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    • quite honestly id email shiply CEO with that crime ref number and state you will be taking this to court, for the full sum of your losses, if it is not resolved ASAP. should that be necessary then i WILL be naming Shiply as the defendant. this can be avoided should the information upon whom the courier was and their current new company contact details, as the present is simply LONDON VIRTUAL OFFICES  is a company registered there and there's a bunch of other invisible companies so clearly just a mail address   
    • If it doesn’t sell easily : what they can get at an auction becomes fair market price, which may not realise what you are hoping.
    • Thank you. The receiver issue is a rabbit hole I don't think I'm going to enjoy going down. These people seem so protected. And I don't understand how or why?  Fair market value seems to be ever shifting and contentious.
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    • You can't, but you can (and really should) bring up the point that the lender isn't meeting their legal obligations in selling the property for fair market value. You'll have to do this in court, though. A receiver is bought in by the lender, not you. If they're a registered insolvency practitioner, you may be able to raise a complaint to the insolvency service but there are no guarantees here. Many receivers are also registered with the RICS and self-regulate so if you know the name of the receiver you can check there, again no guarantees. https://www.rics.org/surveyor-careers/career-development/accreditations/registered-property-receivership-scheme
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Some HELP please...


chewybluey
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I have been dipping in and out of this site for a while now and towards the end of last year submitted a complaint for mis-sold PPI (was told on the phone no insurance no loan!)

 

Now after reading what a complete shower this company is at providing copies of agreements would like to go the whole hog and see what else they have done unlawfully...

 

I have read a lot of posts and have tried to piece together what I need to do, but finally decided that I need HELP to take me through this step by step - hence starting my own thread....

 

Keep up the good work guys, brings me great pleasure reading this site on a cold miserable day :D

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Welcome to the team Chewy, were are you upto ?

Do ou have a copy of your agreement ? if so post it up for us to check minus your personel details, if not send off a CCA to request a copy of your agreement..

 

Might also be worth sending off a SAR to get all information held on you if you wish to check everything .

 

 

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It may be worth you sending a CCA request and SUBJECT ACCESS REQUEST to have a look a what Welcome have been doing to your account.

CCA should be returned to you within 14 days and SUBJECT ACCESS REQUEST can take up to 40 days. (included in the Subject Access Request should be all info regarding your account including statements which should tell you the information you require regarding charges etc).

The CCA will cost £ 1 (postal order) send recorded delivery.

The Subject Access Request will cost £ 10 (postal order) send recorded delivery.

When sending these requests do not sign your name just print.

 

Letter templates below.

http://www.consumerforums.com/resour...request-letter

 

http://www.consumerforums.com/resour...est-debt-a-dca

 

Once you recieve your documents post them up on your thread and the more experienced on here will lend a hand.

 

Send to..

Welcome Finance Compliance Services Mere Way Ruddington Nottingham NG11 6NZ

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  • 2 months later...

quick update regarding the PPI, they sent a questionnaire which I did not complete, the 8 weeks came and went a long time ago and out of the blue a letter from welcome admitting mis-selling an and offer of compensation:D. oh Happy Days!!! many thanks to this site and all who post on here!

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