Kent Reliance Commercail Mortgage repo

[Fiscalawareness]

Hi all

 

is a commercial mortage given the same rights as a residentail !

 

i have had a repo notice on a commercail mortage when i was out of the country, sent to a wrong address. They say they did not recieve my address update ! but i cant prove i sent it.

 

My mortgage was £501 and the outstanding was £1506, however this includes a £100 charge.

 

Because they started action on £1506 does this not mean the amount was incorrect as they cant include charges and therefore should have waited until the amount went over three months with no charges.

 

They contacted the tenant and frightened them by letter so they gave notice, id like to see if i can claim back lost rent.Plus get the £600 legal costs wiped.

 

to me this depends if commercial is the same as residential and has a three months limit and charges not allowed in the claim amount.

 

I have written asking for copies of the repo paperwork to see if the amount put to court is £1506.

 

If it is do i have a case ?

 

oh i rang them from spain when the tenant contacted me and paid £1000 to stop the repo but the damage had already been done, i had lost the tenant and had the £600 fees.

 

Any thoughts

 

thanks for your support

 

James

[keates]

I know it's a bit late but I have an ongoing issue with Kent Reliance so would be pleased to hear from you

[f16]

Hi Keates, the original OP's post is over 3 years old.

I've notified Site Team so they can start a new thread for, and you can tell us your story so you can get the correct advice.

[dx100uk]

keates already has a thread running here

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?316204-Kent-Reliance-Building-Society-amp-LPA-Receivers-are-increasing-my-mortgage-debt

 

dx

 

thread closed

 

dx