Parents debt

[Demonz]

I see. But we're still confused.

Do you mean that she was declared bankrupt in 2006 and discharged in 2007?

If this is the case then the bankruptcy occurred only 5 months after the money was paid out, and I'm not surprised the OR is on the case.

 

Unfortunately timing is important on this matter.

 

Ok sorry about any confusion. My mum called the OR today at my request and asked if the discharge had happened. The OR said the date of the insolvency was 26th October 2007 and yes it was fully discharged (he didn't give a date for the discharge so she assumed it was the same day as the bankruptcy). He said that unless my mother had a previous insolvency then there was no way she was insolvent in May 2006. He could not understand why they are chasing these payments but nor could he help me as the Trusteee was in charge and we need to contact them. My mother called the Trustee who was very unwilling to talk and said anything she had to say should be said to Farleys who are acting on their behalf. As i've stated previously Farleys do not reply to anything that my mother writes and no one is ever there when she tries to call (I'm sorry the person you need has just stepped out of the office, I'm sorry he's working at Manchester today......so she calls the Manchester office, im sorry he's just stepped out) etc.

She has no sent a letter to the Trustee and Farleys by registered post to ask them what proof they have that she was insolvent in May 2006 which is 17 months prior to her insolvency

[palomino]

Regarding the bankruptcy there are two pertinent dates - when youare declared bankrupt and when the bakruptcy was discharged.

Between those two dates you are bankrupt. Once you are discharged you are no longer bankrupt.

These dates do not happen together. These days it is common (but not universal) to be bankrupt for one year.

 

As to the purported insolvency you've done exactly the right thing. 17 months is more than long enough to separate solvency and bankruptcy. But you might still have to provide some evidence as I noted earlier.