vikkijarda v Lloyds **WON**

[mollymoo]

fan bleepin tastic.

well done vikki

[freebird]

oh Vikki..way to go girl, I'm made up..brill...

 

Freebird x

[g.lo]

hi vikki,

 

congratulations!!!!!!!!!!!!!!!!!

i am in the same situation and you might probably help me.

i have done exactly what you did, Natwest sollicitor wnated more informatio by the 22/09/06, replied to them.

meanwhile the court final date to send the questionnaire, was 30/09/06.

yestereday i received a copy of Natwest court questionnaire ( sent by Natwest sollicitor). i was really down as i could see this going to court!

this morning, i received another letter from natwest sollicitor stating:" our client considers that your challenge to its charges would fail in court....

however as a gesture of goodwill and strictly on the basis that our client rejects any liability to you, it is willing to offer a goodwill of £1,100...

in the event that you decline this offer we will draw to the court's attention on the basis that we hold firm view that this offer is entirely reasonable in the circumstances..."

 

my claim was £1,713+ interest and plus £120 of court fee!!!

could you please help me to answer them back, as the deadline they have offered me is the 12 ogf october.

 

i haven't heard yet from the court, regarding the hearing date!

 

ta

g.lo

[vikkijarda]

g.lo

Sorry I din't reply earlier but her's a copy of my reply to thier offer. Hope it helps. Best of luck I'm sure you don't need it they will pay.

 

 

Dear Sirs,

 

I write with reference to your letter dated 25th September 2006 and have duly noted the contents.

 

You mention that your clients Lloyds TSB, have very kindly offered to settle my claim.

We are willing to accept your kind offer of £1873.32 along with the additional interest of £37.81 totalling £1911.03 as a full settlement of this claim.

 

The conditions upon which we accept your offer are

 

1) that our original court proceedings will continue as previously stated until the full amount has cleared our account.

2) We will accept a review of our bank account if our branch feels this to be necessary.

3) All reasonable effort will be taken by us to keep the account within the agreed overdraft limit.

4) We will also be looking to reclaim the unlawful charges applied to bank account ****** since 8th June 2006, which total £540.00 (this includes £100.00 that is to be debited from the account on 2nd October 2006). We are prepared to commence another claim regarding this amount should your clients not wish to co-operate by refunding this amount along with the amount of the claim as stated above.

- My case is based on UK Contract Law and that Lloyds have acted unlawfully by levying penalties charges on my account. If penalty charges are made to my account in the future, then they will also be unlawful and unenforceable.

5)I do not have to accept any such confidentiality clause. My case against Lloyds is a matter of law and I am frankly rather disappointed that your client should seek to introduce this term.

 

We look forward to hearing from you within the next 7 days.

 

Yours faithfully

 

 

__________________

[reload]

Hi Vikki,

 

You may want to remove your account number from that letter!

[vikkijarda]

Whoops missed that, thanks reload.