Jump to content


  • Tweets

  • Posts

    • @Sach45 Currently in a similar situation unfortunately... Just wondering if you had ever more than a follow up other than the DWF letters?
    • I just meant that if they parked the other side of the yellow land that is council maintained land and they'd get a pcn.  
    • Thanks DX I will have that uploaded
    • its SJPN you simply fill the form in pleading not guilty. you will then be sent a later court date by letter to appear at your local magistrates court or the DVLA will might even drop the whole case. if you want ,fill in the small section of the form too, simply stating that payment for said road tax was cancelled and latterly reclaimed as a new DD was already in place. hence i double paid for said disputed period of the claim. just to be 1000% sure. please scan to PDF the page that states what you have been summoned for.  read upload carefully 
    • HI DX Yes check it every month , after I reinstated the second DD I was checking every week. Also checked my bank statements and each payment has cleared. When responding to the court claim does it need to be in specific terms ? Or laid out in a certain format? Or is it just a case of putting down in writing how I have explained it on CAG?
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

log books loans letter sent


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5995 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

sent letter of recorded requesting refund of charges giving them 14 days to respond wanted to add that i was charging them £20 for the letter like they did to me counting down the days.....

Link to post
Share on other sites

  • 2 weeks later...

received this reply from log book loans today .....

Thank you for your letter received and not dated today.I am puzzled by your reference to a letter you sent on 24/08/06 as no such letter has been received by this office, could you please confirm these details are correct and not simply a part of the standard document letter you have copied/ to send to us?

I am afraid your comments regarding advice issued by the oft are slightly misleading.

The advice issued was a reveiw on the charges applied by credit card issuers for defaulted payments.

This is, clearly, a different spere to our business.

I am afraid that as you already accepted the fair and reasonable charges applied to your account due to you breaching the terms of the contract with us no refund will be considered. signed by paul foster collections manager

Link to post
Share on other sites

Ahh ahh so as i thought they are viewing and/or watching this forum as i suspected. I have also potentially Pi**ed a few off of them as well?.:D

 

It would therefore seem they LBL Ltd need a bit more leverage other than a "LBA", i did advise all involved with these problems with LBL Ltd in one way or another your going to need more than this?.:eek:

CaLL Me On INTeRNeT CaLLS @ "NoBBY_ONLiNE":D

 

NB: Any advice given ?(if any) is given freely and without constraints,it and any information is based upon personal knowledge and personal experiences and/or views it should therefore only be regarded as advice and not a statement of the law, for that you should seek professional legal advice!.

Link to post
Share on other sites

hi v j r ,so what advice can you give ?

 

I would of course be interested in that advice also...! At least you have had a response to your LBA and immediately! I have had no response to any of my letters with the last one being LBA sent on the 31st August, but I am staying on track with MCOL being done next Wednesday.

Keep on fighting honey we'll get there!!

Boo

;) Boobaby

Please hit the scales if you think I've helped!

Please note that advice given is purely my opinion and should be treated as such.

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

HSBC Claim - August 2006 £2,700 paid November 2006

Halifax Claim - August 2006 £4,100 paid December 2006

GE Capital - August 2006 - settled

Log Book Loans - August 2007 - sorted

Link to post
Share on other sites

duplicate letter sent should have been received today lets see what they make of this..... anyway theres no way that i will give up on this and the next step is court i cant wait!!!!! this company need to be given some of their own medicine they made my life hell and if i knew what i know now i would have cut their wheel clamp off and stuffed it where the sun dont shine... cheers boo for all your support and good luck with your case will be watching thanks for the pm very helpful

Link to post
Share on other sites

  • 3 weeks later...
duplicate letter sent should have been received today lets see what they make of this..... anyway theres no way that i will give up on this and the next step is court i cant wait!!!!! this company need to be given some of their own medicine they made my life hell and if i knew what i know now i would have cut their wheel clamp off and stuffed it where the sun dont shine... cheers boo for all your support and good luck with your case will be watching thanks for the pm very helpful

 

Hi there

 

Was wondering how things were going? Did you see programme about the balliffs, would be great if they could do one on LBL, maybe we can make one :D

 

Keep us informed of your progress :)

If you think I have helped hop on the scales. If I was useless best to keep quiet me thinks:D

Link to post
Share on other sites

hi nellie sadly missed programme on bailiffs but waiting to submit claim on line waiting for pay day though !!! i got a ridiculous letter from log book loans just a duplicate of previous letter stating their position that they think their charges are fair !!!!!!! (from the same paul foster) ha ha ha ,so cant wait to take them on:-? will keep you updated

Link to post
Share on other sites

  • 1 month later...

