Jump to content


Guapa1 v Halifax plc


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6340 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Good afternoon everyone.

I found this site via Martins email and want to congratulate you on your marvellous work on the site. I've read the FAQs several times, and have gone through the 87 pages of this halifax section, searching threads and finding the answers to questions I had, and I feel I am ready to try and claim back my charges.

 

I will be posting my SARS by recorded delivery tomorrow. I am a bit nervous though, because I've always been the 'unlucky one'. I'll be keeping up to date on my progress here, so if you've stopped in, say hello! :D

Halifax

S.A.R - (Subject Access Request) request sent - 14th September

Non-compliance letter- 26th October

Prelim sent-3rd November

LBA sent - 21st November

Settlement rejection offer sent- 28th November

N1 form filed 8th December

PAID IN FULL:D

Barclays

S.A.R - (Subject Access Request) request sent - 26th October

Barclays Acknowledged letter and sent back P.O - 1st November

Barclays sent out statement. Jan-Mar 01 is missing.

Letter for missing statements sent 14th Nov

Barclays sent letter claiming microfiche data

Letter sent back claiming data again 28th November

Non compliance letter sent 8th Dec

Prelim sent-18th January.

LBA sent Pending

Moneyclaim made-Pending

Link to post
Share on other sites

Hi guapa and welcome, it looks as though you have done some homework so best of luck , and no your not the unlucky one thats me:D

Link to post
Share on other sites

Good luck with your claim, Guapa.

 

I too will be sending my SAR tomorrow. I'll be comparing notes very carefully over the next few weeks. :p

Halifax (current a/c)- £3705.00

04/09/06 - S.A.R - (Subject Access Request) sent - lost by P.O.

20/09/06 - Prelim letter sent (special delivery)

30/09/06 - Reply to Prelim; Received statements

04/10/06 - LBA sent (special delivery)

14/10/06 - Offer received - £962 (err..no)

17/10/06 - MCOL issued: £3705 + £777.11 interest

19/10/06 - Moneyclaim acknowledged w/intent to defend

28/10/06 - SETTLED IN FULL!!

To be continued: Capital One(charges); Citi/Associates(charges); GMAC(ERC); GEMoney(charges); TMG(charges)

 

 

Link to post
Share on other sites

  • 1 month later...

OOOOH! I'm MAD, I haven't received my statements and they've cashed the cheque. I have the non compliance letter here and ready to be sent by special delivery tomorrow.

Halifax

S.A.R - (Subject Access Request) request sent - 14th September

Non-compliance letter- 26th October

Prelim sent-3rd November

LBA sent - 21st November

Settlement rejection offer sent- 28th November

N1 form filed 8th December

PAID IN FULL:D

Barclays

S.A.R - (Subject Access Request) request sent - 26th October

Barclays Acknowledged letter and sent back P.O - 1st November

Barclays sent out statement. Jan-Mar 01 is missing.

Letter for missing statements sent 14th Nov

Barclays sent letter claiming microfiche data

Letter sent back claiming data again 28th November

Non compliance letter sent 8th Dec

Prelim sent-18th January.

LBA sent Pending

Moneyclaim made-Pending

Link to post
Share on other sites

Can someone please clarify the 40 days for me please.

I've been starting it from the day I sent off the letter and the cheque, but is it from the time they actually cash the cheque? Many thanks

Halifax

S.A.R - (Subject Access Request) request sent - 14th September

Non-compliance letter- 26th October

Prelim sent-3rd November

LBA sent - 21st November

Settlement rejection offer sent- 28th November

N1 form filed 8th December

PAID IN FULL:D

Barclays

S.A.R - (Subject Access Request) request sent - 26th October

Barclays Acknowledged letter and sent back P.O - 1st November

Barclays sent out statement. Jan-Mar 01 is missing.

Letter for missing statements sent 14th Nov

Barclays sent letter claiming microfiche data

Letter sent back claiming data again 28th November

Non compliance letter sent 8th Dec

Prelim sent-18th January.

