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    • He is still trading.   I won't get anything out of it, no.  But is that the point?  Not charging it means the Govt misses out on important revenue 
    • for whatever reason, if you did not get the original PCN on the car/by hand nor in the post before things escalated you need to appeal using the correct forms, not a soft appeal to the issuing council Which forms to use for which offence pe2/3 & te7/9 - Local Authority Parking and Traffic Offences - Consumer Action Group  
    • as this situation has now come up again for you, how confident are you that if you get on the straight and narrow with having a respite of 60days (Options for dealing with your debts: Breathing Space (Debt Respite Scheme) - GOV.UK (www.gov.uk)... would you then be able to resume ok? if not quite honestly, the very best thing you can do is to get ALL your debts defaulted by the issuance of and the registering of a Default Notice from each creditor. this is done by stopping ALL PAYMENTS, it wont hurt you short term, esp as all the debts are still with the Original Creditors. this of course will kill credit for 6yrs, but, will cause the debts to vanish from your file (paid or not, paying or not) on the DN's 6th B'day, but of course that wont mean the debts are not still owed, legally, just your file will be clear of them all. if you read a good 10-20 of the stories in this very same forum you found to start yours, you'll soon get the idea behind the advice given. as for things like IVA/BK etc NEVER EVER do those, that secures unsecured debt. just contact one of the free DMP providers and get breathing space implemented, that gives you a 60 day buffer to firm up your future actions. but DO NOT enter into a DMP, do one yourself. they can be a bit pushy, but simply insist you just want breathing space invoked, i would only be giving them enough info to achieve BS too, don't give them anything you don't need too, they are funded by the banks and debt collectors and can sometimes be over intrusive and nosy wanting info that is better not revealed. dx    
    • “Not realising it was a no parking zone” doesn’t help you if the timing is correct, as (at least, on Google Maps / View) there is clear signage ('7am to midnight', parked at 15:22) What might be worth pursuing is the "ticket handed to driver" aspect : do you have any view on why they would be  stating that?
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Whose fault? Bus lane driver under-taking.


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Had a little scrape and would appreciate some advice.

 

Approaching a (green) traffic light, in the middle of three lanes, nearside lane being a bus lane until just before the lights. Rush hour, so lots of traffic.

 

Indicated to turn left (after the lights) on approaching the end of the bus lane, and, not having passed a bus, taxi or bike for a few hundred yards, begin to pull over when the bus lane ended.

 

At which point, chap behind must have pulled out of the middle lane, as he steamed up beside me on my left, and my nearside bumper took a strip of paint off his rear driver's side door, no dents. I stopped and pulled in completely, just before the lights. He was going fast enough to be through the lights, which include a pedestrian crossing, before stopping.

 

The cars touched just where I began to pull out, which was where the road markings indicated that the bus lane ended. To be where he was, the other driver must have been in the bus lane to start with, and caught me as it ended.

 

Is it likely to be my fault?

 

All advice gratefully received!

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I'm not sure that I fully understand, but it does seem to me from what you say that the person on your left was undertaking and was also travelling quite fast – probably too fast for the conditions. If this is correct, then he would have to be at fault.

 

Make sure you do a complete statement of everything that happened and diagrams. Do it now. Include the details of any conversation which happened and the identities of any witnesses.

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I suspect a 50/50 will be the outcome for this. Unless you have definate proof of the other driver short cutting the bus lane and not driving in a manner to allow for the road conditions ahead. So make sure your diagrams are good and perhaps get a few photos of the road layout. If you don't make a persuasive case, your Insurers won't make much of an argument on your behalf that the third party driver was at 100% fault for the accident.

 

It is a shame that there appears to be no independment witnesses or CCTV/traffic camera evidence. If these were helpful to you, then you have a chance of proving the other driver at fault. Without these the chances are that a 50/50 would be the outcome.

We could do with some help from you.

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Surely there would be CCTV footage of this incident?

 

It is worth checking whether there were any working cameras at the location of the accident and whether any recordings have been kept.

 

Since the cuts started, many of the cameras have been turned off, as local authorities have cut funding. I thought that the cameras were self funding from fines, but apparently local authorities provided funds to the camera operators and many have withdrawn these funds. Time to get the Ferrari out (I wish !)

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Many thanks for all the really helpful replies.

 

I don't know whether the driver - who is not the car owner - is going to try to claim or not, but I've managed to get hold of my insurers, and they seem to think I may be in the right.

 

I wasn't going to claim anyway, as the damage to my car is merely a small scrape on top of another old one. But at least I've told them my side, and I have the diagram and account if I need it.

 

Good suggestion re CCTV - I'll have a look and see if there was any, but I'm not that hopeful - cutbacks, as you mentioned. Have you noticed how half the motorway lighting is now turned off?

 

Regards,

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Indicated to turn left (after the lights) on approaching the end of the bus lane, and, not having passed a bus, taxi or bike for a few hundred yards, begin to pull over when the bus lane ended.

Did you look in your passenger wing mirror before moving across?

 

i.e. did he pull into the bus lane earlier and you just didn't look because you assumed nothing would be there, or did you look and it was clear but he made a sudden move to undertake at the same time?

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I did check my mirror - I was taught a while ago and even still indicate if no-one is behind me. I notice when my kids were taught that they don't do that any more, but to me it's just automatic to do the old check list, M-S-M, and in cities especially, the wing mirror for bikes, as I am a cyclist too.

The TP was going fast, as my husband reminded me he had to reverse back towards the lights to get out of the junction.

I assumed he'd shot out from behind me as we approached the junction, and given where the scrape occurred, he must have been in the bus lane before it ended. I wasn't moving very fast as the lights had been green for a while and I thought they might change any second.

 

Thanks for all the input, it's been really helpful.

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