My Car has been reposessed today. I had a loan of £1000 12 months ago (the loan was for 12 months). I defaulted and over the year picked up £700 in late charges (£20 for each letter they sent me). I made a payment of £250 in October, which was the original loan amount then paid off, the loan has expired and just the late payment charges outstanding. When I made this payment they said they would look for the payment to clear in their bank and then they would contact me to arrange a repayment plan for the outstanding late payment charges. I have had no more contact from them in nearly one month and then all of a sudden they clamped my car this morning then took it away. The man who repossed it needed £1200 cash from me (at 8.00am)! He also said he couldn't accept a cheque. I didn't have this kind of money so he has taken the car away. I have arranged for somebody to lend me the money so I will be getting my car back later today. Can anybody advise if there is anything I can do about this? They were writing to me nearly every day when they could charge me £20 for it. Especially with the original loan amount being paid off and only late charges outstanding? And the fact that it's gone from £700 to £1200 in the space of one month. Would this be charges for the reposession company to collect the car? The original loan was for £1000 and i will have ended up paying £3000 back

Link to post
Share on other sites

Probably too late at this stage to help you,why didn't you seek help earlier? if they've repossessed the car it is highly likely that they have also terminated any agreement you had with them, so they are unlikely to release the vehicle and/or enter into any other agreement!.:eek:

 

The clamping scenario is that they have to allow at least 1 hour before they remove is good practice.:!:

CaLL Me On INTeRNeT CaLLS @ "NoBBY_ONLiNE":D

 

NB: Any advice given ?(if any) is given freely and without constraints,it and any information is based upon personal knowledge and personal experiences and/or views it should therefore only be regarded as advice and not a statement of the law, for that you should seek professional legal advice!.

Link to post
Share on other sites

  • 7 months later...

just a quick qestion i took a lbl out on my car but i don't actually own it i am just the regiested keeper my mum paid for the car and it says on the v5 that you are not the prson who owns the car just its keeper the person that paid for it owns it dose this make a diffrence as my mum had no knowledge i took out the loan and i am one month late (£140) and being orderd to pay 1600 now or they will take my car

Link to post
Share on other sites

hi im very interested in the outcome of this

im in same position allthogh they have not took my car yet i suspect there planning to

i spoke to trading standards and the ombudsman about these people am waiting for them to phone me back today

i also believe but not confirmed that watchdog are very interested in these people and want to hear about peoples experiences

treble99

Link to post
Share on other sites

hi im very interested in the outcome of this

im in same position allthogh they have not took my car yet i suspect there planning to

i spoke to trading standards and the ombudsman about these people am waiting for them to phone me back today

i also believe but not confirmed that watchdog are very interested in these people and want to hear about peoples experiences

treble99

 

 

If you read my post on the "LBL LTD" tread you will see what happened to me and my car I would advise you hide your car and let them try and take you to court later if they want the car ,I would rather deal with a judge than deal with lbl as lbl just do what they want.

Link to post
Share on other sites

  • 1 month later...

I have been in touch with the ferret an itv consumer programme i believe that if we expose these people not only the company but the individuals whom work for this company about their attitudes and charges then prehaps we can resolve this without other members of the public get done like us.

please get intouch with them

 

([email protected])

Link to post
Share on other sites

  • 5 months later...

Remember Remember Remember Log Book Loans Must Have A Visible Sia (security Industry Authority) Valid Badge. If They Dont Have One They Are Allowed A Licence Dispensation Number. Mention This To Them If They Dont Have It Phone Phone Phone The Sia-contact Details From Google Search Engine.

 

This Badge Is A Legal Requirement. I Am Pulling My Hair Out In Frustration That No-one Knows About This. It Has Been In England And Wales For Approx 2 Years But Its Very New In Scotland. I Asked The Bailiff That Came To My Door At 0800, Where His Badge Was. He Gave Me To 1530 To Get The Money.

 

Remember Remember The Sia

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...