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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Misold Mppi By Hadenglen


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Hi in 2005 me and my husband bought our council house with the help of a firm called HADENGLEN. We were sold Mortgage Payment Protection by Hadenglen and were told it was just somthing we needed, it wasnt explained to us and we just had to take the consultants word for it ( after all they suppose to be the experts) i have just found the policy and the mppi was for 5 years but are mortgage was for 25 years we have paid a single lump sum of 2071.00.

 

Can we claim? I noticed while doing a bit of research on the internet that hadenglen had been fined for miselling these policies. any help welcomed thank you Helen :)

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 9 months later...
Hi in 2005 me and my husband bought our council house with the help of a firm called HADENGLEN. We were sold Mortgage Payment Protection by Hadenglen and were told it was just somthing we needed, it wasnt explained to us and we just had to take the consultants word for it ( after all they suppose to be the experts) i have just found the policy and the mppi was for 5 years but are mortgage was for 25 years we have paid a single lump sum of 2071.00.

 

Can we claim? I noticed while doing a bit of research on the internet that hadenglen had been fined for miselling these policies. any help welcomed thank you Helen :)

 

 

were you able to get this?

Was your consultant ken Crawley?

 

I understand hadenglen have gone bust now? I was misold my mortage from them as well as the mpp and now i am just thinking about doing something about it. Thing is, it was from 2006 so i no longer have any paperwork in my hands from them

PPI SUCCESS

2011- Lloyds TSB £3874

2011 - Loans.co.uk (GE Finance) £1504.77

2017 - Moneyshop - £977

2018 - Aquacard £1327

2019 - Citicard - £1071.31

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Ladylollipop,

 

If you remove all personal details from the agreement and then post it up, we will be in a better position to offer you suggestions and support.

 

As dx has already said, you have a good chance of being able to claim your money back.

 

DJ

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