LBA sent Pending

Moneyclaim made-Pending

Link to post
Share on other sites

Hiya as far as I know its the day they received it. So if you dont know when it was received then take it as being 2 working days after it was posted. I sent mine on 11th September but when I emailed Halifax they said they received on 15th (I am in Scotland so will let them off with it) so my 40 days is today. I emailed Nicola Inett@ halifax but have not had an update from her or a guarantee that I will be receiving the statements. I also asked about my BOS ones as after all they are now all one company now! Think they are running late with doing these but doesnt hurt to email. Her email is NicolaInett@ halifax.co.uk and she responded to me earlier when I emailed them weeks ago just to check they had received them. As usual they told me they would be processed within the 40 days allowed by the data Protection Act - WRONG!!

Nikkiandmidgets Vs BOS (3) - S.A.R sent 11/09/06

 

Nikkiandmidgets Vs Capital One (2) - S.A.R sent 11/09/06, Prelims sent 20/10/06, LBA's sent 16/11/06

 

Nikkiandmidgets Vs Citi credit card - S.A.R sent 11/09/06, Prelim sent 9/10/06, LBA sent 28/10/06

 

Nikkiandmidgets Vs Halifax - S.A.R sent 11/09/06

 

Nikkiandmidgets Vs Egg (4) - S.A.R. sent 20/10/06

 

Nikkiandmidget Vs Littlewoods (3) - S.A.R sent 20/10/06

 

Nikkiandmidgets Vs Blackhorse - Prelim sent 20/10/06 requesting £125 charges to be refunded. LBA sent 16/11/06.

 

Nikkiandmidgets Vs Welcome Finance (Macadam Finance) - S.A.R and C.C.A request sent 20/10/06

 

My Mum Vs Halifax - S.A.R sent 11/09/06

My Mum Vs Capital One - S.A.R sent 20/10/06

My Mum Vs Citi - S.A.R sent 20/10/06

My Mum Vs SLC - S.A.R and C.C.A sent 09/10/06

 

Husband Vs BOS (3) - S.A.R sent 20/10/06

Link to post
Share on other sites

You need to take charge!

 

They are out of order now because your 40 days are over!

 

Look at my thread for phone numbers and e-mail addresses.

For every e-mail that comes back, adjust the suffix from/to halifax.com or hbos.co.uk.

Any other probs PM me and we'll do them tomorrow!

 

No probs!

 

(If I don't know, someone else on this site will! And we will all win!)

 

A D

[sIGPIC][/sIGPIC]"Another charge by the Bank?"

 

1st Claim (Current account)

30/11/06 WON! £3146.41

 

2nd Claim (Mortgage charges)

27/3/07 WON! - £277

 

3rd Claim (Credit card charges)

14/5/07 WON! £300

 

4th Claim (Old account 97-99 £444)

20/4/07 Prelim sent

9/5/07 LBA sent

Can't remember now but I WON!!!

My current thread - An A-Z - My previous saga

 

IF THIS HAS HELPED PLEASE CLICK THE SCALES - THANK YOU.

Link to post
Share on other sites

Hi Nikkiand midgets! Wrong forum to talk - use mine - hope all is well.

 

Guapa1 - READ MY THREAD! Loads of phone numbers and e-mail addresses.

 

And you might have gathered that one of YOUR friends (Nikki...) is one of mine!

 

We're all in this together!

 

A D

:)

[sIGPIC][/sIGPIC]"Another charge by the Bank?"

 

1st Claim (Current account)

30/11/06 WON! £3146.41

 

2nd Claim (Mortgage charges)

27/3/07 WON! - £277

 

3rd Claim (Credit card charges)

14/5/07 WON! £300

 

4th Claim (Old account 97-99 £444)

20/4/07 Prelim sent

9/5/07 LBA sent

Can't remember now but I WON!!!

My current thread - An A-Z - My previous saga

 

IF THIS HAS HELPED PLEASE CLICK THE SCALES - THANK YOU.

