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    • Thanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe concenquences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points?
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
    • Please go back and read my message posted at 10:27 this morning @jk2054. I didn't say that I wasn't going to provide documents, only that I will upload them to an online repo that I am in control of, and that I would share links to these. You shall still be able to read and download them no different from if they were hosted here. And, the issue I have is not so much with hosting, but using an online pdf editor to create a multi-page pdf, again I have discussed this that same message.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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ESA appeal


hedid2003
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Hi all

found out today via my bank balance ive been put into wrag from support group.certainly not able to work at the moment im still in a lot of pain and plus where they cut me open hasnt healed yet either.Waiting to go back into hosp for yet another op.by me going from one group to another im 20 pounds down a week which is a lot of money should i appeal,if i appeal what happens regarding money etc and whats the process of appealing.

 

 

Been today for my pathways to work interview she wasnt from pathways and she didnt know who i was,she is now going to put me in touch with remploy.Has anybody heard of remploy who are they? any good? and what do they do?

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Hi all

found out today via my bank balance ive been put into wrag from support group.certainly not able to work at the moment im still in a lot of pain and plus where they cut me open hasnt healed yet either.Waiting to go back into hosp for yet another op.by me going from one group to another im 20 pounds down a week which is a lot of money should i appeal,if i appeal what happens regarding money etc and whats the process of appealing.

 

 

Been today for my pathways to work interview she wasnt from pathways and she didnt know who i was,she is now going to put me in touch with remploy.Has anybody heard of remploy who are they? any good? and what do they do?

Hi hedid2003, that's a lot of valid questions. I shall try my best to help however someone else can come along later with their most welcome advice.

It sounds as if the Atosh medical examiner (not necessarily authorative by qualification or competence) has put a timescale on your recovery, humm - did they even consider medical complications or further surgery? this is most unlikely when they use a computer scored system (LiMA - Logic integrated Medical Assessment) which is a rework of the Unum Provident software developed for the U.S. medical insurance industry in order to reduce the amounts and numbers of successful claims by redefining the criteria of illnesses and disabilities. More disturbing is the fact that the ATOS handbook advises them (their employees) to ignore all outside medical evidence (from GPs, Surgeons and Consultants). So there you have it, a person of questionable competence and a jobsworth medical mercenary getting £32,000/year or a Dr. making up to £250- 300k for their loyalty to the company thinks that they know occupational health, or, they're just in this for easy money - apparently HMG hasn't got this yet.

 

Next, regarding appeals - go for this immediately, I'll be along later with a download link for the GL24 form and some info - however there are members more experienced in this who will advise you about filling the form in.

 

Something which you might or ought to consider is that the wrag and support groups are different in that the support group as it is currently defined by legislation is a group which deals with severe and enduring conditions. I'm recovering from ill health myself (nervous breakdown) however this wouldn't be reason enough to be put into the support group permanently, my Asperger Syndrome may be good reason because all employments of me have failed, even my best mates wouldn't employ me - never mind a private sector commercial enterprise, I've a high IQ but in their terms I'm always going to be a "nutty fruit cake". Nevertheless, I wear my badge with pride because intellectually, morally and culturally I can knock most people into a cocked hat - DWP, JCP and Government peruse my web and despair. Sorry I've just gone mad again. Tub thumping rant!

 

Next point, ah - Remploy and Pathways.

I can show you evidence from Hansard (the official dictated/steno reports of all that is said in Parliament) of how the last government cut funds to Remploy which resulted in them closing a factory specifically employing the disabled (which was Remploy's main purpose) several years ago and the loss of 2000 jobs which supported for the needs of disabled employees. I would guess that Remploy are making the best of the situation because the complete removal of government support would finish them off. I'm suspicious of charities becoming "bedfellows" with the welfare reforms and although the pathways advisers are helpful, always remember that - he who pays the piper calls the tune.

 

I wish you the best and your queries are most valid and interesting. Please don't leave the forums because of my reply, I'm severely mentally ill for now but I'll be fine next week.

 

Assuring you of my best regards and highest respect, Paul.

Edited by loan_ranger
had to change "their" to "they're" - blerry Asperger's pedantry

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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Sorry I forgot to answer the financial question, methinks that you lose the £20 difference until the appeal/tribunal gets heard - if you're successful a backdate is due.

Edited by loan_ranger
your/you're - "I told you I was ill" (Spike Milligan)

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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Cheers HB, I'm off to the superstore cos I need some grub and baccy. I'll write a pm when I get back.

Kindest regards, Paul.

 

Changed plan -it's raining and "persisting it down" so I'm still at home.

Edited by loan_ranger

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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Sorry I forgot to answer the financial question, methinks that you lose the £20 difference until the appeal/tribunal gets heard - if you're successful a backdate is due.

