meckenzie hall & now meritforce chasing old debt from repossed car of june2004

[Biffaslayer]

Had a letter from Mackenzie Hall chasing a debt from many years ago. I phoned them and said I didn't recognise their name, or the original lenders name and could they supply me with details. The guy kept telling me that if he had to supply this info then the debt would become due within 10 days of me receiving the paperwork. Regardless, I pressed him for the details and they have now sent these. This relates to a car loan and I have had no dealings with them as far as I can remember since they repossessed the car (according to their paperwork) in June 2004. I have moved a fair few times due to work and genuinely forgot all about it.

 

They're now requesting a payment immediately and doorstep collection letter has been received from Meritforce. I forwarded the Statute barred and common law trespass letter to them (meritforce) and Im hoping they'll leave me alone? What do I do if they dont? Im not normally the sort of guy that runs from debts but a 5 grand payment in one hit I cant afford.

[dx100uk]

phishing trip

 

you should NEVER EVER PHONE A DCA

 

totally ignore them

it's SB'ed or very close anyhow.

 

thats why you got the letter.

 

they found a mug who called them

 

now you know better

 

dx

[Biffaslayer]

Having read these forums I know better now yes.

 

On the telephone I insisted that I had no recollection of the debt (at that time, I didn't), and simply insisted they send the paperwork (which they have). Looking at the payments / repo dates, I'm sure I havent dealt with the debt since then, so sent the standard "I DO NOT ACKNOWLEDGE ANY DEBT WITH YOUR COMPANY" letters. Just waiting to see what happens now. I assume the best case is to wait for another letter from them and unless it is them calling it off, ignore it?

 

Thanks for taking the time to reply even though I was a mug

[dx100uk]

if YOUR last financial dealing on the debt was more than 6yrs ago

it is statute barred

NOTHING can unbar a debt

 

ignore eveyone.

 

dx