the date of the last payment made? If not, call them and find out!

 

3. letter from Barclaycard dated 24 June 2011 (addressed to me but not sent to me). they quote section 78 of CCA and state they have met the CPR . they enclose a statement of account, and a copy of the agreement (albeit a bit blurry).

Have they sent any T&Cs with this, from when the account was opened, and up to the time it was sold?

 

 

I assume HFO have modified their tactics and are likely to go to court again ?

 

 

any info/advice appreciated.

 

thanks

 

Can you post up the agreement and any T&Cs supplied?

 

It’s still a split claim, remember – they have dug themselves a very deep hole here.

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thanks

 

Last payment was feb 2007 - I had made a few payments to Mercers before the account was passed to HFO.

 

yes there are T&C - will try to scan them later tonight.

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Case was stayed on 20 June.

 

have issues with scanner - will try again later tonight.

 

Looks like HFO have a problem then, I am not aware of them applying to lift any of these stayed part claims.

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US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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indeed,

 

but is there anything stopping them going for a new claim for the whole amount?

 

They are up to something otherwise why bother in trying to meet the CPR ?

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Only thing really is to hang on and see what kind of stunt they may try to pull. If you can post up what they have sent you, that would help.

Please support CAG and they will support you.

donate

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indeed,

 

but is there anything stopping them going for a new claim for the whole amount?

 

They are up to something otherwise why bother in trying to meet the CPR ?

 

35 Division of causes of action.E+WIt shall not be lawful for any plaintiff to divide any cause of action for the purpose of bringing two or more actions in one or more of the county courts.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Legally their only option would be to apply to lift the stay, they cant start a new claim, section 35 of The County Courts act 1985 prohibits this.If they did apply to lift the stay, because of their POC in the claim, you will have them by the balls, it would be a stupid move now to try and apply to lift the stay.So the only option open to them is to ask you to pay.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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  • 1 year later...

hi guys

 

long time with no activity, until a couple of weeks ago when I received a "discontinuance" letter.

 

I've spotted a few other threads on here with the same activity. I'll read before deciding what to do.

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