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Still no word by post. as previously mentoned could i please recieve help from my fellow cagers to have a look at my agreement , I just really need to know what im going to put down in writing as im getting nowhere fast :(

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Hello recieved a letter acknowledging my complaint and informing me that they will contact me in due time.

Now i know i have asked more than several times for assistance to go through my agreement etc. But im now really desperate and im making a plea can somebody please take the time to assist me, because im being pressured to seek legal advice if i cant get somebody to help me go through this on here.

Thank you x

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sorry i cant help hun but will try and keep u bumped for someone that can x

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Hi Cityred, did you send your complaint recorded and have proof of delivery? Even if not, is it 8 weeks since their acknowledgement?

 

If so you can go straight to the ombudsman now with your complaint as it has not been resolved in the correct timescale.

 

Financial Ombudsman Service

 

The form you need should be here our complaints procedure and how to complain

 

Or you can email or phone the FOS too, for your reference Welcome would have been sent the following letter, as they are not playing ball you should expect some speedy resolution and another nail in the Welcome coffin!

 

http://www.financial-ombudsman.org.uk/publications/technical_notes/ppi/ppi-CWletterB.pdf

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Hi Cityred, did you send your complaint recorded and have proof of delivery? Even if not, is it 8 weeks since their acknowledgement?

 

If so you can go straight to the ombudsman now with your complaint as it has not been resolved in the correct timescale.

 

Financial Ombudsman Service

 

The form you need should be here our complaints procedure and how to complain

 

Or you can email or phone the FOS too, for your reference Welcome would have been sent the following letter, as they are not playing ball you should expect some speedy resolution and another nail in the Welcome coffin!

 

http://www.financial-ombudsman.org.uk/publications/technical_notes/ppi/ppi-CWletterB.pdf

 

Hi major playor, Its has been way over 8 weeks, I have already complained to the FOS but they wanted me to send all copies of my paperwork to them to continue with my complaint. Welcome acknowledged verbally that they recieved my ppi complaint etc so if they now turn round and say they didnt recieve it they are bloody lying. They make my blood boil i may just ping off another complaint today :O x

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Dear ms. Further to recent correspondence regarding your

overdue account, I am disappointed to see that I have not yet

Received a reply please telephone me TODAY to discuss this matter further.

your account has been charged with the sum of £10 being the

cost of sending this letter, yours sincerely

Matthew Harrington

 

Dated. 27/7/10

 

So am I just ignoring this.too????

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Dear ms. Further to recent correspondence regarding your

overdue account, I am disappointed to see that I have not yet

Received a reply please telephone me TODAY to discuss this matter further.

your account has been charged with the sum of £10 being the

cost of sending this letter, yours sincerely

Matthew Harrington

 

Dated. 27/7/10

 

So am I just ignoring this.too????

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no hun you arent in bad books there seems to be a distinct lack of help at the moment if you are waiting on a response id be inclined to ignore ill have a recap and be back soon :)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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no hun you arent in bad books there seems to be a distinct lack of help at the moment if you are waiting on a response id be inclined to ignore ill have a recap and be back soon :)

 

:) your a goodun, I'm just feeling slightly lost with all this but thank you for

your time.x

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Hi City

 

I will try and help. Can you give me and beyond a quick recap. If its ny help i have PPI took forever. They and FOS now confirmed i was missold in MAY, but this still not resolved. I think they inundated with claims.

 

Bebo

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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I would say keep doing what you are doing....sit tight! If its with FOS they will get to you they are just really busy. If you continue to make payments you shouldnt end off in a worse position. As for account charges send them a stinking letter requesting they all be credited to the account which will then give you a true balance. As for unenforceable agreements I wouldnt hold out too much hope theres alot of chat about it but not much chat about victories unfortunately some people can be misguided into thinking the agreement can be 'gotten rid of' when in fact its nothing of the sort.

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Hi guys , thank you. As previously posted i cancelled my direct debit as advised on here previous. I informed welcome in writing that i had cancelled my payments until they resolve my complaint etc. So i will write another complaint in regards to yesterdays letter and see what happens, How will i go about demanding charges back then ? thank you xx

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Welcome financial services

Compliance Department

Ruddington fields business park

Ruddington

Nottingham

NG11 6NZ

 

31/07/2010

You’re Ref: Customer

 

 

 

ACCOUNT NUMBER

Re: Matthew Harrington

I would like to bring your attention to this letter I received on the 30th/7/10

Dear Ms.

Further to recent correspondence regarding your

overdue account, I am disappointed to see that I have not yet

Received a reply please telephone me TODAY to discuss this matter further.

your account has been charged with the sum of £10 being the

cost of sending this letter, yours sincerely

Matthew Harrington

As you are aware I have requested several times that my PPi and missold insurances be returned to me in full. Welcome Finance continue to ignore my requests and harrass me when I have clearly stated I will make no contractual payments UNTIL I have a full resolution on my account!

 

 

Yours Faithfully,

Can somebody help with getting a bit of punch on this letter.

Thank you

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