Laalinz v Moorcroft (MDR)

[laalinz]

Have made a payment that I was bullied into and they tried to bully me into setting up a direct debit there and then on the phone. I made the first payment before I did my research or else they would not have had a single penny from me.

[cerberusalert]

If you paid by credit or debit card contact your bank and tell them under no circumstances are they to honour any further debit requests from Morecrap.

[laalinz]

paid by debit card and it did cross my mind that they would keep my card details and just go ahead and take a payment.

 

Will contact them today, thanks.

[tinyones]

she was very eager for me to hand over my card details but I said no and nor was I leaving it in a gas box for any Tom Dick or Harry to take and have no proof that it had been paid. I may owe the bank the money but they are in no way proffesional and I felt I was trying to be conned! Yeh good for you ring bank up and cancel it or they probably will take money from you. She didn't deny on phone when I said ud probably take whatever from my account so no way am i doing this!

[laalinz]

they are a bunch of crooks.

[tinyones]

it certainly has opened my eyes to it finding this website. I didn't think people could go on like it when they are 'abiding' by the law more like sailing close to the law!

[laalinz]

Companies like Moorcroft just make their money out of scaring people and hoping that they wouldn't do a bit of investigating. The woman I spoke to on the phone got very nasty with me when I said I would speak to a debt management adviser or even a solicitor myself.

[tinyones]

Yeh I bet she did. Well if I hadnt have found the info I had on this site I really would have been none the wiser and would have stressed and stressed what to do as after speaking with them 4 times on phone and having him at door I would have been reluctant to give them anything but wouldnt have known that I could challenge it

[laalinz]

can't believe he came to your door! such bullies. People are usually in debt because of a bad circumstance (lost of job etc). These people are bullies

[tinyones]

Nor could I when I hadn't had any letters to this address. I have been here a year so if they can send a bloke out surely they can send a letter!

And to not leave after I asked him two atleast 4 times was ridiculous

[laalinz]

Hard to control your temper in that situation!! But at least you know that you are not alone.

 

I don't think that these companies that you take credit out with banks, argos, etc should be allowed to sell your debt or pass on your debt to these sharks.

[tinyones]

No I nor do I because this is basically what they are. I will send in my complaint which I doubt will change much but at least I have done so

[stressed mum!]

Subbing be good to see how you get on, I'm having dealing with moorcrap too they are lowlifes

[NathanJ]

Good luck, just subbing as I am dealing with these guys too

[Helios]

Don't talk to moorcroft on the phone they more interested in your debit card.

 

Moocroft are just full of bluster and drivel

[laalinz]

Still waiting for Moorcroft to recieve my letter. Just checked tracking number and it hasn't amde it there yet

[tinyones]

Well mine has been the same. Royal Mail actually told me when I rang yesterday that they were still processing my letter. When infact today I have had a letter dated the 20th of May (I posted mine the 13th) from Moorcroft saying they don't have my CCA but will ask for a copy from the actual lender. So the chances are your letter has been recieved by them and its Royal Mail who aren't being efficient with their tracking system.

Keep me posted if you do get a reply

[Bazooka Boo]

Tell RM you want a refund for the recorded delivery charge.

[tinyones]

its the only time ive sent recorded items that havent shown up they have got there as I have posted two CCA requests to diff places and neither have said they are delivered, still awaiting reply from the 2nd one but if its like the first they may have received it and its Royal Mail who haven't updated their info

[laalinz]

I'm still waiting to hear from Moorcroft

[tinyones]

what date did u send laalinz?

[Bazooka Boo]

Tell RM you want a refund for the recorded delivery charge. Normally gets results..

[wycombe]

Subbing with interest. A few days ago I received the Moorcroft 'intended litigation' letter over a Barclaycard debt.

[laalinz]

Hi all,

 

I have today recieved a letter from Moorcroft in response to mine. My scanner isn't working but I will type it in for you to have a read.

 

Dear Miss Allan,

 

We refer to your recently recieved letter requesting data as per 77-79 Consumer Credit Act 1974.

 

We duly confirm that we have requested the relevant documentation from our client and once we have recieved we will forward the same to you. Meanwhile, we duly confirm that all collection activity on the account has been put on hold and we will not seek to enforce any payment of this debt until such time as documentation has been supplied or we have advised you to the contrary.

 

In the meantime, however, we believe that it may be of assistance to all parties if we also take this opportunity to ensure that any potential areas of dispute are addressed prior any possiable court action or further investiagtion. To this end, can you provide an indication of the information you are relying upon, when giving evidence to the court or information to the relevant authorities in relaltion to the alleged subject matter of this account.

 

Please could you provide this information by return as this will ensure that all possiable areas of dispute are identified as quickly as possiable therby minimizing potential costs and delays.

 

Should you have any questions or require any additional information please do not hesitate to contact us direct on the telephone number shown above.

 

Yours sincerely

 

 

Accounts Department.

 

These People really have no idea. The letter format and typing is very poor.

 

Thoughts on the above?

 

Cheers

 

Laalinz

[tinyones]

laalinz I got the same letter in light of that I am assuming they don't have the CCA so will await to hear from them again as I haven't had anything since. They said same that they were requesting mine from actual lender we will see?