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funding corporation gggrrrrrr !!!


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hi everyone posted this in wrong place last time so i'll start again,

 

can anyone advise me on this

i bought a car from acf in 2008 and the funding came from..... wait for it ....... the funding corporation,

what i'd like to no is i was told it was a hpi agreement looking at it now it just looks like a standard credit (loan agreement ) it dosnt say anything about hpi on it at all are they the same thing ?

on my credit file it states loan not hpi my last car i had waas recorded as hpi so is it just a loan then ??

so being uneasy i had my friend do me a hpi check ( who works at a garage )

that came back as the car being on hpi

so can they do this is it legal to record it being on finance when the agreement is not a hpi agreement or are both agreements the same im totally baffled :???::???::???:

thanks for reading any input is welcome

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As it appears you have a credit agreement instead of a HP Agreement there should be a Bill of sales to go with it too, When you got sold the agreement, did the sales person explain what type of agreement it was?

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is the car mentioned anywhere on the agreement is the answer to your question

 

no mention of car reg etc then its not hp.simples.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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