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How the heck does this work?


jim1972
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I've got 4 CC debts in dispute, DNs issued & extremely poor credit, etc., but as an experiment I decided to apply to another CC company to see what the response would be.

 

Unbelieveably I've been issued a card. I've signed nothing, activated nothing, nor have I acknowledged the existance of the little plastic doom-bringer.

 

Can someone explain?

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And what's the APR

 

Did you apply online?

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if you have damaged credit they would give you one at 34.9 % apr

 

when was the last time you checked your credit file

 

Hmm, OK. So if, say I was being mental, signed & sent back the form which says "SIGN HERE IN BLOOD OR SPEWTUM, & SEND BACK TO US WITH YOUR DNA SAMPLE", they may apply a higher rate APR?

 

I've not checked my credit file it since last Summer.

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What was the Credit Limit ?

 
 

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No I am not tempted, had enough hassle of Capital One thinking I had a card when I didn't..... goodness knows what rubbish will happen if I applied...

 

The interest rate seems quite low, maybe they have wind of changes to the amounts they can charge (39.9% is extortionate comapred to the base rate....)

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