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    • Calm Down please.... there is only one way to deal with this and that is - PROPERLY. Being surrounded by 'lawyers' who deal with 'disputes', just like going to the likes of CAB, in this instance has, most probably, to date,  sadly not helping you here. Such people always project an Aura of confidence, when the truth is they don't actually have the vast successful experience of the members here in dealing with the likes BMW. there are over 350 threads here . as far i gather this is the situation, In April, a car was purchased by your son from BMW. Finance taken out to purchase it has since been paid in full, as well as full payment for an annual Insurance policy. within 6 weeks, it was discovered and confirmed in writing, via a report from a local garage, that the car indeed had numerous performance modifications undertaken. Namely being remapped and with modifications to the exhaust system. having contacted his ins co, they require a further £5k to uprate his policy, without it renders the existing insurance policy invalid, thus the car is not being driven.  again within this 6 weeks, you wrote to BMW rejecting the car (we need to see this letter please. scan it up to PDF, please read our UPLOAD guide). at first BMW were onboard, even sending their own inspector, confirming the mods etc. but in the last 9 days since said inspection, comms have now gone dead. .................. you have 2 options - 1 - allow BMW to sort the car FOC and without hassle to him, but probably within their own snails pace timeframe. 2- EVENTUALLY bring legal action - this would most probably be under contract law, not a claim under the consumer rights act . (as financially you would lose out big time) to do 2. which is not easy and rather complex to calculate the financial sum involved...... we need all the info @BankFodder has requested. of many, but one good reason for this is say for this new mot, show the old one was suspect, good bargaining chip against 2500mls usage deductions... your call but you need to do this properly or not at all...............    
    • Hi, I've been reading through many of the stories in the sub-forum and I understand the process to be to send a Letter of Claim to the EVRi - in the post and to their customer support email and to sign up for MCOL.  I have looked at the various Letters of Claim and the MCOL claim forms - particulars of claim and I have gone through all of the screens on MCOL website to put in the final details so it is ready to go after the 14 days from when I send the Letter of Claim (of course assuming that EVRi dismisses my Letter of Claim to pay me in full!).  I also see the advise is to decline any mediation particularly because I have specified the parcel contents and value to EVRi when shipping it. I have put both the Letter of Claim and the forms from the MCOL particulars of claim into a single PDF for review.  The stories in the sub-forum often indicate people shipping with EVRi but some purchase through or have involved such companies as Parcel2Go and so I wasn't sure about the statement I made in the Letter of Claim if it was totally accurate to say "I am applying my third party rights under the Contracts (Rights of Third Parties) Act 1999"? I just wanted to confirm the correct wording.  In my case the parcel shipment was paid for on the EVRi website and sent at the Tesco EVRi Parcelshop.  On the MCOL claim form I have referenced Section 57 of the Consumer Rights Act 2015 in response to EVRi customer service hiding behind their lack of ability to insure delivery of laptops and their bogus non-compensated and prohibited items as a means to avoid any responsibility for them losing such items. Thank you for taking a look to see if there are any inaccuracies or amendments to the Letter of Claim - when it is looking good I will send via email and post it to EVRi.  Having drafted the particulars of the claim on MCOL, I shall be ready to submit the claim on the MCOL site when the 14 day period has elapsed and proceed from there.   Thanks for everyone's help! Letter of claim and MCOL Particulars of Claim.pdf
    • Wow quite surprised by your response in all honesty as I can’t see where you have requested details of the car. The car is insured and that was budgeted for and paid in full, the increase of £5k is because of the modifications, which no we didn’t budget for as we didn’t plan to buy a modified car, so no that doesn’t form any part of wanting to return the car, perhaps you don’t understand the impact modifications have on insurance premiums? Thanks for your help so far but feel going the legal route probably suits us better.
    • new thread created for the court claims. please complete this twice and i'll make another thread from the 2nd PDL Claimform we need to keep them sep.  
    • Most banks do not have any customer service staff available to support those opening a new current or savings account, according to research for Investec Bank.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

B.C.W. & Glasgow City Council Tax


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Weve received a letter from BCW reagrding council tax for Glasgow City Council threatening Arrestment of Bank for an alledged debt for 1999-2000. Two years ago after a similar one I sent Glasgow City Council proof of benefit for that period, this is the first we've heard since then. The amount hasn't changed.

I am confused as to whether this debt is now statute barred. ( I was of the belief that Council Tax is not). Can anyone set me straight on how to deal with this, since BCW are clearly bullies

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as this is a dca not bailiffs i think if there is no liabilty order it is statute barred

and even if it has one, it will need to go back to court to be enforced [ i think] if its been 6yrs with no activity.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I am unsure about this - but I think quite recently it was "decided" that there was no 5 or 6 year limit on council tax claimed liabilities.

