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    • ive locked the old thread post here now. it's how backdoor CCJ's work sadly as he didn't update his 'creditors' he had moved sadly quite legal and to be honest 9/10 nothing can now be done. paying it will NOT resolve the issue a CCJ shows for 6yrs regardless to paid or not or paying or not. you could poss ask whom is refusing his guarantor status for you that if the CCJ is paid, would the issue be resolved, but that will cost you the sum of the judgement. dx  
    • new thread created for this parking CCJ. please only post here now.  
    • So how can the courts then issue a CCJ?! Confirmed by Registry Trust? and issued by CNBC?! 😡  I'll phone again tomorrow and get all the details.
    • dx is wrong there. The reason they did the application with a hearing is likely that they had questions of the application that weren't answered in their wx. nothing to do with your N180 no they are just saying that they want the extension to make it 7.
    • its not a fine! it is NOT A FINE.....this is an extremely important point to understand no-one bar a magistrate in a magistrates criminal court can ever fine anyone for anything. Private Parking Tickets (speculative invoices) are NOT a criminal matter, merely a speculative contractual Civil matter hence they can only try a speculative monetary claim via the civil county court system (which is no more a legal powers matter than what any member of Joe Public can do). Until/unless they do raise a county court claim a CCJ and win, there are not ANY enforcement powers they can undertake other than using a DCA, whom are legally powerless and are not BAILIFFS. Penalty Charge Notices issued by local authorities etc were decriminalised years ago - meaning they no longer can progress a claim to the magistrates court to enforce, but go directly to legal enforcement via a real BAILIFF themselves. 10'000 of people waste £m's paying private parking companies because they think they are FINES...and the media do not help either. the more people read the above the less income this shark industry get. where your post said fine it now says charge dx
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Cash Genie Trick! Need urgent help!!


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To cut the story short i took out a loan of £200 with Cash Genie in March, i was unable to payback the loan at the end of that month, i discussed it with them then and was making partial payments of £5 towards the account, last month i was unable to make my monthly payment, they wrote to me with the £2 payment offer, which they said will waive all charges and enable me to rearrange a new manageable arrangement with them. So as i was committed to cooperating i stupidly paid the £2 and when i got paid they took £745 out of my account and they say because i did not call them to make a new payment plan with them, which i had every intentions of doing so when i had funds, on my pay day.

 

They have been extremely unhelpful and have since offered a mere £65 refund of the charges. Which is totally unhelpful as i havnt paid my rent, travel and living expenses for the month.

 

The loan was for £200, the interest was £480 and the charges were £65

 

I have spoken to the Trading Standards, they have advised to go ahead and dispute the transactions with the bank, they are looking into the matter but said they cant promise anything, and they talked about the interest being illegal.

 

If anyone has any information that would be helpful in this situation or if anyone has had a similar situation happen to them please do let me know what the best course of action would be, im really desperate as i need to have some of my money refunded. Any advice would be appreciated.

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we see this happen so much, i cannot shed any light on this, i'm yet to see anyone get their money back from the tight fisted bank either, i would start by getting back your £65.00 and then dispute the rest with the bank, but i doubt the bank would help. sorry i cannot be more positive.

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