Jump to content


  • Tweets

  • Posts

    • The 3 pieces of mortar that fell on the same day, at the same time, were approx. 25-30cm long and weighed around ½-1 kilo each from a roof that is above the 2nd floor; it is by no means tiny pieces of mortar but large chunks falling from a rather great height. I believe the size and weight is enough to cause serious injury and if it falls on your head, I assume it could potentially be lethal if unlucky, but we don't wish to put that theory to test... We can't in good conscience let a contractor install a patio and a gazebo as it is in the exact spot where the mortar fell, nor do I think anyone would be willing to take the chance. Looking at the roof, there are multiple other remaining pieces from the same 'line' or 'row' of mortar that can potentially fall. The mortar is right underneath the slate tiles on the neighbour's roof and I don't know whether the tiles are also (becoming) lose due to the loss of the mortar. I was trying to upload a photo but it seems it's not allowed. The first contractor to work in our garden in preparation for the patio and gazebo is scheduled to start on 10th June, that leaves the neighbour 5 workdays to sort their roof which is unlikely, so it seems we will have to postpone our patio contractor without knowing when they can come back. We have already had extensive work done in the garden in preparation for the wedding reception and it will become very costly for us if we have to move the wedding reception to a venue (if we can even get one at this short notice) rather than have it at home which was our dream.
    • Is this sufficiant for a letter of claim  ? Letter Of Claim       Reference: Techzone Mobile Phones Samsung A71 Mobile Phone £140 Purchase date 29. 5. 24     I the claimant purchased a 2nd hand Samsung A71 mobile from Techzone Mobile Phone unit 10 of the indoor market at the Potteries shopping centre. Initially the phone worked well until I used the camera and found debris in the camera lens spoiling pictures making it not fit for purpose. I contacted the seller who offered a replacement which I initially accepted but later rejected and wanted a refund in full which the seller refused saying they Do Not give refund is unlawful and goes against the Consumer rights act 2015. Therefore I intend to issue proceedings against you in a county court without further notice unless you reimburse me the above amount in Full within 7 days from the date of this Letter     ------------------------------------------    I think its best if i hand him the letter as posting it might not get through so can claim expenses traveling up there ?   or would it be best to just post and get 'Signed for'  ?   Should i also put in the letter of claim interest added or leave that till the Particulars letter ?
    • Ok thanks, I really need help with my mental health over this I’ve called 111 Hi sorry just one more thing can they contact my workplace?
    • Sorry to shatter your leftie dreams 🤣😂🤣😂     Donald Trump gets a SIX-POINT bump in approval after being found guilty on 34 counts according to snap Daily Mail poll: 'I think it was a waste of taxpayer money' WWW.DAILYMAIL.CO.UK Teflon Don rides again, according to an exclusive poll for DailyMail.com which found that the guilty verdict in Manhattan... James Johnson, who conducted the poll, said Trump might be waking up as convicted felon but he was winning over the voters who matter.   Our snap poll of a representative sample of likely voters shows that for most Americans the trial has not changed their deep-set views of Trump,' he said.  'But amongst those who are open to changing their mind, people feel more positive by a margin of 6 points. That is outside of the margin of the error of the poll and we are saying that is significant. 'It extends to Independent voters too. Look at the explanations and it is clear why: people feel it was a politically motivated trial and view Trump as a "fighter" against what they see as injustice.     
    • Which Court have you received the claim from ?  Civil National Business Centre Northampton NN1 2LH Name of the Claimant ?  PRA Group UK Portfolios LTD   How many defendant's  joint or self ?  Just my self Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to.    24th May 2024   ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total   Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total)  if your defence filing date falls on a W/End, you must file by friday @4PM     Particulars of Claim   What is the claim for – the reason they have issued the claim?  The claimant claims the sum of £22,000 for an outstanding debt owed. On 30/1/18 the defendant entered into n agreement with Lloyds Bank Plc for a bank loan under the reference 10017#######. On 4/1/19 the defendant defaulted on the agreement with an outstanding balance of £22,000. On 30/11/22 the debt of £22,000 assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on 30/12/23. Notices of assignment were sent to the defendant in accordance with S136 Law of property act 1925. The claimant has instructed PRA Group (UK) Limited to act on its behalf in the recovery of the outstanding debt and to pursue litigation on its behalf. AND the claimant claims 1. The sum of £22,000. What is the total value of the claim?  £23,500 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ?  Yes Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No Did you inform the claimant of your change of address?  No - N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account?  Bank loan When did you enter into the original agreement before or after April 2007 ?  No Do you recall how you entered into the agreement...On line /In branch/By post ?  I believe it was done online on their app Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ?  Yes Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim.  Debt was with halifax, whom passed the debt to PRA Group. Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes Did you receive a Default Notice from the original creditor?  I'm not completely sure at it was nearly 6 years ago, I have done a CCA request and they have sent a screenshot of their system showing it was sent. Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ?  Yes Why did you cease payments?  Couldn't afford to make payments. What was the date of your last payment?  August 2018 Was there a dispute with the original creditor that remains unresolved?  No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan?  No
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