 

You'll be paid at the WRAG rate until your recon/appeal is decided.

 

Taken from this thread on the same subject

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?272733-Esa-query&p=3081985&highlight=#post3081985

Edited by speedfreek
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Thanks all for replying.

The thing that is on my mind is i live on my own will that go against me?secondly i was on benefits and work website reading sample pages on how to appeal,in one of the sections which is called IS THERE ANY RISK IF YOU CHALLENGE A DECISION.One of the answers was IF YOU WERE AWARDED ESA BUT PUT INTO WRAG AND YOU FEEL YOU SHOULD BE PUT IN SUPPORT GROUP.CHALLENGING THE DECISION IS A POTENTIAL RISK THIS IS BECAUSE BY ASKING TO HAVE THE DECISION LOOKED AT AGAIN YOU OPEN UP THE POSSIBILITY THAT A NEW DECISION WILL BE MADE THAT YOU ARE NOT ENTITLED TO ANY RATE OF ESA AT ALL.When i read this well you can probably guess what i was thinking,maybe someone could reassure me that its not that bad,oh i do know that anything like this there is a risk involved.

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Another thing whats on me mind is the unknown person i saw yesterday at the job centre,after she told me she was putting me in touch with remploy i would have to attend another 5 interviews ,no problem

with that.I then asked what happens after the 5 interviews with remploy,Well i may as well have phoned me mum and asked her,so the mystery unknown person didnt really know.Does anybody out there have any idea as to what happens after the 5 interviews?

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I'll bump this :wink:

 

Pathway is just that 6 interviews. They are compulsory but can be differed (put off to a later date) if needed. Everyone agrees they are absolutely pointless as they are happening to early in the ESA claim for them to be what little use they may be. You can even request more if you want to at a later date.

 

As for the move from Support to WRAG groups. Have you contacted the DWP to get reasons for this decision in writing? You only have a month from the date for the decision letter so you need to get cracking.

 

Yes there's a risk in everything so look for a local advice service for help. That shouldn't put you off as you've already passed the major hurdle and have enough points and have already been in the support group so are in a stronger position to win this than those starting from scratch.

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Thanks speedfreek

I contacted dwp soon as i knew id been put into wrag,they werent that helpful the only thing they told me was if i was unhappy with the decision write to dwp stating i was unhappy with decision they gave me and to put it all in writng then send it to dwp,on monday first thing i will be phoning and asking for a copy of report then i shall get gl24 form and take it from there.

Will any part of appealing cost me any money,after reading other foums they have had representatives surely they dont come cheap?

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You can get free representation in the form of Welfare Rights officers (ask at your local council) or CAB.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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They haven't sent you a reason for it in writing?

 

You really need to find out the date of the decision and the reasons why!

 

If you need some extra time you could request a written reason for the decision. Table 2 here http://www.cpag.org.uk/cro/wrb/wrb170/time_to_appeal.htm

 

Where written statement of reasons are requested and provided within one month, to within one month and 14 days; or Where written statement of reasons are requested but not provided within one month, to within 14 days of the date the reasons are provided

 

Try and get help (Erika is spot on with councils website etc) as it always help with appeals. Plus if you find someone you may also qualify for free legal assistance. This is handy if you need additional medical reports as their costs should be covered by the scheme.

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Hopefully someone else with more knowledge can advise here as I'm only new to all this.

 

I'd expect at the very least a letter telling you about the decision, telling you what this decision was, from what date it was made and stating the ESA rate you are now being paid.

 

May be even a letter explaining how they came to this decision?

 

They seam to be very slack with letters atm and the ESA phone staff just seam to be in denial when you ask them where letters are?

 

I called Thursday to be told my appeal was accepted and my payment went through the same day. I've received no notification from the DWP that my appeal was accepted or that they've re-instated payments (i.e. an awards notice) - I'll be chasing these 2 Mon as my council will need these award letters to change my Housing Benefit Council tax records.

 

*

That's a point have you filled in a change of circumstance form to inform the council of the change in your ESA rate if you are receiving Housing or Council tax benefit? You may have to tell other DWP depts if you are receiving other benefits?

*

 

When my ESA was originally failed I received a letter telling me that and that they would be sending me a further letter explaining why. When telephoned and asked about where this was letter it's existence was denied by 2 different members of staff. Amazingly this letter which didn't exist turned up 23 days later and the letter & was stamped by their internal mail opening team which means it had been lost in their internal system for up to 19 days! Worked in my favour as they send my ATOS medical report within 2 days after the last call which was invaluable to have access to for my appeal

 

I had to ask on here about it as I was that confused about it all? Hopefully there's someone on who can help better with this one.

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