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    • ACPOA PCN 190424.pdf   1 Date of the infringement 30/3/24   2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 19/4/24   [scan up BOTH SIDES as ONE PDF- follow the upload guide] please LEAVE IN LOCATION AND ALL DATES/TIMES/£'s   3 Date received 23/4/24   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] No   5 Is there any photographic evidence of the event? No   6 Have you appealed? [Y/N?] post up your appeal] N   Have you had a response? [Y/N?] post it up Give answer here   7 Who is the parking company? APCOA   8. Where exactly [carpark name and town] Ludlow Tesco 2856   For either option, does it say which appeals body they operate under. No  
    • So not entirely down to the ticket office, then. In fact you have been quite fortunate. The "Section 172" response provides the evidence the police need to prove that you were driving if they wish to prosecute you in court. In England and Wales there is a legal precedent which has determined that an unsigned s172 response does not meet the requirements of that part of the RTA. In effect, an unsigned response is equivalent to no response at all. (This precedent is not recognised in Scotland and there is a strategy to "go unsigned" to avoid conviction). When they receive an unsigned response the police are perfectly entitled to prosecute you for "Failing to provide drivers details" and they more often than not do. This offence carries six points, a hefty fine and insurance grief for up to five years. So you got lucky. The situation now is that the deadline for accepting a course is passed. Four months is the absolute maximum, with some forces cutting it back to as little as three months from the date of the offence. The police will not extend this because if you fail to complete the course before six months has elapsed, they can no longer prosecute you. They can only begin proceedings up to the corresponding date in June (i.e. if the offence was December 10th, they have until June 10th to begin proceedings). You will gain nothing by taking this to court. On the contrary you have a lot to lose. Courses are offered entirely at the discretion of the police, you have no right to one and the court has no powers to order one. Presumably you have been offered a fixed penalty of £100 and 3 points. If you are sentenced in court it will cost you at least three times that, possibly more (depending on your speed and your income). My advice: accept the fixed penalty and do it soon as there is a deadline for that as well and if you allow it to pass your matter will be taken to court anyway. Do not forget to submit your driving licence details as instructed when accepting the offer. If you fail to do so the police will have no time left to remind you (and they don't usually send reminders for this anyway) and, again, your case will end up in court.
    • put them all in one mass pdf please  read upload use the websites listed. dx
    • Hi all, I have an update: I have received the documents from the SAR, including photos. It appears that I was parked in a bay with a sign that requires a permit, however the pole that it is on does appear to be behind the barrier - see photo. Also, they documented that they DID NOT apply the PCN to my car because of safety concerns and I DID NOT receive the initial £60 PCN by post- see attached.CamScanner 05-10-2024 15.06.pdf appreciate nay feedback/ advice, current PCN fee stands at £100. CamScanner 05-10-2024 15.03.pdf CamScanner 05-10-2024 15.08.pdf CamScanner 05-10-2024 15.06.pdf
    • They said hi is this (name) I said no and they asked if he’s there tell him to contact us in regards to Sainsbury’s  I said ok bye
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Preliminary approach: Using secure Message online


juana
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Hiya

 

I can't find the answer to this in the FAQ - but apologies if i have missed it:

 

Is it OK to use the secure message feature on my online banking with HSBC to send a Preliminary approach letter? And if so, what address do I use for them?

 

The original opening branch was in nottingham but I now live in London.

 

Any advice would be most welcome. :D

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I would post to your branch anyway - the online message system will result in a (standard) reply from Mr M Bowden, and at present I am trying to prove that he isn't real.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 2 weeks later...

Hiya

 

I'm yet another HSBC customer inspired by this site. Thank to all of you that have pulled it together. He's my update:

 

My preliminary letter expired yesterday.

 

Of course Mr Beaumont was helpful enough to send his "I am looking into the matters you have raised and will contact you with a full response as soon as I have completed my investigations." holding pattern letter with the lovely leaflet so many of us all have received.

 

Letter before action has been sent today.

 

J

 

MODERATED message moved . Can you please keep to your thread as this is for your benefit and the benefit of others following your case.

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thanks for moving. I couldn't find my original thread.

 

Just for info, I decided to send my letters to a branch close to my current address.

 

Thanks again for all the advise guys, i'll keep you up to date with progress.

J

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  • 2 weeks later...

Hiya

 

My LBA expires tomorrow. Please can someone advise on the timescales from raising a Moneyclaim to a potential court date? I ask because I will be out of the country 6th to 21st May and don't want to raise a money claim tomorrow only to be unavailable to follow the standard process.

 

Thanks J

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You may be able to specify dates you are unavailable due to Holidays etc. Someone who has completed the process can confirm. They should try and avoid these dates for court but I'm not sure if there are any guarantees.

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Hiya

 

My LBA expires tomorrow. Please can someone advise on the timescales from raising a Moneyclaim to a potential court date? I ask because I will be out of the country 6th to 21st May and don't want to raise a money claim tomorrow only to be unavailable to follow the standard process.

 

Thanks J

It's your claim and your timetable. You gave the bank 14 days (presumably) in your LBA, and stated that you would begin proceedings shortly after. If you wish to go on holiday, I would wait before you return before raising your claim.

 

Good luck.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Thanks for the response.

 

I got an offer from HSBC yesterday (Alen Pretty) for just under 50% (£150). I'll post a copy of the text later (I am at work now). But in essence it says that for commercial reasons (the cost of man hours to defend the case) they are offering it to close the matter. This seem fairly standard.

 

I will not accept and raise the moneyclaim when I am back in 1 month.

 

In the meantime, i will send a letter declining.

 

Thanks again for your help & support.

 

Jo

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  • 1 month later...

hi all

 

just to conclude this one, I wanted to let you know what I recieved my Acknowledgement that HSBC intended to defend from moneyclaim today. I also got an offer from DG solicitors for an ex gratia payment in the same post!

 

came with the standard confidentiality clause. so as soon as I sign I will not be able to provide more info. Suffice to say - Settled!

 

Thanks to all your help and support. My 5% will be going into the CAG pot as soon as I have it back.

 

Thanks again

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You don't need to sign the confidentiality clause at all. If you let them know, in writing, that you accept the money but not the clause then they will still pay.

 

But well done, it's always a struggle but worth it in the end. :)

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 12 years later...

This topic was closed on 03/07/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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