Link to post
Share on other sites

Thanks guys. I appreciate. My non compliance letter is on my usb key, waiting to printed off. Aaronsdad (Aaron is a cutie x) I am most definitely taking charge! :evil:

Halifax

S.A.R - (Subject Access Request) request sent - 14th September

Non-compliance letter- 26th October

Prelim sent-3rd November

LBA sent - 21st November

Settlement rejection offer sent- 28th November

N1 form filed 8th December

PAID IN FULL:D

Barclays

S.A.R - (Subject Access Request) request sent - 26th October

Barclays Acknowledged letter and sent back P.O - 1st November

Barclays sent out statement. Jan-Mar 01 is missing.

Letter for missing statements sent 14th Nov

Barclays sent letter claiming microfiche data

Letter sent back claiming data again 28th November

Non compliance letter sent 8th Dec

Prelim sent-18th January.

LBA sent Pending

Moneyclaim made-Pending

Link to post
Share on other sites

Try this person!

Look at my thread for other contacts!

And, Yes ... he is a cutie!!!!

Just like his Dad!

Kelly Duffy

Senior Customer Relations Manager

Executive Office

Customer Relations

Direct Dial 01422 326326

Fax 01422 326688

[email protected]

[sIGPIC][/sIGPIC]"Another charge by the Bank?"

 

1st Claim (Current account)

30/11/06 WON! £3146.41

 

2nd Claim (Mortgage charges)

27/3/07 WON! - £277

 

3rd Claim (Credit card charges)

14/5/07 WON! £300

 

4th Claim (Old account 97-99 £444)

20/4/07 Prelim sent

9/5/07 LBA sent

Can't remember now but I WON!!!

My current thread - An A-Z - My previous saga

 

IF THIS HAS HELPED PLEASE CLICK THE SCALES - THANK YOU.

Link to post
Share on other sites

hi Guapa, Just updated my thread in response, have alook, and try the email i left, my response was instant, failing that file your N1 straight away, if you need details what to fill in ie claim value, shout me

 

 

Best of luck

Link to post
Share on other sites

Hi all. I phone 01422 331991 just now, and spoke to a weary sounding operative (thats why I don't phone, I'm too soft). He told me that they are just waiting for the last of the statements to come in and will send them as soon as possible, and that it's still within the 30 days.

 

I said 'excuse me?, by my reckoning the 40 days have already gone!' Then he says, I'll just speak to Matthew who's handling your case. Then he covers the phone, but I can vaguely hear him say 'have they all come in yet?', and 'it was yesterday' (which means he tried to dupe me knowing that yesterday was the deadline:x)

 

Then he comes back on and says 'as soon as we have then all, we'll be sending them out to you', no date or anything. So I'm off to post a non compliance letter giving them a further 7 days.

 

Morgan thanks, I'll see if the non compliance gets them moving, and I'm not even sure if I want to send Rachel Hinchcliffe an email, I sent her my data protectioin letter, and look what happened there? :(

Halifax

S.A.R - (Subject Access Request) request sent - 14th September

Non-compliance letter- 26th October

Prelim sent-3rd November

LBA sent - 21st November

Settlement rejection offer sent- 28th November

N1 form filed 8th December

PAID IN FULL:D

Barclays

S.A.R - (Subject Access Request) request sent - 26th October

Barclays Acknowledged letter and sent back P.O - 1st November

Barclays sent out statement. Jan-Mar 01 is missing.

Letter for missing statements sent 14th Nov

Barclays sent letter claiming microfiche data

Letter sent back claiming data again 28th November

Non compliance letter sent 8th Dec

Prelim sent-18th January.

LBA sent Pending

Moneyclaim made-Pending

Link to post
Share on other sites

  • 2 weeks later...

I got my statements, and after totting it's 337 quid before interest. Not as much as most of you, but every little helps eh?

I'm sending off my prelim today.

