old YB loan sold to marlins - claim form received - help

[tacklebob]

I wondered what had happened to my post and thought I had done something wrong.

 

Thank you for explaining.

 

I have not checked my credit file for some time.

 

The letter says it is from the county court though do I need to fill it in

- I am worried sick about someone calling at the door.

[dx100uk]

it says its from the court

sorry what an N1 claim form and it has a court stamp & an online login & password?

 

dx

[dx100uk]

and?

 

dx

[tacklebob]

Yes it is a N1CPC claim form - from Mortimer Clarke Solicitors. The claimant is Marlin.

[dx100uk]

ok scan it up please follow this:

 

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all monetary figures and dates.

*********************************************************

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

try www.pdfescape.com TO BLANK STUFF,

*************************************************************

or

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

 

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice dd-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

i'l re-title your thread and move it too the legal forum.

 

dx

[tacklebob]

Hope this is suffice.

[dx100uk]

pdf it please

 

dx

[tacklebob]

PDF attached.

[dx100uk]

did you ever get all the statements by SAR?

 

did you ever get the agreement by CCA?

[tacklebob]

I got a copy of the agreement but I never got any statements.

[renegadeimp]

If the original debt was £73 how has it escalated to the current amount? Can you post a PDF of all the CCA that they sent.

[tacklebob]

The original debt was £535. But when it was sold to Marlins it was some time before we got a Notice of Assignment. Between it been sold and me getting notification I continued to pay the reduced payments to YB - but these were not showing on the amount. That has now been sorted although it took some time. I understand the £535 is owing but they have now added interest, solicitors fees and court fees - but they did not send me a payment card. I was not comfortable with giving Marlins my bank details. My concern is do I have to pay these added charges.

[renegadeimp]

So after it got sold the new owners have added charges? Check the original terms and conditions of the account and see if there is any provision that allows them to do so. They cannot add on charges or interest unless there is a provision given in the T&c's that allow them to do so. Many DCA's ignore this rule and chance their luck hoping they will get judgement by default or get a debtor that is scared into paying.

 

 

One thing you must do, is acknowledge receipt of the claim online and make sure you meet the timescales. Dont get fobbed off by the claimant. Do everything online and send it to the court.

[Peterbard]

Is it possible to have a look at the agreement ?