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    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Concerned about landlord's mortgage


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I let a house through an agency and have been here for 18 months with no real issues. However, a couple of weeks before Christmas omeone came to the house saying they were looking for the landlord and were from the mortgage company, we told them we rented, how long we had been here and gave them the details of the agents. Today I have received a letter addressed to the occupier from a solicitors acting for the Bank of Scotland who it says hold a charge over the property (does this mean the mortgage?).

 

The letter goes on to say the client is investigating the tenancy of the property and have enclosed a questionnaire for me to complete to this effect.

 

Obviously I am concerned that the landlord has either not been paying the mortgage or has misled the bank, which may jeapoardise my tenancy. I will be calling the agents in the morning to discuss this but would welcome any advice on my rights/position. The rent is due on Monday but should I withold it pending clarification of these issues?

 

Many thanks.

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Quick reply now, others should be along soon enough too

 

Have a read through the Shelter info at http://england.shelter.org.uk/get_advice/eviction/repossession_by_a_landlords_lender BUT in short, "Most tenants are in a weak position if their landlord's lender wants to repossess the property. But you may have some protection if your tenancy is binding on the lender"

 

I'm not one for advocating witholding of rent, but in a case like this it is certainly reasonable - to my mind - for you to ask both the Agent AND the Lender direct for clarification as to what is going on. It may well have be the landlord's property (perhaps soon to be past tense, sorry), but it IS your home. There was another similar thread about this recently, have a search for it - and I'll see if I can find it too...

 

Sorry to hear what has happened, but do your research quickly as the wheels for repossesion of the property in cases like this can, apparantly, turn quite quickly...

As for me, happy to help out. I am not a Landlord, but I have been in the past. I am not an Agent, but I have been in the past. I am, therefore, a has been, so always seek independent and suitably qualified advice elsewhere before relying upon whatever has been posted here :-)

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Found the other thread I mentioned

 

Have a read through http://www.consumeractiongroup.co.uk/forum/showthread.php?288422-advice-needed....-landlord-not-paying-mortgage!!&p=3240213&viewfull=1#post3240213 too although doubtless there are others

 

Hope this all helps in some way and good luck too

As for me, happy to help out. I am not a Landlord, but I have been in the past. I am not an Agent, but I have been in the past. I am, therefore, a has been, so always seek independent and suitably qualified advice elsewhere before relying upon whatever has been posted here :-)

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I agree that clarification is needed regarding the payment of rent and the situation with the lender. However, now would be the absolute worst time for the landlord to potentially miss a mortgage payment because your rent hasn't arrived.

I think a polite letter or phone call to the landlord/agency is the way to go in the first instance, if you wish to post the response here then we can advise further.

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I agree that you should contact the landlord. I think you should pay your rent in the normal way. Not only are you obliged to pay it under the terms of your tenancy, but if your LL is having mortgage problems it won't help his cash flow if you don't pay your rent.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I spoke to the agents this morning and sent them a copy of the letter. They came back to me saying the landlord had been in contact and is one month in arrears with the mortgage but was sorting this and that witholding this months rent would make the situation worse, so I have agreed to pay it.

 

However, I am still concerned that the mortgage company seem unaware that the house is tenanted and I have raised this with the agents and asked them to check the status of the landlord's arrangements with the lender.

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I can understand your concern, but your contract is with the landlord. Did you tell the agent about the questionnaire? I can't help thinking that RBS are out of order asking for information from you, or revealing any info about your landlord under the Data Protection Act.

 

I really think this is for the landlord to sort out and you should simply refer them to him or the agent if they want info.

 

Hopefully if it's only a month arrears it should be sorted soon.

 

How long is left on your tenancy?

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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