Triton credit services are lovely people...

[mack187]

Had my first experience of Triton credit services last night, my Natwest account has been passed to then due to me being unable to pay due to redundancy.

 

I explained that I was happy to make an offer in writing for monthly repayments as I now recently employed. This was met with 20 minutes of questions about whether I could borrow the money from friends, what my income was etc...

 

Then I was told that rather than writing to them if I didn't come to an agreement with them over the phone they would send a door step collector within days... can they even do this??

 

I'm obviously worried now but did some research and they are directly linked to the Royal Bank of Scotland are they not?

 

I am happy to write to them with an offer but don't really want someone turning up at my door demanding money.

[dx100uk]

they have as much right to demand money off you at your door as the postman.

 

i'e they have NO LEGAL POWERS at all.

 

next time put the phone down & never speak to them again on it , demand everything in writing.

 

they also have NO RIGHT to know ANY of your pers financial info, only a judge can demand that.

 

if you can pay then TBH, it pay your bank, unless its been SOLD to them.

 

what is the history?

 

dx

[mack187]

Hi, it was an old student account on an overdraft that I was gradually paying back but when I lost my job the payments stopped. I did advise Natwest of this but they must have passed it to Triton.

 

I did say on the phone I would write with a repayment offer but the woman insisted that I must make an agreement with her there and then.

 

She also told me I would still be liable to pay interest which I questioned because other DCA's I have dealt with didn't do this.

[dx100uk]

TBH: they will say what they like on the phone to extort more money out of you.. THEY DO NOT CARE WHAT THEY SAY, all thety want is to fleece you.

 

i pers, would do NOTHING until you get certain things in WRITING only.

assuming things is not a good idea, esp as you will be 'mindful' of the dross the DCA have told you.

 

so, can we have some dates etc as well please.

 

 

dx