urgent help needed with rossendales council tax signed walking possesion


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5007 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

hi hope somebody can help have a counicl tax debt with rossendales, i have signed a walking possesion and he has leved on a tv that is on finance and a old table and chairs and a couple of other things that are worth nothing, there was agreement set up for £150 a month which made the first month fine but now second month cannot afford to pay as my partner has a court fine over a thousand pound that we are paying £250 a month back explained this to rossendales and offered them £75 a month as he only works part time and we have 4 children and i dont work she will not accept anything and is saying that £150 is the minimun they can accept i rang the council and told them she is refusing my offer and they spoke to there recovery team and they said just to carry on paying the £75 every month to rossendales and see what happens they might send it back i asked the council can they force entry as i have signed the walking possession order but she said no they can only gain peacefull entry is this true or are they allowed t force in as i signed the agreement any hep would be greatly appreciated thankyou

Link to post
Share on other sites

Can you list in detail what is on the WPA? Are you on any Benefits or does anyone in the household have any illnesses/disability? Did you inform the Bailiff at the time the TV is on finance? have they left details of what charges you have incurred?

 

PT

  • Haha 1

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites

hi on the wpo is 40 inch plasma which is actually 50 inch but is on finance in my mum in laws name, lg dvd system that we no longer have, glass tv stand old dining table and 4 chirs and bookcase, i didnt even know he wrote these down i just signed the form not realising, i have told rossendales that the tv is on finance and they have said if a baliff comes to remove goods then will have to showproof which we can do the charges are first visit fee 42.50, levy fee 36.00 walking poss 12.00

Link to post
Share on other sites

I'm not trying to pry but how have you disposed of the DVD system. As it was listed on the WPA it legally belongs to the Bailiff and means you are not allowed to sell or otherwise dispose of it - however if it was on finance and handed back to the Finance Co then that is a different story, If your chairs were taken would you still have enough seating for each member of the family?

 

PT

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites

hi we havent sold it we got into difficulty and had loaned it to cash converters i didnt realise ehat they had put down didnt even read it was just trying to sort out the re payment with the company also we have lg speakers so he could of people meaning those not quite sure, we are a family of 6 we have a large and a small sofa so so we could all squeese on i suppose but we have 6 dining chairs he has only put 4 down do you know if he can break in or are the council right by saying he cannot

Link to post
Share on other sites

also in your previous post you mention illnesses or disabilities i have been under my gp and was refered to a cardioligst due to heart and breathing pains which has been put down due to anxiety and stress but have never mentioned this to the council as they might think i was lying and should have said in the first place dont know if it will help

Link to post
Share on other sites

Chances are the levy will stand as you did not point out the TV being on finance at the time - the Bailiff was not to know this so genuinely assumed it OK to levy - he still can't touch it however. It would appear you have been left enough seating for the rest of the family so that is not an issue either. As for your illness - unless you have been diagnosed with cardiomyopathy or in need of say a bypass that is also something else you probably can't use either.

 

At the end of the day the bailiff wants cash and not goods. Any goods removed must cover:

a - the Bailiffs costs

b - removal costs

c - auction & auctioneers costs

d - a proportion of the debt owing

With the remaining goods on the levy this is not likely to happen. There is also a chance that the table and chairs levied on could be classed as exempt goods with you having a large family - how old are the children? A list can be found at http://www.consumeractiongroup.co.uk/forum/newreply.php?do=newreply&p=3129538

 

In theory the Bailiff could force entry to your home, however this is very unlikely as he has to go back to Court to obtain an Order allowing him to do this and this is very rarely given. If the Bailiff is being inflexible and the Council being their usual unhelpful selves then you should contact your local Councillor to help you. It appears to me that the size of your repayments are rather excessive and should be at a much more affordable rate - this is where your Councillor should be able to help.

 

PT

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites

hi thankyou for your help i will try and call the council again today and see what they can do the children are 14, 10, 6 and 2 when you say councellor do you mean i should right to them explaining the situation they want 150 a month ive offered them 85 which will mean the debt is cleared by the new tax year but they just wont budge maybe its because they know they have a wpo allthough all the stuff they have noted down will not even make £100 so there will be a big loss i did tell rossendales this and she said they would still take it and i would be left with the remaning bill to them

Link to post
Share on other sites

You will find details of your local councillor listed on the council site for your area. You can ring or email him/her and ask for them to approach the council as in PT's post. As it has also been said they are not at all interested in taking your goods, they want cash. Meanwhile, make the payment you have offered direct to the Council via their online payment system and keep on paying it that way until you get a reply from the Council.

They cannot refuse to accept your payment as they must collect the tax by law, of course they will tell you differently and the bailiff would lie to sell his/her own mother as a virgin !

 

WD

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...