Halifax

S.A.R - (Subject Access Request) request sent - 14th September

Non-compliance letter- 26th October

Prelim sent-3rd November

LBA sent - 21st November

Settlement rejection offer sent- 28th November

N1 form filed 8th December

PAID IN FULL:D

Barclays

S.A.R - (Subject Access Request) request sent - 26th October

Barclays Acknowledged letter and sent back P.O - 1st November

Barclays sent out statement. Jan-Mar 01 is missing.

Letter for missing statements sent 14th Nov

Barclays sent letter claiming microfiche data

Letter sent back claiming data again 28th November

Non compliance letter sent 8th Dec

Prelim sent-18th January.

LBA sent Pending

Moneyclaim made-Pending

Link to post
Share on other sites

  • 3 weeks later...

Had some crap response from halifax about someone phoning me, it didn't happen while I was around. LBA sent off today. :)

Halifax

S.A.R - (Subject Access Request) request sent - 14th September

Non-compliance letter- 26th October

Prelim sent-3rd November

LBA sent - 21st November

Settlement rejection offer sent- 28th November

N1 form filed 8th December

PAID IN FULL:D

Barclays

S.A.R - (Subject Access Request) request sent - 26th October

Barclays Acknowledged letter and sent back P.O - 1st November

Barclays sent out statement. Jan-Mar 01 is missing.

Letter for missing statements sent 14th Nov

Barclays sent letter claiming microfiche data

Letter sent back claiming data again 28th November

Non compliance letter sent 8th Dec

Prelim sent-18th January.

LBA sent Pending

Moneyclaim made-Pending

Link to post
Share on other sites

Cheeky name. Well done so far. Looking forward to see how u get on. AM at the same stage as u really. Have sent prelim letter and am waiting to send LBA, but im waiting on some info from someone. Made a mistake on my interest calcs and want to know if it will make a difference or if I will have to recalculate and send of prelim letter again.

Link to post
Share on other sites

Hi again Guapa, How are we doing, been busy lately so only i bit further ahead than you, see you got your statements at last then. Ready for the next bit??

Link to post
Share on other sites

Well I'm just researching the N1 form now. So for the whole form we just have to copy the particulars of the claim text and send them a copy of the chaarges with interest and costs. Is that right? It ust seems a bit too easy, I feel like I'm missing something.

Have you sent off your N1 form now?

Halifax

S.A.R - (Subject Access Request) request sent - 14th September

Non-compliance letter- 26th October

Prelim sent-3rd November

LBA sent - 21st November

Settlement rejection offer sent- 28th November

N1 form filed 8th December

PAID IN FULL:D

Barclays

S.A.R - (Subject Access Request) request sent - 26th October

Barclays Acknowledged letter and sent back P.O - 1st November

Barclays sent out statement. Jan-Mar 01 is missing.

Letter for missing statements sent 14th Nov

Barclays sent letter claiming microfiche data

Letter sent back claiming data again 28th November

Non compliance letter sent 8th Dec

Prelim sent-18th January.

LBA sent Pending

Moneyclaim made-Pending

Link to post
Share on other sites

Yes it really is that easy, Filled mine in and received Notice of Issue back deemed served 11th Nov, so just waiting now.

 

Remember to do 3 copies of N1 and charges sheet, one for Court, one the Court will send to the Bank and one for yourself.

 

You have still got 7 days or so yet so they MAY pay you out sooner:rolleyes:

Link to post
Share on other sites

Yeah right! Thanks Morgan. So just waiting now.

Halifax

S.A.R - (Subject Access Request) request sent - 14th September

Non-compliance letter- 26th October

Prelim sent-3rd November

LBA sent - 21st November

Settlement rejection offer sent- 28th November

N1 form filed 8th December

PAID IN FULL:D

Barclays

S.A.R - (Subject Access Request) request sent - 26th October

Barclays Acknowledged letter and sent back P.O - 1st November

Barclays sent out statement. Jan-Mar 01 is missing.

