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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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Debt at parent's house


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I am officially of no fixed abode, but I have a car registered to and insured at my parents house. I have not resided at this address for 5 years. I have been staying at a girlfriends' but am registered nowhere...on no electoral registar or anything similar. What I need to know is, can my creditors trace me to my parents' address due to the fact that my car is registered there?

 

I do not particularly care about dealing with creditors myself, but I would feel sick about the thought of baliffs turning up at my 70 year old parents' house, or any one else's parent's house, for that matter.

 

Can creditors find an address of a debtor's car registration; would they assume that is their current abode....and have they any legal jurisdiction over that address, no matter if it were the debtor's adddress or not?

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I would guess DCA's have access to less than legal ways of tracing people. If you haven't been found by now they unlikely to find you before it's statute barred. DCA's have no legal authority over anything, the worse they can do is harrass people. Just one more thing, there will be a census coming up soon and it is a stiff penalty for a householder to lie about who resides there.

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First of all they have to know - or suspect - that you have a car. They then have to find out the Reg number.

 

I'm sure you will be ringing them asap to tell them this information ... or maybe not. :)

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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It's dlc (direct legal & collections). They haven't been round to observe any cars; they are in Northampton, I am in Birmingham. I have so far only been the subject of their standard letters. I wrote to them in November telling them I was being evicted from my rented address, that I would be only contactable through email or mobile phone, and that monthly payments would continue as normal. Since then they have been sending letters to me to my parents' address. I just want to know how they would have got this address and why they would write to me there?!

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What I really need to know is, will they assume me to live at that address, and direct their letters and action there, if they find out through some online search that I have a car registered there? I haven't lived there for 5 years but have my car registered and insured there.

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It is possible but the DCA would have to be clever about it.

 

They can contact your relatives anyway to try to find out your whereabouts without revealing the debt.

 

Do not worry about Baliffs at your parents house because they would have to take you to court first and to do that they need to have better proof than that of your whereabouts.

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