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Letter Confusion


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I'm a little confused.....I have just sent my Preliminary approach for repayment letter but have just read the one which i think is the next stage...the LBA - consumer version - asking for it back.........it has the same wording in it as the preliminary approach letter.........have i picked the correct 2nd letter to send to them (if i dont hear owt back in 14 days)?

 

Also the first line says 'I am very disappointed that you have failed to respond to my letter of the [XXDATEXX].' do you still put this 1st line on even if they have responded with an offer?

 

Thanks

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Hi,

The Preliminary approach for repayment is the asking for it nicely the Letter before action (LBA) is the pay up/please take me seriously or I'll see you in court.

So you got things the right way round ;-)

 

If they do make an offer you could change the line to read :

 

''I am very disappointed that you have failed to resolve this matter to my satisfaction after my letter dated [XXDATEXX].'

 

Hope this helps

 

Tom

-----------------------------------------------------------------------------------------------------------------------

Data PAct halifax 19/6

Conf letter 22/6

£10 Fee taken 30/6,

List of charges recived 29/7

Prelim sent 31/7

LBA sent 15/8

Court action start 30/8

Offered £160 & then £482 as full settlement 6/9 LOL

19/09 Full settlement of part 1 £710 charges, £200.88 interest & £39 costs. :lol:

2nd cout action started 27/09 paid in full 29/11:smile:

MEAF Reclamed X2 £75 Halifax & £175 from C&G here's how http://www.moneysavingexpert.com/reclaim/mortgage-fees

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