Letter for missing statements sent 14th Nov

Barclays sent letter claiming microfiche data

Letter sent back claiming data again 28th November

Non compliance letter sent 8th Dec

Prelim sent-18th January.

LBA sent Pending

Moneyclaim made-Pending

Link to post
Share on other sites

Hi all. I got a letter from Halifax offering me about £180. It's funny because even though I've been reading up about filling in a N1 form, I didn't think it would go that far because it's such a small amount compared to some... But if that's how they want to be, fine! My rejection letter will be in the post tomorrow. If you can, please take a look at my Barclays claim as I need help with a letter. Guapa1 vs Barclays

Halifax

S.A.R - (Subject Access Request) request sent - 14th September

Non-compliance letter- 26th October

Prelim sent-3rd November

LBA sent - 21st November

Settlement rejection offer sent- 28th November

N1 form filed 8th December

PAID IN FULL:D

Barclays

S.A.R - (Subject Access Request) request sent - 26th October

Barclays Acknowledged letter and sent back P.O - 1st November

Barclays sent out statement. Jan-Mar 01 is missing.

Letter for missing statements sent 14th Nov

Barclays sent letter claiming microfiche data

Letter sent back claiming data again 28th November

Non compliance letter sent 8th Dec

Prelim sent-18th January.

LBA sent Pending

Moneyclaim made-Pending

Link to post
Share on other sites

  • 2 weeks later...

I'm just in the internet shop printing out my N1 forms and going to court!

Halifax

S.A.R - (Subject Access Request) request sent - 14th September

Non-compliance letter- 26th October

Prelim sent-3rd November

LBA sent - 21st November

Settlement rejection offer sent- 28th November

N1 form filed 8th December

PAID IN FULL:D

Barclays

S.A.R - (Subject Access Request) request sent - 26th October

Barclays Acknowledged letter and sent back P.O - 1st November

Barclays sent out statement. Jan-Mar 01 is missing.

Letter for missing statements sent 14th Nov

Barclays sent letter claiming microfiche data

Letter sent back claiming data again 28th November

Non compliance letter sent 8th Dec

Prelim sent-18th January.

LBA sent Pending

Moneyclaim made-Pending

Link to post
Share on other sites

Well I got to court too late yesterday, so I went and filed this morning! I'm sooo nervous!

Halifax

S.A.R - (Subject Access Request) request sent - 14th September

Non-compliance letter- 26th October

Prelim sent-3rd November

LBA sent - 21st November

Settlement rejection offer sent- 28th November

N1 form filed 8th December

PAID IN FULL:D

Barclays

S.A.R - (Subject Access Request) request sent - 26th October

Barclays Acknowledged letter and sent back P.O - 1st November

Barclays sent out statement. Jan-Mar 01 is missing.

Letter for missing statements sent 14th Nov

Barclays sent letter claiming microfiche data

Letter sent back claiming data again 28th November

Non compliance letter sent 8th Dec

Prelim sent-18th January.

LBA sent Pending

Moneyclaim made-Pending

Link to post
Share on other sites

A week has passed, and I've got nothing from the court, not even a reference number. Should I ring?

Halifax

S.A.R - (Subject Access Request) request sent - 14th September

Non-compliance letter- 26th October

Prelim sent-3rd November

LBA sent - 21st November

Settlement rejection offer sent- 28th November

N1 form filed 8th December

PAID IN FULL:D

Barclays

S.A.R - (Subject Access Request) request sent - 26th October

Barclays Acknowledged letter and sent back P.O - 1st November

Barclays sent out statement. Jan-Mar 01 is missing.

Letter for missing statements sent 14th Nov

Barclays sent letter claiming microfiche data

Letter sent back claiming data again 28th November

Non compliance letter sent 8th Dec

Prelim sent-18th January.

LBA sent Pending

Moneyclaim made-Pending

Link to post
Share on other sites

I would ring them as soon as they open, i know some courts are very busy but i would have thought you'd have received something by now.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...