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Hiya all

 

Just looking for a bit of advice. Have gone over my overdraft (bank keep taking charges!) and now they want payment of the amount that I am over by. I can't really afford to pay the whole amount or I would.

 

Anyway, to cut a (very!) long story short - the Halifax have been ringing me every day, and sometimes night, for just over a week to ask for payment. To me this is harrassment as I have told them that I am skint and I have no idea when I will be able to make a payment. They said that if i don't pay all of it they will keep charging my account. Aaargh! I am so sick of the Halifax!!

 

Any suggestions as to what I should do? I remember seeing something written about getting harrassed by creditors/banks on one of these threads but can't remember what it said. What do you think is the best thing I can do besides give them the money and not be able to pay rent, council tax etc? Surely they are not allowed to phone you every day??

 

Any advice, as always, very much appreciated

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