 

I could be entirely wrong - but I am sure I read about this perhaps say a year to 18 months ago.

 

Based on this it might be worthwhile to look for more info.

 

Sorry for being so vague - but I felt it was better for you to look further - as I am sure they are not classed as normal debts.

 

Its worth adding it would not be bailiffs in Scotland - but sheriffs officers - though I have no idea who BCW are.

Edited by Ayr
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this is the funny thing BCW are a DCA and as such are toothless.

though sev councils in scotland use dca's as they are cheaper than sheriffs officers.

 

i'd phone the council myself, best get the info from the horses mouth if you do owe this & where this 'proof of benifit' puts you.

 

it might just be a dca chancing their arm on a debt you dont owe.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for your replies. I did contact GCC 2 years ago and sent them proof that at that time we were on benefit. I heard no more till now. I have no idea if it was paid or not. Somehow I beleive it must have been, as we left there 10 year ago.BCW don't care whether it was paid or not, they just want money, and GCC don't care

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then i'd not pay.

i think it is a phishing exercise riding on the fact its council tax.

 

the only way to the bottom of this is to recontact the council

if not only to let them know what these little dirtbags might be upto using their name.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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BCW are also sheriff officers and I would urge you not to ignore them.

 

Was it a charge for payment you received?

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

Please consider making a small donation to help keep this site running

Click here to donate through PayPal (opens in a new window)

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  • 3 weeks later...

I did contact GCC 2 years ago and sent them proof that at that time we were on benefit.

Did you claim council tax benefit at the time though? You have to claim this seperately from other benefits and should have received a form from the council for this. Even if you did receive this benefit there would have still been a small amount to pay as you still have to pay for water charges.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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would be nice if we had an update?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well his actual msg said he did

now its gone.........

 

quote:

 

Kayloox has just replied to a thread you have subscribed to entitled - B.C.W. & Glasgow City Council Tax - in the Scotland forum of The Consumer Forums.

 

This thread is located at:

...........

Here is the message that has just been posted:

***************

..............

***************

 

,,,,,,,,,,,,,,,,,,,,,,,,,,

dx

Edited by dx100uk
going with protecting the guilty....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok DX thats it :D

 

after reading the above :eek: you owe me :roll:

 

1 new keyboard

2 x 20" wide screen monitors

and bone china mug that went up in the air hit the keyboard then put the tea from the mug all over the screens

 

and i got slap from the wife because i woke her up, by shouting WTF :-|

..

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typical nightwatch firefighting on cag then;)

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no my usual problem of hf int with wireless keyboard.

 

just been gifted a TS930 & a TS780

 

got a weird one with the 780 though.

on any mode bar FM, the sig meter bangs over to FSD.

 

think i'll have a poke around as its quiet on here.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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my thoughts lie with the wafers of the mode sw

 

rx & tx are fine, just in rx it bangs over

 

either that or an electrolytic blocking cap has gone south but they dont normally go S/C , poss a diode.

 

anyhow i'm gonna have a poke around here then whip its clothes off i've go the service man.

 

sorry for the hi-jack to the op btw.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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that will be a first :eek:

 

hang on anyone checked if this is not coming from planet PERKY , he aint into a new form of [causing problems] is he :rolleyes:

 

first thing they need to learn a DCA has NO LEGAL POWERS, and it would be a first if they really told the victim their legal rights

 

DCA's can only ask you to pay, nothing beyond that

 

maybe a good start would be for the DCA , to

 

1) ensure they have the right person

2) do a real check to see if the money is actually owed

3) learn to join the human race monkey world is overflowing at the moment

 

this def looks like a cobbled PR exercise that hit rock bottom before it started

 

but then a TROLL is no more that a TROLL however its said

..

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oh yeh , so what statue of law can they be given legal power under then

 

oh dear a solicitor has no actual legal powers in the first place to give to a mindless DCA

 

what all this about he or she

 

well if you dont have time to do this , do what a fisherman does with a hook ( sling it )

 

but them we dont really have the time to respond to a TROLLS febble effort to justify the foul ways DCA work

..

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oh dear gone 10pm are budding student of DCA law has gone to bed :D

 

oh dear silly phone monkey type threats now typical response, you should pay your debts, so our dear little female phone jockey just what give you the right to tell people what to pay , the LAW of the land affords you no right to do so, are you claiming your Solicitors have empowered you this right ???

 

as for typo's well is shows you actually read what was posted,

..

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Kayloox,

 

If you keep removing your own posts, it makes it imposable for the site team to look into your complaints.

 

You say you work for BCW ?? Have you requested permission from the site admin to post on their behalf ??

 

Please read the site rules.

 

Lex

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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