Santander wont cough up car finance PPI

[dx100uk]

no ppi from the OC always

 

time to ignore the monkey that wants his money

they have no legal poweres to do nowt

call the police!

 

dx

[creamegg1]

no ppi from the OC always

 

time to ignore the monkey that wants his money

they have no legal poweres to do nowt

call the police!

 

 

 

dx

 

 

So what do I do then, post ggj was going to help me write the letters as even with the templates I struggle. Santander keep saying I wasn't missold ppi, and this guy that came for the money actually brought a tow truck with him. He would have it up and gone before the police arrive.

[dx100uk]

no he cant

if its on your drive its THEFT!!

 

you have been a cash cow

he is not going to want to loose his free money

 

he can bluff all he likes

just video him.

 

dx

[creamegg1]

Okay, and what do I do about santander...I am still waiting to hear back from banner jones, who I presume are to do with close credit management.

[dx100uk]

what about santander?

 

dx

[creamegg1]

Well I am still trying to get the PPI back from santander! See above.

[dx100uk]

so where are you with the ppi?

 

did you do an SOC and send that off with the fos customer questionaire

and what have theyy said.

 

dx

[creamegg1]

I sent the letters postggj advised me to send, SOC was one of them, and they just keep sending back saying tht they arent responsible for selling me the ppi and that I havent got a claim, but they did put an ombudsman leaflet in with the letter.

[dx100uk]

we dont know what you sent from POSTGGJ it was in a PM.

 

thats why i'm asking

 

so they fobbed you off and you've never replied

it IS their pigeon!!

 

go get 'em!

 

do an FOS customer questionaire and fire that off with the PPI SOC..

 

http://www.financial-ombudsman.org.uk/publications/technical_notes/ppi.html

[creamegg1]

Okay, I have downloaded the Financial Ombudsman PPI form and I will get that sent off, sorry im not trying to be difficult, I don't know exactly what postggj called the document that I sent off to them, I 'm not very good with the jargon.

[dx100uk]

soc+Questionaire to santy

 

PM me the letter then i'll work it out

 

dx

[creamegg1]

Thanks dx, I will do that and get in touch with you when they reply x

[creamegg1]

dx100uk I have had a letter back from Banner Jones.

 

They say in it that lee heap was a third party debt collector who was part of a different company that they had sent out. They said they did not have a right to take the car like mr heap told us and that there was no court order. However, as we had agreed with mr heap to pay £10 a month, they were willing to carry on with that agreement now.

 

Now, we were bullied into parting with the £200 odd and then told by mr heap we had to pay £10 per month in future or he would be back, we werent given a choice. Also Banner jones made no mention of the PPI that I had spoken off, and had not included any of the things I had requested re the PPI.

 

So what do I do now? I feel lost again! As if it is a stalemate again. From what I can gather banner jones didnt seem to know lee heap, but then on the other hand they knew about the monthly arrangement??? so they must know him! And santander just say its nothing to do with them now, seeing as it has moved on to banner jones.

[creamegg1]

Plus they did not reply within the fortnight to us, in fact it took nearly a month, although on the letter they had dated it the 3rd of november, but the envelope was date stamped with their company on the 25th or so!

[dx100uk]

right ok

did you check your cra file?

 

how did you pay the spoofing repro man?

 

hope oyu've not paid anymore to anyone in the meantime?

 

dx

[creamegg1]

My cra file is diabolical, my husband was so freaked out by the guy he paid cash, but we do have the receipt he gave us and no, we havent paid anymore, although he is due back anytime.

[dx100uk]

is this debt on the cra file?

 

as for the cash, shame, thought we could get him by a chargeback

 

that money has gone straight to hhis pocket i bet..

 

i wonder if it might be an idea to CCA Banner Jones

 

and see if oyu get one back [i bet not] or atleast get a statement of account.

 

dx

[creamegg1]

is this debt on the cra file?

 

as for the cash, shame, thought we could get him by a chargeback

 

that money has gone straight to hhis pocket i bet..

 

i wonder if it might be an idea to CCA Banner Jones

 

and see if oyu get one back [i bet not] or atleast get a statement of account.

 

dx

 

 

How do I do that? And what do I do about the PPI?

[dx100uk]

ppi info is in my sig below

 

does this debt show on your cra file?

 

cca is in the library green tab top left

 

dx

[creamegg1]

ppi info is in my sig below

 

does this debt show on your cra file?

 

cca is in the library green tab top left

 

dx

 

 

Hi dx, yes this debt does show on my CRA file, and also although Banner jones havent sent me a copy of my agreement, I do have my own copy, which I posted at the beginning of this thread.

 

I have sent off numerous letters about PPI to santander, and they keep saying its nothing to do with them, and I was missold by the chap in the garage, however when I got the car, the agent in the garage phoned santander to see if I needed PPI and I was told that if I didnt have it, they wouldnt allow me the car, as PPI was a necessity. So I did question it in the beginning way back then, but Santander wont budge on it at all. And now they just keep saying we have passed your file to Banner Jones.

[dx100uk]

ok well now i think i would forget about the car and repaying any more.

 

sar GE money, lets see if this got to them.

 

and lets get reclaiming the PPI through GE MONEY,

not sant.

 

dx

[creamegg1]

Hi there dx100uk....I have had more calls etc from Santander, but am still waiting to hear back from GE Money who I sent SAR too, so should I just sit tight? 10th december sent SAR.